Mortgage with Brad

09/08/2026

After several years of high borrowing costs, hesitant buyers and falling activity in some of Canada’s largest housing markets, there are finally signs that the market may be starting to turn a corner.

The change is not dramatic. There is no sudden rush of buyers or rapid surge in prices. Instead, the early stages of recovery are showing up in quieter ways: sales are gradually increasing, inventory is beginning to level out and prices are showing signs of stabilization.

According to the Canadian Real Estate Association, national home sales increased for a fourth consecutive month in July. The MLS Home Price Index also edged up 0.1% from June, its first monthly increase since November 2024.

That does not mean Canada has entered another housing boom. In fact, the more important story may be just how gradual the next phase of the market is expected to be.

After several years of high borrowing costs, hesitant buyers and falling activity in some of Canada’s largest housing markets, there are finally signs that the market may be starting to turn a corner. The change is not dramatic. There is no sudden rush of buyers or rapid surge in

09/08/2026

09/07/2026

A little bit of education on what a mortgage agent does

09/06/2026

Everyone's getting "back to school" organized this week. New backpacks, color-coded schedules, the whole thing.

Here's one thing that rarely makes the September reset list: your mortgage.

If your rate is coming up for renewal, or you've been meaning to see what refinancing could look like, now's a good time to get that sorted too, while everything else is already in motion.

Happy to walk through your numbers, no pressure, just information.

09/04/2026

House hunting this weekend in St Thomas. There are 17 open houses!

Check out the map below

Search for residential and commercial properties on REALTOR.ca using the map.

09/04/2026

Canada's job market took a hit and it's not just a headline full time work dropped, wages barely grew, and it's all landing right before the next move.

This is what I'm watching all the time

If you want to make sense then reach out

09/03/2026

Don't sleep on variable rates 💤

09/02/2026

👋 Here with your quick Housing Market Snapshot for September.

What do you think of all of this? Are you seeing signs of the supply squeeze? 🏡

09/02/2026

🚨 Bank of Canada Update — Rates Held Steady

The Bank of Canada just announced it's holding the overnight rate steady again. No change this time around.

Here's what stood out in the announcement:

Canada's economy actually picked up more than expected last quarter, with solid gains in spending, exports, and business investment. The job market improved too.

But the Bank also flagged some new pressure points. Ongoing conflict in the Middle East is keeping oil prices elevated, and new tariffs between Canada and the US are adding fresh uncertainty to the outlook. Both are things they're watching closely.

What this means for you: a hold doesn't mean "nothing to think about." If you're a homeowner coming up on renewal, or you've been sitting on the sidelines wondering if now's the time to buy, this is a good moment to run your numbers and see where you actually stand, not just guess based on headlines.

The next scheduled announcement is October 28. I'll keep you posted.

Have questions about what this means for your specific situation? Drop a comment or send me a message, happy to walk through it.

Bradley "Brad" Lister | Mortgage Agent Level 1 | Tango Financial (ON) | Brokerage License #13691 | FSRA License
mortgagewithbrad.ca | 519-637-2519 | [email protected]

09/02/2026

99.7%

That's who is still paying the mortgage on time

Cracks are still there

If.thats you then let's talk