Sajid Karamally - Realtor/Mortgage Broker

Sajid Karamally - Realtor/Mortgage Broker Book a virtual appointment here: https://calendly.com/meetwithsajid/30min

09/08/2026

Understanding the Escrow Process and Requirements
Navigating the escrow process is an important step in every real estate transaction. Once your offer is accepted, escrow begins—this stage involves setting up a secure account, organizing a lender’s appraisal, finalizing financing, reviewing seller disclosures, arranging inspections, securing hazard insurance, and a thorough title review. For those considering FHA loans, it's worth noting that escrow isn’t just a one-time step; it continues throughout the life of the loan. These funds are designed to protect everyone involved until the sale is officially completed. With experience as both a mortgage broker and a Realtor, I’ve guided clients through each of these requirements, helping make the process as smooth and transparent as possible.

09/07/2026

What Buyers Should Know After Rate Hold By BoC
As both a Mortgage Broker with VERICO A.K. Mortgage Plus INC. and a Realtor with eXp Realty, I often work with clients looking for flexible ways to manage their home purchase and renovations. One powerful solution available in Canada is the Purchase Plus Improvements Mortgage. This option allows eligible buyers to combine their home purchase and approved renovation costs into a single mortgage, streamlining the process and avoiding the hassle of juggling separate financing. Lenders will review both the home’s current value and its projected value after improvements, and your borrowing power and down payment are based on the lower of these two amounts. Typically, funds for renovations are released after work is completed and inspected—smaller projects may be paid in one advance, while larger renovations are handled in stages. Upgrades to kitchens, bathrooms, windows, roofs, plumbing, electrical, or heating systems are more likely to be approved than luxury add-ons or purely cosmetic changes. For the best chance of approval, it’s helpful to provide detailed quotes, clear timelines, a stable financial profile, and some extra savings. Keep in mind, though, that if you’re an existing homeowner or planning a major rebuild, you may need to explore different financing options. With access to over 50 of Canada’s top lenders, I can help you navigate these choices and find the right fit for your renovation goals.

09/06/2026

Happy Labour Day!

Best Mortgage Rates In B.C. For 2026With average home prices in British Columbia approaching $1 million, it’s more impor...
09/05/2026

Best Mortgage Rates In B.C. For 2026
With average home prices in British Columbia approaching $1 million, it’s more important than ever to secure a mortgage that truly fits your needs. Mortgage rates in B.C. for 2026 remain highly competitive, but your rate will depend on factors like your credit score, down payment, and overall debt picture. As someone who works closely with over 50 of Canada’s top lenders, I always encourage buyers to carefully compare their options—whether that means exploring different term lengths or weighing the benefits of fixed versus variable mortgages. Even with a slight annual dip in prices, choosing the right mortgage strategy can make a world of difference in your home ownership journey.
https://www.roomvu.com/agent-news/sajid-karamally/1933865-Best-Mortgage-Rates-In-B.C.-For-2026

09/05/2026

Imagine a home on an eight thousand six hundred thirty five square foot lot, over five thousand five hundred square feet of living, kitchen, two suites, car driveway, RV space

🏡✨ **OPEN HOUSE | SEPTEMBER 5 & 6** ✨🏡Come explore this exceptional **custom-built luxury home** in Langley!📍 **20754 48...
09/04/2026

🏡✨ **OPEN HOUSE | SEPTEMBER 5 & 6** ✨🏡

Come explore this exceptional **custom-built luxury home** in Langley!

📍 **20754 48 Avenue, Langley, BC**
📅 **Saturday, September 5 & Sunday, September 6**
⏰ **2:00 PM – 4:00 PM**

Situated on an impressive **8,635 sqft lot** with over **5,500 sqft of beautifully designed living space**, this stunning home offers:

✨ Soaring ceilings & open-concept living
🍽️ Chef-inspired kitchen + fully equipped wok kitchen
🏠 **2 self-contained suites** — ideal for extended family or mortgage-helper potential
🚗 **10+ vehicle driveway** + space for an RV, boat or trailer
📍 Conveniently located near schools, parks, shopping & transit

Whether you're looking for luxury, space, flexibility, or the perfect family home — **this one is worth seeing in person!**

🔗 **View the full listing:**
https://www.realtor.ca/real-estate/30214775/20754-48-avenue-langley

👋 **Stop by, take a look, and experience this beautiful home for yourself!**

09/02/2026

Welcome to this exceptional custom-built luxury home situated on a sprawling 8,635 sqft. lot, offering over 5,500 sqft. of beautifully designed living space. Featuring an open-concept layout with premium finishes, soaring ceilings, a chef-inspired kitchen, and a fully equipped wok kitchen, this home is perfect for both everyday living and entertaining. Two self-contained suites provide excellent flexibility for extended family or mortgage-helper income. The oversized driveway accommodates 10+ vehicles, with additional space for an RV, boat, or trailer. Ideally located near top-rated schools, parks, shopping, and transit, this remarkable home offers the perfect blend of luxury, space, and convenience.

Address

103 7337 137 Street
Surrey, BC
V3W1A4

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