Sue Banman CIP - Yarmouth Mutual Insurance

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Sue Banman CIP - Yarmouth Mutual Insurance CIP designated with 10 + years experience. Underwriter turned sales agent with a passion for providing insurance with integrity.

With over a decade of experience, I focus on protecting what matters most to you.

When I meet with new clients, I often hear them say things like, “Nobody mentioned that to me,” “Nobody explained that b...
09/09/2026

When I meet with new clients, I often hear them say things like, “Nobody mentioned that to me,” “Nobody explained that before,” or “Nobody offered that to me.”

These are common phrases, and they highlight a key reason why I believe insurance should be more than just about getting a policy. It’s about understanding your coverage, recognizing gaps, and exploring available options. The worst time to discover a coverage gap is when you actually need it.

My goal isn’t to overwhelm you with insurance jargon or sell you something unnecessary.

Instead, I focus on asking the right questions, explaining your options, and helping you make an informed decision. After all, when it comes to protecting your family, income, health, or future, “nobody told me” shouldn’t be the answer.

Let’s have the conversation before you need it.

Life changes quickly. Your insurance should keep up.
08/27/2026

Life changes quickly. Your insurance should keep up.

Insurance Myth or Fact?There are a lot of things people assume their insurance covers, until they need to use it.- My ho...
08/25/2026

Insurance Myth or Fact?

There are a lot of things people assume their insurance covers, until they need to use it.

- My home policy covers every type of water damage.

- Replacement cost means I get a cheque for whatever I paid.

- If my neighbour’s tree falls on my house, their insurance always pays.

The answer? Coverage can vary based on your policy, the circumstances, and the coverage you’ve chosen.

Every policy is different. Understanding yours before you need it matters.

Have questions about what your policy actually covers? Let’s review it together.

One of my favourite parts of this job is when clients call before making a decision, not because something has gone wron...
07/28/2026

One of my favourite parts of this job is when clients call before making a decision, not because something has gone wrong, but because they want to understand their options first.
Those conversations are often the ones that save the most headaches later.

07/24/2026

Heading to the cottage or taking a summer vacation? If your home is going to be empty for more than a few days, most insurance policies require you to have someone check on the property regularly or shut off the main water supply. Don’t let a burst pipe ruin your trip!

5 insurance questions to ask before your summer road trip. A five-minute conversation before a trip can prevent a lot of...
07/23/2026

5 insurance questions to ask before your summer road trip.

A five-minute conversation before a trip can prevent a lot of stress later.

07/02/2026

The July 1st auto reform is officially here. So, what do you need to do right now? If you are a current policyholder, the short answer is: nothing! Your current coverages, limits, and optional benefits will automatically carry over at your next renewal. Reach out as your renewal date approaches to review your options and see if adjusting your coverage makes sense for your family.

When young drivers start building insurance experience early, it can help them down the road. Waiting until they need th...
06/25/2026

When young drivers start building insurance experience early, it can help them down the road. Waiting until they need their own policy may sometimes mean higher costs due to limited insurance history.

As a parent of teenagers myself, I know there’s already a lot to think about when they start driving. If you have a new or soon-to-be driver in your household, I’m always happy to answer questions and help you understand your options.

Insurance isn’t just about coverage.It’s about helping people make informed decisions, navigate change, and know they ha...
06/22/2026

Insurance isn’t just about coverage.
It’s about helping people make informed decisions, navigate change, and know they have someone to call when questions come up.

The products matter, but the relationships matter more.
My goal is simple: to be a trusted resource before, during, and after the sale.

Not sure what insurance coverage you need? That’s okay. You don’t need to figure it out alone.Whether you’re protecting ...
06/14/2026

Not sure what insurance coverage you need?

That’s okay. You don’t need to figure it out alone.

Whether you’re protecting your home, car, or future, I help break it down in a way that makes sense.

We’ll look at what you have, what you need, and what can be simplified.

Simple. Clear. No pressure.

What’s one insurance question you’ve always wondered about?

Address

1229 Talbot Street
Saint Thomas, ON
N5P1G8

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