Melody Salisbury, Mortgage Agent

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Canada
Saint Thomas, ON
Melody Salisbury, Mortgage Agent

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🏡Helping families boost cashflow using home equity!
🔥$1M+ high interest debt gone
💰Avg $800/mo saved per family
(1)

10/17/2026

Yes, hockey is expensive. No, we’re not quitting. 🏒

Two boys. Two teams. Every weekend at the rink.

I could say no and save thousands a year. But these kids grew up with screens in their hands, and sports give them what a screen never will: teamwork, grit, and how to lose (and win) like a good human.

Here’s how we make it work every year:

🏒 Add up the whole season before it starts
💰 Divide by 12 and save it monthly in its own account
🔄 Buy used, sell what they outgrow
📅 Plan for tournament season early, so it never lands on a credit card

Worth every cold, early, overpriced rink coffee minute. ☕

What sport has your weekends booked solid? 👇

If the cost of keeping your kids active keeps landing on credit cards, my DMs are open. No judgment. Just options.

Melody Salisbury | Mortgage Agent Level 2
Stier Mortgages | Brokered by BRX Mortgage Inc. FSRA #13463
🔗 Book a free call through the link in my bio

10/16/2026

Most of the people I work with have said at least one of these to themselves. Usually more than one. And none of them are true.

Debt doesn’t mean you failed. It means life happened, and the math needs a new plan.

Which one have you told yourself? Tell me below 👇 And if you’d rather talk privately, my DMs are always open.

10/14/2026

I get messages like this almost every week now. And every time, my heart breaks a little.

If you are falling behind right now, you are not alone. You are not lazy. You are not irresponsible. Life got more expensive and your income didn’t keep up. That’s math. Not a moral failing.

The hardest part is reaching out. After that, it’s just a plan.

Have you ever felt too embarrassed to talk about money? Tell me in the comments. And if you’d rather keep it private, my messages are always open.

No judgment. Ever.

10/08/2026

Just helped a client wipe out $60,000 in debt and put $800 a month back in their pocket. And yes, their mortgage rate went up.

So many families are sitting on a 1 to 2% mortgage rate and are terrified to touch it. Meanwhile they're carrying 20% interest on credit cards and lines of credit. That math doesn't work in your favour.

When we restructure it the right way, your cash flow can improve even with a higher rate. And if there's no solution that makes sense for you, I'll tell you that too. I'm not here for a quick buck. I'm here to give you honest advice.

What's holding you back from looking at your options right now? Tell me below. 👇 And if you'd rather keep it private, my DMs are always open.

10/05/2026

Can we retire girl math? Not because it's not funny, but because it sells us short.

Women run households, businesses, and budgets every single day. We're good at math. But somewhere along the way we picked up the idea that money saved in one place is free money to spend somewhere else.

It's not. That $50 you didn't spend can start an emergency fund. It can knock down a credit card. It can be the reason next month feels a little lighter.

And yes, get the nails done sometimes. I'm not here to take away your treats. Just put them in the budget on purpose, instead of letting them sneak in because you "saved" somewhere else.

That's not restriction. That's control.

What's your favourite girl math excuse? Be honest. 😂

Address

Saint Thomas, ON

Telephone

+15489185152

Website

https://stiermortgages.ca/, https://mbp.stiermortgages.ca/calculator

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