Invis - Resvick & Associates Mortgage Advisors

01/01/2026

Wishing our amazing clients, industry friends, and all the communities we serve throughout British Columbia a safe, joyful, and blessed 2026 and beyond—thank you for your continued trust, support, and partnership.

May the year ahead be filled with good health, prosperity, and opportunities to grow personally, professionally, and to create the home, community, world, and life you envision! What ever it is you envision, dare to think bigger!

Be safe!

12/22/2025

🎄 With Gratitude, From All of Us at Invis – Resvick & Associates Mortgage Advisors 🎄

As 2025 comes to a close, we want to extend our heartfelt thanks to our incredible clients, appraisers, lawyers & notaries and their conveyancing teams, builders & renovation specialists, and to the many mortgage lenders, underwriters, fulfillment specialists, insurers, title insurers, and the many unsung behind-the-scenes heroes we’re privileged to work alongside.

A special thank-you as well to our in-house support teams at Invis Head Office—your expertise and dedication make everything possible.

This year brought complexity, change, and challenge—but also growth, collaboration, and countless success stories. None of it happens without trust. Your loyalty, professionalism, and partnership are the foundation of what we do.
Because of you, we’re proud to head into our 23rd year of serving families and businesses across the Fraser Valley, Metro Vancouver, and throughout British Columbia.

From our family to yours—Merry Christmas, Happy Holidays, and warm wishes for a healthy, prosperous 2026. 🎁✨

10/29/2025

📉 The BoC has once again lowered its Overnight Rate by 0.25% to 2.25%

Some “Interest-ing” Rate Facts...

🔺 From March 2022 to July 2023, the BoC raised rates 10 times to fight inflation.

🔻 From June 2024 to October 2025, BoC has cut rates 9 times including this morning’s announcement.

⚠️ This is the BoC's 4th rate cut in 2025 and according to a number of top Canadian economists, this is 'possibly' the last for 2025, with ongoing economic reviews and adjustments to continue in 2026 as needed.

💬 What this means for you:
✅Canada’s major banks and lenders to follow by reducing Prime Rate from 4.70% ➡️ 4.45%.
✅ Variable-rate mortgage holders and HELOC clients will soon be paying lower borrowing costs.
✅ Every 0.25% cut saves about $250/year for every $100K borrowed.

📊 Why the BoC is easing:
With economic growth slowing, unemployment hovering above 7%, and inflation at 2.4%, and an ongoing trade war, the Bank is cautiously cutting rates to moderate the downturn.

💡 Fixed Rate Mortgages are not directly correlated to the Overnight Rate, rather bond yields — Fixed rates are also trickling downward, with Lenders now offering rates for 3-YR @ 3.84%, and 5-YR @ 3.94% for 'Insured and Insurable' Purchases and Transfers.

As always, rates are subject to change, O.A.C., and terms & conditions apply. While we don't makes these rules, we do know them inside & out, which how we get our clients approved quickly and stress-free. 😉

🏡 Whether you’re renewing, buying, or simply wanting to review your option, we will help you navigate this evolving rate environment with confidence.

📞 Connect with us today to find out how we can assist you with your own personalized mortgage strategy to take advantage of these lower rates.

🔹 Invis – Resvick & Associates Mortgage Advisors
🔹 Your Trusted Mortgage Advisors



*chart(s) courtesy of Bank of Canada

08/30/2025

🎉 Happy BC Labour Day Long Weekend! ☀️🍁

As we step into the last long weekend of summer, we want to take a moment to wish our amazing clients, industry partners, and friends a safe, relaxing, and well-deserved break. 🏖️🌲🛶

Whether you're enjoying time at the lake, exploring the great outdoors, or simply recharging at home in the backyard with friends and family — may this weekend bring you peace, sunshine, and smiles.

🧡 Thank you for being a part of our journey. We’re grateful for your continued trust and partnership.

Stay safe & enjoy the long weekend!

NB: No AI Bots we're hurt in the making of our graphics... It did save Troy from getting a ton of splinters though! 😉
—
Your Trusted Mortgage Advisors
🏠 www.MortgageAdvisors.ca
📍Proudly serving BC since 2003
📩 [email protected]

07/30/2025

The Bank of Canada has maintained its benchmark interest rate at 2.75% for the third consecutive meeting, citing domestic resilience to U.S. trade disruptions. Governor Tiff Macklem noted that while inflation remains near the 2% target and job growth is robust, uncertainty surrounding U.S. trade policy clouds the economic outlook. The bank outlined three possible scenarios dependent on tariff developments and indicated a rate cut could be possible if economic conditions weaken and inflation remains in check. The next scheduled interest rate announcement will be on Wednesday, September 17, 2025.

07/01/2025

On this Canada Day, let us celebrate the spirit, strength, and unity of our beautiful country. To all who call this great country home, and to the brave men and women who serve to protect our rights and freedoms—Thank you!

Let us each do our part to make this a Canada Day filled with peace, pride, and gratitude for all that makes Canada truly special!

Wishing everyone a safe and enjoyable Canada Day celebration. 🇨🇦

06/08/2025

📣 Big News from the Canadian Mortgage Brokers Association British Columbia, CMBA - BC

We’re incredibly proud to share that our Founder & President, Troy Resvick, has been named the recipient of the 2025 Pioneer Award for Lifetime Achievement by the Canadian Mortgage Brokers Association of British Columbia.

This prestigious honour recognizes Troy’s unwavering commitment, leadership, and contributions to the mortgage industry over the past 30+ years. From mentoring brokers to advocating for industry standards and delivering outstanding service to clients, Troy’s passion has left a lasting impact across B.C.’s mortgage landscape.

On behalf of our entire team at Invis – Resvick & Associates Mortgage Advisors, we extend a heartfelt thank you to all of our clients, partners, and team members—past and present—who’ve been part of this incredible journey.

Please join us in celebrating this well-deserved recognition! 👏

🌟 Member spotlight: Troy Resvick

Langley-based senior mortgage advisor Troy Resvick has a deep understanding of his clients’ financial goals, shaped by an extensive background in banking and lending. For more than two decades, he has served as a trusted leader for both clients and industry colleagues. In recognition of his outstanding contributions, Troy was honoured at this year’s Conference & Trade Show with the prestigious Pioneer Award for Lifetime Achievement.

Read our conversation with Troy on our website: https://shorturl.at/gc6me

11/09/2024

Did you know the Canadian Legion's Poppy Campaign launches annually on the last Friday in October and continues until Remembrance Day on November 11. It is the biggest fundraising campaign of the year for the organization across Canada. Proceeds from every poppy sold in your community stay in your community, supporting Veterans in your community.

Where do all the donations go? A: Poppy Trust Funds Through your donations to the Legion Poppy Fund, the Legion provides financial assistance and support to Veterans, including Canadian Armed Forces and RCMP, and their families who are in need.

Did you know you don't have to be a Veteran to join the Royal Canadian Legion? Legion membership is open to any Canadian citizen or citizen of an Allied nation who is 18 years of age or older. Annual dues are $40-$60/yr. For more info click here... https://www.legion.ca/join-us

10/13/2024

To have a wildly rich life, let kindness be your chosen currency.

Wishing you all a safe and relaxing Thanksgiving long weekend!

09/18/2024

US Federal Reserve slashes rates by half point and calls for an additional 1.5% decrease by the end of 2025. It is reasonable to expect continued downward rate pressure here in Canada, with our own Bank of Canada's next rate announcement set for Oct. 23rd. Photographer: Sarah Silbiger/Bloomberg