Mortgages by Kin

Mortgages by Kin My goal as a Mortgage Broker is to help you make informed decisions for the biggest financial commitment of your life.

I'm here to guide and educate you through the process and help make your home ownership dreams a reality.
- Kin Dutta

Dreaming of a Home Renovation?  Get a mortgage to purchase that dream home AND get the funds you need to renovate to mak...
04/15/2021

Dreaming of a Home Renovation? Get a mortgage to purchase that dream home AND get the funds you need to renovate to make it YOUR home! This is a "Purchase plus Improvement" mortgage. Alternatively, if you already own your home and want to make some renovations, you can use your Home Equity through a Refinance.

Reverse Mortgages continue to gain popularity for Canadian homeowners aged 55 plus. One reason for the increased popular...
04/14/2021

Reverse Mortgages continue to gain popularity for Canadian homeowners aged 55 plus. One reason for the increased popularity of the reverse mortgage is simple necessity. Many retired Canadians are looking for options to increase their cash flow either by paying-out other debts, or by accessing cash to help with everyday life expenses. In addition, Canadians have a growing preference to remain in their homes for as long as possible. Doing so may require costly renovations and upkeep. Whatever your need, a reverse mortgage might be a great solution!

Here to answer all your questions.  Call to book your no obligation consultation today.
04/11/2021

Here to answer all your questions. Call to book your no obligation consultation today.

If you're ready to take that first step towards buying your own home, let's talk about your options.  We say yes when th...
04/09/2021

If you're ready to take that first step towards buying your own home, let's talk about your options. We say yes when the banks say no!

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.While a b...
04/06/2021

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals work with Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

I work for you, not the banks! Working with a Mortgage Broker means you get the best rates and most suitable options.  D...
04/06/2021

I work for you, not the banks! Working with a Mortgage Broker means you get the best rates and most suitable options. Did you know, I can offer you rates from big banks and credit unions as well as other lenders? Plus, you'll always get exceptional service and quick turnaround times. Call today to find out more.

Happy Easter to all those celebrating this weekend 🐰
04/02/2021

Happy Easter to all those celebrating this weekend 🐰

Download the free "My Mortgage Toolbox" app to get yourself Pre-Qualified, calculate Closing Costs and so much more!  Av...
04/02/2021

Download the free "My Mortgage Toolbox" app to get yourself Pre-Qualified, calculate Closing Costs and so much more! Available on Android and IOS. Link in bio.

What's the difference between Pre-qualification and Pre-approval?  A pre-qual provides you with an estimate of how much ...
03/31/2021

What's the difference between Pre-qualification and Pre-approval? A pre-qual provides you with an estimate of how much you may be able to afford based on a self report of your financial situation. This helps set a price range so you can start your home shopping. A pre-approval verifies your budget and finances and helps your Realtor find the best home for you within your price range. It also helps the Seller know that you're a serious Buyer and won't have any issues with financing. This is especially helpful in today's competitive market. Plus, with a pre-approval, you're guaranteed to lock in rates for up to 120 days! Try the pre-qualified tool on my app. Link in bio.

Did you know you can use Canada Child Benefit as income?  Book your consultation today.
03/29/2021

Did you know you can use Canada Child Benefit as income? Book your consultation today.

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163 W. Hastings Street #440
Vancouver, BC

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