Yarmouth Mutual Insurance Company

Yarmouth Mutual Insurance Company Since 1881, Yarmouth Mutual has been supporting families across Elgin County with insurance.

Since 1881, generations of families from across Elgin County have trusted Yarmouth Mutual for a full range of insurance solutions. When choosing the insurance company that is right for you, consider a mutual insurer. As a mutual insurance company, Yarmouth Mutual is owned by its policyholders; therefore, we act solely to deliver insurance at the lowest possible cost. And unlike our competition, we

’re people-centered, not call centered. We’re dedicated to providing our policyholders with competitively priced insurance products and services, customized to suit every insurance need. Our agents and brokers deliver helpful, friendly service, with the familiar faces of people who live, work and play right here in your community.

Did you know over 40% of cyber attacks target small businesses? If you run an Elgin County storefront or service, a simp...
09/03/2026

Did you know over 40% of cyber attacks target small businesses? If you run an Elgin County storefront or service, a simple data breach could halt operations. Ask us how Cyber Liability Insurance keeps you online and protected.

Leaves haven’t fallen yet, but late summer storms can leave debris in your eavestroughs. Blocked gutters force water und...
09/02/2026

Leaves haven’t fallen yet, but late summer storms can leave debris in your eavestroughs. Blocked gutters force water under your shingles or down your foundation. A quick clear-out this weekend helps prevent major water damage!

09/01/2026

The big yellow buses are back! A quick reminder that passing a stopped school bus with its upper red lights flashing isn’t just extremely dangerous—it carries a hefty fine and up to 6 demerit points in Ontario. Let’s give our kids a safe ride.

Goodbye August, hello September! As the seasons begin to shift, so do your insurance needs. Whether it’s putting the boa...
08/31/2026

Goodbye August, hello September! As the seasons begin to shift, so do your insurance needs. Whether it’s putting the boat into storage, prepping the farm for fall, or winterizing the cottage, Yarmouth Mutual is here to guide you through it all. Give us a call at the St. Thomas office—we’re ready when you are!

As August winds down, we are reflecting on another beautiful summer in Southwestern Ontario. We are incredibly grateful ...
08/30/2026

As August winds down, we are reflecting on another beautiful summer in Southwestern Ontario. We are incredibly grateful to live, work, and serve in this community.

08/29/2026

Squeezing in one last end-of-summer getaway? If you’re renting a car for your trip, you might be dreading the upsell at the rental counter. Do you actually need to buy their expensive daily insurance?

The good news is you might already be covered! By adding a simple endorsement to your auto policy, your current coverage and deductibles can transfer directly to your rental vehicle while travelling in Canada and the US. Give us a call before you pack your bags so you can confidently skip the upsell and enjoy your vacation!

08/28/2026

Fall weather is creeping up on us. Get ahead of the heavy autumn rains by checking your sump pump today. Pour a bucket of water into the pit to ensure the float triggers and the pump clears the water. A five-minute check today can prevent a massive basement flood tomorrow!

Believe it or not, back-to-school season is almost here! Next week, our roads will look very different. Start getting in...
08/27/2026

Believe it or not, back-to-school season is almost here! Next week, our roads will look very different. Start getting into the habit now: slow down in school zones, watch for crossing guards, and keep your phone completely out of reach. Let’s keep our Elgin County students safe as they head back to class.

As a business owner, ensuring your storefront is safe is your top priority. But accidents happen. If a customer trips on...
08/26/2026

As a business owner, ensuring your storefront is safe is your top priority. But accidents happen. If a customer trips on an uneven walkway or slips on a recently mopped floor, Commercial General Liability (CGL) covers the legal defence and medical payout costs. Let us shoulder the risk so you can focus on your customers.

Turning your passion into a side hustle? If you are storing inventory in your basement, meeting clients in your home off...
08/25/2026

Turning your passion into a side hustle? If you are storing inventory in your basement, meeting clients in your home office, or shipping products from your garage, your standard home insurance isn’t enough. We can add a simple home-based business endorsement to cover your stock and commercial liability. Keep growing that dream!

Address

1229 Talbot Street
Saint Thomas, ON
N5P1G8

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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