Katy Mackenzie, Mortgage Professional

Katy Mackenzie, Mortgage Professional 🔸Top 20% Nationally
🔸Top Choice Mortgage Broker
🔸TMG Thought Leader of the Year
🔸CMP Top 50 Woman of Influence

Vancouver Mortgage Professional with TMG The Mortgage Group servicing clients all over beautiful BC.

09/08/2026

SLOW DOWN.

Your mortgage was never meant to be “done in 60 seconds.” A quick online approval might feel convenient, but there’s a lot more to getting the right mortgage than answering a few questions & clicking submit.

Your income. Your plans. Your property. Your future goals. The fine print. The things you don’t know to ask yet.

Sometimes the smartest thing you can do is slow the process down long enough to make sure you’re getting it right.

Mother Nature sure loves to show off!
09/07/2026

Mother Nature sure loves to show off!

Bank of Canada HOLDS Here’s what that means for you:🔸No change to variable-rate mortgages or lines of credit tied to pri...
09/02/2026

Bank of Canada HOLDS

Here’s what that means for you:
🔸No change to variable-rate mortgages or lines of credit tied to prime
🔸Canada’s economy is showing signs of improvement
🔸Inflation is still around 3%, largely due to higher gas prices
🔸Higher oil prices and new tariffs are creating uncertainty
🔸Bond yields have risen which puts upward pressure on fixed mortgage rates

You know how to reach me for questions!

08/28/2026

Why did your neighbour get a better mortgage rate than you?

Because when it comes to mortgages, there really is no “one size fits all” anymore. The rate you qualify for can be influenced by a whole mix of factors, including:

🔸Your Mortgage Details: Purchase price, down payment, term, amortization and whether there’s a HELOC.

🔸Your Financial Picture: Credit score, income stability, debt-to-income ratios and assets.

🔸The Property: Property type, location, age and condition.

🔸The Mortgage Itself: Whether it’s insured, insurable or uninsurable, a purchase, renewal or refinance, your closing date and how long the rate needs to be held.

🔸Your Mortgage Broker’s relationship and reputation with the lender. A broker who has earned trust and credibility with a lender can often have more success getting better pricing, asking for exceptions and getting a lender to take a closer look at a file. Trust me, I know.

So when someone tells you the rate they got, remember: unless their mortgage, finances and property look exactly like yours, you may not be comparing apples to apples.

Halloween is already at Home Depot. Christmas has arrived at Costco. The days are getting shorter, the mornings are cool...
08/27/2026

Halloween is already at Home Depot. Christmas has arrived at Costco. The days are getting shorter, the mornings are cooler… you know what’s coming.

Here’s another little reality check: a 120-day mortgage rate hold today takes you right to Christmas. 🎄

Yep. We are officially that close.

If buying a home, renewing your mortgage or making a move is even remotely on your radar before the end of the year, now is the time to start looking at your options.

You don’t need to be ready to buy today. You don’t need to have it all figured out. But you can be prepared. Because apparently… the holiday season isn’t the only thing worth planning ahead for.

I’m incredibly lucky to work alongside women who have become so much more than colleagues over the years. For me, this r...
08/26/2026

I’m incredibly lucky to work alongside women who have become so much more than colleagues over the years. For me, this really is a family.

These women have been there through the highs, lows & everything in between. They’ve cheered me on, picked me up & made my broker journey a whole lot more fun.

So today, I raise a glass to this group, & the many more not pictured, of absolute powerhouse women I’m lucky enough to work with & call friends.

08/26/2026

Happy national dog day 🐕 🧡

Address

105-1385 W 8th Avenue
Vancouver, BC
V6H3V9

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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