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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Caliber Mortgage Inc. #13368

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Canada
Richmond Hill, ON
Caliber Mortgage Inc. #13368

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Caliber, dedicated to being "More Than Just a Mortgage.", aims to empower clients across Canada with personalized and innovative solutions.

We foster financial growth and realize homeownership dreams, backed by our team of dedicated professionals.

10/27/2026

🚨 ATTENTION REALTORS! 🏡➡️🏢

With the residential market slowing down, now is the perfect time to explore new opportunities and discover additional ways to grow your business! 📈💰

🤝 We’ve heard from many of our realtor partners who want to learn more about commercial real estate, so we’re excited to host a Commercial Financing Workshop designed to help you:

🔑 Understand commercial financing from A to Z
🎯 Identify new commercial opportunities
💼 Build confidence in working with clients interested in commercial properties
💰 Unlock new revenue streams beyond the residential market

🔥 WHY SHOULD YOU JOIN?

Expanding your commercial knowledge can help you serve more clients, open doors to bigger deals, and diversify your income in today’s challenging residential market.

🚀 Whether you’re looking to close your FIRST commercial deal or broaden your expertise, this workshop is the perfect place to start!

📢 Ready to take your business to the next level? Don’t miss out on this opportunity to learn, connect, and grow with us!

⚠️ Seats are limited — RSVP today! 🎟️ https://www.eventbrite.ca/e/2003779147370?aff=oddtdtcreator

🤝 We look forward to learning and growing together! 💪

In partnership with Xin Sun Law, Tridel, AREAA Greater Toronto Chapter

10/13/2026

🏆 Meet our Top Performers of September 2026!

A huge congratulations to the Caliber agents who led the way last month 👏

BY DEALS
🥇 Dency Earnest Fernandez
🥈 Ariel Wei
🥉 Ellen Xie
4️⃣ Wills Thomas

BY VOLUME
🥇 Dency Earnest Fernandez
🥈 Ellen Xie
🥉 Ariel Wei
4️⃣ Wills Thomas

Dency takes the #1 spot in both categories, an outstanding month! Thank you to every agent for the hard work and dedication you bring to our clients every day. 💙

10/05/2026

New to Canada? Your rent history might count.

You don't need years of Canadian credit to buy a home.

A top Canadian bank walked our team through its newcomer programs. Here's the plain-English version.

Slide 3 shows what can stand in for a credit score 👀

Swipe for the two paths and what to have ready.

New to Canada and thinking about buying? DM us "WELCOME".

Thank you Linda Gomes and for training our team.

Caliber Mortgage | FSRA Lic. #13368

10/02/2026

Your October training lineup is here 📅 5 sessions, all at 11 AM. Save this and join us in person or online!

09/30/2026

Your client’s ratios are 56/56. The limit is 55/55. No exceptions.

So is the deal dead? Not always.

Adele Iozzo from @[CMLS handle] walked our team through the AVEO Flex 40 👇

40 years to pay it back.
No stress test. You qualify at the contract rate.
Up to 80% of the home’s value.
Savings and home equity can count as monthly income.

That RRSP your client forgot about? It could be what makes the deal work. Watch to the end 👀

Mortgage agents and realtors: we train like this every Tuesday. DM us to sit in on the next one.

Which lender product should we explain next? Tell us in the comments.

Lender terms and eligibility apply.
Caliber Mortgage | FSRA Lic. #13368

09/28/2026

Home prices dipped. But something else dropped more.

GTA prices went down 2.7% in August.

But the number of homes for sale went down 14%.

Fewer homes means more buyers going after each one.

Slide 5 shows what separates a ready buyer from one who isn't 👀

Swipe for 4 things to do before you find the house.

Buying in the next 6 months, or waiting? Tell us in the comments.

Caliber Mortgage | FSRA Lic. #13368

09/15/2026

August’s volume leaders are in 🏆 Katrina Garcia Mortgage Agent takes #1 again. Big month, team.

Most files closed in August 🥇 Katrina Garcia Mortgage Agent doubles up. Congrats Chun Wang and the crew.

09/09/2026

Ten years sounds like forever. So why start now?

Because of one small detail almost nobody knows about the FHSA.

Your contribution room doesn't start building when you turn 18. It doesn't start when you get a job. It starts the day you open the account.

So someone who opens an FHSA at 22 and puts in a single dollar has been quietly collecting room the whole time. Someone who opens theirs at 30 with $5,000 saved up is starting from zero room that same day.

Same effort. Very different position.

That's the whole idea behind this list. None of these four moves need money. They need a start date.

📊 Average first-time buyer age: Canadian Mortgage Professional, 2026. FHSA limits: Government of Canada. Eligibility rules apply. General information only, not financial advice.

Follow for more. DM us 'CLASS' and we'll connect you with the right resources.

Or get in touch:
📞 (905) 597-9116
✉️ [email protected]

09/08/2026

Four Tuesdays. Four lenders. One room where nobody has to figure it out alone.

Here's what September looks like inside Caliber Mortgage Inc. Every Tuesday, a different lender sits down with our agents and walks through the products, policies and workarounds that actually get deals closed.

Sept 8 - Presentation and Q&A with Linda Gomes,
Sept 15 - Product updates and insights with Mary LaVerde,
Sept 22 - Net Worth Policy with Stephen Griner,
Sept 29 - FLEX 40, the 40-year amortization, with Adele Lozzo, AVEO by CMLS Financial

Most agents hear about a policy change after a deal falls apart. Ours hear it straight from the lender, in the room, with time to ask questions.

That is the difference between just working somewhere and actually being backed by somewhere.

If you are a licensed mortgage agent who is tired of digging through lender guidelines alone at 11pm, come sit in on a session. No pitch, no pressure. Just see what the room feels like.

DM us the word TRAINING and we will save you a seat.

08/27/2026

Wait. How does anyone’s mortgage payment go DOWN?

Fair question. Here’s the simple version.

It’s not about where rates are today. It’s about where they were the day you signed.

✍️ Signed in 2021? You got one of the lowest rates in history. Almost anything today is higher than that. Your payment goes up.

✍️ Signed in 2023 or 2024? You signed when rates were near their peak. Today’s rates can actually be lower than what you’re paying now. Your payment goes down.

Same market. Two completely different outcomes. It’s timing, not luck.

And you don’t have to guess which one you are. It takes about 10 minutes to find out — and you don’t need to wait for a letter in the mail to do it.

📊 Numbers from the Royal LePage 2026 Mortgage Renewal Survey, released August 2026.

Follow for more.

DM us ‘STAT’ and we’ll connect you with the right resources.

Or get in touch: 📞 (905) 597-9116 ✉️ [email protected]

Address

175 West Beaver Creek Road Unit 8
Richmond Hill, ON
L4B3M1

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+19055979116

Website

http://www.calibermortgage.ca/

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