Vidal-Ribas Advisory Group

05/29/2026

Longer life spans create more opportunities to pursue the future you envision. Thoughtful wealth planning can help you align your financial goals with the life you want to live — today and for years to come.

Reach out to our team to learn more. https://gracevidalribas.ca/

05/28/2026

Every parent dreams of giving their children the best start in life—and education plays a huge role in that journey. With tuition and living costs rising, planning ahead is no longer optional, it’s essential.

Here are some tips to help you save for your children's education.

Every parent dreams of giving their children the best start in life—and education plays a huge role in that journey. With tuition and living costs rising, planning ahead is no longer optional, it’s essential. In Canada, post-secondary education can cost anywhere from $20,000 to $30,000 per year,...

05/25/2026

Canadian equities returned 0.66%, led primarily by the banking sector as Canadian inflation offered the market more insight into the direction of interest rates.

New market insights from Scotia Wealth Management are now live on our site.

A summary of the week’s important events and how they could impact the market. This week’s highlights Markets inch higher amid backdrop of geopolitical uncertainty Global rates hold steady amid eventful week Canadian inflation increases in April driven primarily by energy price; underlying infla...

05/21/2026

If you're approaching retirement or starting to think about how to fund this stage of your life, pension income splitting is a strategy you may consider to help maximize your hard-earned retirement savings. Visit our website to learn more and reach out if you have any questions.

If you are approaching retirement or starting to think about how to fund this stage of your life, there is a strategy you may consider to help maximize your hard-earned retirement savings. Generally known as pension income splitting, this strategy involves balancing retirement income with your spous...

05/20/2026

While families invest significant time and resources into tax strategies, legal structures and investment planning, many underestimate the impact of communication, trust, and shared understanding. As a result, wealth transitions often become fraught with confusion, conflict, or unintended outcomes.

Discover practical ways families can strengthen communication across generations.

Effective communication across generations is one of the most important—and often overlooked—factors in successful family wealth transition. While families invest significant time and resources into tax strategies, legal structures and investment planning, many underestimate the impact of commun...

05/19/2026

Strong corporate earnings have supported risk assets, offering relief amid heightened geopolitical uncertainty and persistent inflation risks. However, moderating global growth, rising oil prices, and a more hawkish central bank backdrop argue for a balanced investment stance rather than a material increase in risk.

Read the latest market news from Scotia Wealth Management on our website.

A concise summary of major market events, their impact on financial markets, and implications for investment strategy. Key takeaways Investment Strategy: Strong corporate earnings have supported risk assets, offering relief amid heightened geopolitical uncertainty and persistent inflation risks. How...

05/14/2026

After 35 years of building a successful dry-cleaning business across Southern Ontario, the Fosters are now in their early 60s and ready to retire. With their adult children uninterested in taking over the family business, they sold it to an external buyer for $25 million. However, the sale triggered a significant $5 million capital gains tax liability – a cost that could impact their long-term plans.

Discover how business owners can turn tax liabilities into opportunities to preserve wealth and create lasting charitable and family legacies.

Discover how business owners can turn tax liabilities into opportunities to preserve wealth and create lasting charitable and family legacies. Meet the Fosters After 35 years of building a successful dry-cleaning business across Southern Ontario, the Fosters are now in their early 60s and ready to r...

05/14/2026

Fraudsters target people of all ages, and anyone can fall for a scam. Fraud isn’t only common in Canada — it’s also costly. According to the Canadian Anti-Fraud Centre, Canadians lost more than $638 million to fraud in 2024, but only 5-10% of victims report fraud.

Here are some tips on speaking to your loved ones about protecting themselves and their finances, how to spot scams, and what to do when fraudsters take advantage of a family member.

Your guide for starting conversations with your loved ones about scams to help protect them against fraud. Key takeaways: In Canada, fraud affects people of all ages, and many are hesitant to discuss it because of embarrassment. You can make these conversations easier by taking a supportive and non-...

05/10/2026

Happy Mother's Day to all of the incredible moms in our lives! We hope you have a great weekend.

05/07/2026

In an investment landscape increasingly shaped by volatility and concentration risk, investors and advisors alike are re-examining how portfolios are constructed—and what diversification truly means.

For sophisticated investors and advisors, art and collectibles offer an opportunity to build portfolios that are not only resilient, but expressive: grounded in discipline, informed by expertise, and shaped by intention. Please visit our website to learn more.

In an investment landscape increasingly shaped by volatility and concentration risk, investors and advisors alike are re-examining how portfolios are constructed—and what diversification truly means. While equities and fixed income remain foundational, many investors are looking beyond conventiona...