Ingram Mortgage Team

05/12/2026

May long weekend. The smell of the lake. The sound of a screen door. For millions of Canadians, cottage season isn‘t just a time of year — it’s a dream they’ve been quietly budgeting toward for years.

And in 2026, with more listings in recreational property markets and some softening in prices that spiked dramatically during the pandemic, that dream is within reach for more buyers than it’s been in some time.

But a vacation property mortgage is not the same as a residential mortgage. Before you fall in love with a lakeside cabin, here‘s what you need to understand about how the financing works.

Learn how recreational property mortgages work before buying a cottage. Down payment rules, rental income, and more.

04/15/2026

Spring has officially arrived — and in Canadian real estate, that means one thing: the market is waking up.

Every year, the months of April through June bring more listings, more competition, and more buyers stepping off the sidelines. And in 2026, with interest rates continuing to ease and buyer confidence slowly recovering, this spring could be one of the most active we’ve seen in several years.

So if you’ve been waiting for the “right time” — this is your moment to get prepared.
https://www.ingrammortgageteam.com/spring-housing-market/

03/31/2026

Wishing the happiest of Birthdays to our very own !! Kelly is an amazing Mom of 3 and still manages to keep everyone on the team under control. Fun fact: Kelly recently adopted a stray cat and is now officially a cat Mom to a litter of kittens!
We hope you have a great Birthday and an amazing year ahead!

03/17/2026

You’re moving. Maybe you’ve outgrown your current home, found a new job in a different city, or just found the property you’ve always wanted. Exciting as that is, one question looms: what happens to your existing mortgage?

You have two main options — port your mortgage to the new property, or break your existing mortgage and start fresh. Each has advantages and trade-offs, and the right choice depends on your specific situation. Let’s walk through both.

You're moving! Maybe you found your dream home. Exciting as that is, one question looms: what happens to your existing mortgage?

03/05/2026

Thanks to the fellas for stopping by the office to say hi last week. I was super impressed by these guys and their commitment to their team and the community. They've got bright futures ahead of them in both hockey and life after hockey. We're always proud to support junior hockey in the community and the impact these teams have on the lives of the young men who play for them.

02/27/2026

If you’re thinking about selling your home in 2026, spring is the perfect time to start planning. Spring is traditionally Canada’s busiest real estate season — but timing your sale correctly can make a significant difference in both price and stress.

Selling your home in 2026? February is the perfect time to start planning! Spring is traditionally Canada's busiest real estate season.

02/27/2026

Two and a half days.
That's how long it took from accepted offer on our desks to subject removal for our buyers on a detached home in Walnut Grove this week.
Two and a half days!
Our team and our processes are, humbly speaking, da bomb.
Every detail of our process and client journey are so dialed in that it allows us to help our clients land their dream home on a short timeline because they bought it before it even hit the market.
Then we played ping pong to celebrate.

02/21/2026

Imagine being a and having an interactive buyers guide at your fingertips, containing everything you need to know about the home buying journey, including your own Personal Savings Toolkit so you don't miss out on any of the first time buyer benefits available to you. Imagine if it showed real time market stats and also had calculators you could use to see how much home you could afford.
Send us a DM if you're a first time buyer, or know a first time buyer, who could use a guide like this.

02/18/2026

When you're trying to start a meeting but Canada is playing in the Quarter Finals.
Meeting delayed.
We take mortgages seriously. But we also take Olympic hockey seriously.

01/19/2026

If you have been following the headlines for the last two years, you know the housing market has been stuck in a frustrating “wait-and-see” pattern. Buyers were waiting for interest rates to drop, sellers were waiting for buyers to return, and everyone was paralyzed by uncertainty.

Well, welcome to 2026. The wait is largely over.

Jan 2026 is the "Year of the Reset." With rates at 2.25%, the market finally favors buyers. Is this the smartest entry point in 5 years?