06/15/2026
Auto insurance rules are shifting in a major way on July 1, 2026, and it’s going to fundamentally change how you customize your policy. 🚙🇨🇦
The provincial government is rolling out new reforms that eliminate the traditional "one-size-fits-all" approach to Statutory Accident Benefits.
Here is what you need to know:
✅ What stays mandatory: Standard medical, rehabilitation, and attendant care benefits remain automatically included in every Ontario policy.
⚠️ What becomes optional: Coverages like income replacement, caregiver benefits, housekeeping/home maintenance, and death & funeral benefits are moving to a purely optional framework.
What does this mean for you? 🤔
While existing policies will automatically renew with your current coverage levels, you will now have the power, and the responsibility, to customize these options to fit your lifestyle and budget.
Don't wait until a collision happens to find out what you are (and aren't) covered for.
