Sue Banman CIP - Yarmouth Mutual Insurance

06/08/2026

One thing I hear often is:

“I didn’t know that had changed.”

Insurance is always evolving, which is why I share updates like this.

The upcoming changes to optional accident benefits are something to be aware of.

If you have questions about how they may affect your coverage, feel free to reach out. I’m happy to help.

IMPORTANT AUTO INSURANCE UPDATE!

Big changes are coming to who is covered under your policy’s optional accident benefits.

As of July 1, 2026, these optional benefits will ONLY apply to:

- The named insured and their spouse
- Dependants of either
- Persons specified as drivers on the policy

What this means: Pedestrians, cyclists, and certain passengers may no longer be eligible for these optional benefits under your specific policy.

06/02/2026

Most conversations start the same way, just figuring things out together.

We talk through where you’re at and what you’re looking for.

I break things down in plain language so it actually makes sense and you can see your options clearly.

From there, it’s about what fits your life.

We go at your pace, with no pressure to decide anything right away.

If you ever want to go through something or have questions, I’m always happy to help.

05/08/2026

If I haven't met you yet, I'm an insurance agent here in St Thomas.

Insurance can feel confusing at times, so I help people look closer at their coverage to understand what it means in real life.

It's down to earth conversations with no pressure. We'll cut through the lingo together and you'll understand your coverage choices better.

Want to understand your existing coverage better or talk something through? Message me or give me a call. I'm always happy to help.

05/02/2026

One thing I notice a lot in this work is that people aren’t always clear on what their insurance actually covers.

I try to make that a little easier, through simple, honest conversations that help you understand what you have and what it means for your life.

And if something I share ever makes you pause or question your own coverage, that’s a good thing.

04/18/2026

Most people don't realize this...

Your home & auto insurance might not actually match your life.

Small details in a policy can make a big difference, and they're often overlooked.

With a background in underwriting, I've seen how these details play out behind the scenes.

That's why I take a careful, honest approach to every policy I review.

More to come.