25/01/2024
Good question. You could go directly to your bank- "surely my bank would offer me the best deal?"
Not always..and once you secured a mortgage would they keep an eye on rates for you? Would they amend the rate if it reduced before completion? Unlikely.
In the past few days I have saved my first-time buyers between £60 and £167 on their future monthly payments just by watching rates and amending applications.
I didn't charge a fee and the customer didn't have to lift a finger.
That's one reason why you should use a Mortgage adviser 😊
