Vidal-Ribas Advisory Group

10/15/2026

Post-secondary education comes with important financial decisions. Learn what to consider when it’s time to withdraw funds from an RESP.

If your child is enrolled in a post-secondary education program this year, it’s time to consider withdrawing from your Registered Education Savings Plan (RESP). This checklist outlines which post-secondary educational programs would qualify and can help you determine how and when to draw on the av...

10/13/2026

Canadian equities returned 0.48% as strong trade data and growth-sector gains supported sentiment, though rising yields, commodity volatility and weaker labour data increased expectations of a more dovish Bank of Canada.

Read the latest market news from Scotia Wealth Management - it’s on our website now.

A summary of the week’s important events and how they could impact the market. Market highlights AI optimism gives way to rising yield concerns Bond markets whipsawed by inflation and policy signals Economic highlights Canadian labour market softens further in September U.S. trade deficit widens s...

10/12/2026

We hope everyone has had a safe and pleasant holiday weekend.

Happy Thanksgiving!

10/08/2026

One of the most effective ways for parents to save for their children’s education is to invest in a Registered Education Savings Plan (RESP).

If the time has come to withdraw funds from your child’s RESP, here are six tips to consider.

One of the most effective ways for parents to save for their children’s education is to invest in a Registered Education Savings Plan (RESP). The time has come to withdraw funds from your child’s RESP. Here are six tips to help you get the most out of your RESP withdrawals. Scenario 1: When your...

10/05/2026

Canadian equities returned -0.78%, lagging the late U.S. rally as higher bond yields weighed and domestic data offered no clear catalyst.

New market insights from Scotia Wealth Management are now live on our site.

A summary of the week’s important events and how they could impact the market. Market highlights Softer U.S. jobs data offsets early energy and rates pressure Bonds rally as weaker jobs data pares Fed hike expectations Economic highlights Canadian GDP rebounds in August, supporting solid Q3 growth...

10/02/2026

At Scotia Wealth Management, we think professional advice is more important than ever. In addition to investment advice, our team can provide comprehensive wealth advice to help guide you and your family through a lifetime of evolving financial needs. Please visit our website to learn more, or contact us directly to start a conversation about your needs and goals.

https://gracevidalribas.ca/

10/01/2026

A TFSA is more than just a savings account — it can be a flexible, tax-efficient tool for reaching your financial goals. In this article, you’ll learn:

✔️ How TFSAs can support retirement planning

✔️ Ways to use a TFSA for major purchases and education

✔️ How TFSAs can complement RRSPs

✔️ Estate planning and family gifting considerations

Please visit our website to learn more or reach out to our team.

A Tax-Free Savings Account (TFSA) is one of the most powerful tools for growing your wealth in Canada—yet many people don’t use it to its full potential. Whether you’re saving for retirement, a big purchase, or simply want flexibility, a TFSA can help you reach your goals faster. Here’s how ...

09/29/2026

An RESP is probably the most common education savings vehicle. Usually opened by a parent or grandparent, it’s designed to help save for the post-secondary education of a child, grandchild, or another beneficiary.

Although RESP contributions are not tax-deductible, they allow savings to compound and grow tax-efficiently until the beneficiary is ready for college or university.

Learn more from Scotia Wealth Management on our website.

With the rising cost of post-secondary education in Canada, you may be wondering what’s the best contribution strategy when it comes to a Registered Education Savings Plan (RESP) and other savings vehicles. An RESP is probably the most common education savings vehicle. Usually opened by a parent o...

09/28/2026

Canadian equities returned -0.02X%, steered largely by energy, with crude’s advance and subsequent retreat setting the sector tone, while July’s retail pullback and a firm August advance estimate left rate-hike pricing broadly unchanged.

Stay informed—Scotia Wealth Management’s latest market news is now on our website.

A summary of the week’s important events and how they could impact the market. Market highlights Tech-led rally fades as U.S.-China summit disappoints Global bond selloff deepens on inflation and energy risk Economic highlights Canadian retail sales fall in July, but August advance estimate points...

09/24/2026

Women’s health is receiving greater attention, but longstanding gaps in research, diagnosis and care continue to have consequences beyond health alone. In this episode of the Perspectives podcast, Dr. Sheila Wijayasinghe explores:

✔️ How historical gaps in medical research continue to shape women’s health outcomes

✔️ The connection between health challenges, career progression and financial well-being

✔️ Why greater workplace understanding and support matter

✔️ The importance of self-advocacy and seeking support for health concerns

Listen now: https://gracevidalribas.ca/perspectives-podcast-the-hidden-cost-of-overlooking-womens-health/

Women’s health is gaining attention, but gaps remain. Dr. Sheila Wijayasinghe explains why overlooked care impacts diagnoses, work, finances, and daily life. Women’s health is getting more attention now, but many women have spent years being told to push through symptoms that were misunderstood,...