Sara D'Alessandro Mortgage Agent Level 2

Sara D'Alessandro Mortgage Agent Level 2 Powered by Centum Financial Services # 13058

It's a HOLD! The Bank of Canada has decided to keep it's interest rate at 2.25% today. With uncertain trade deals, and s...
01/28/2026

It's a HOLD! The Bank of Canada has decided to keep it's interest rate at 2.25% today. With uncertain trade deals, and shaky partnerships, the BoC is holding steady in uncertain economic times.
Luckily, this stability gives Canadians some assurance as their variable rate loans and mortgage payments will also stay steady.
In hard economic times, it's important to be able to budget well, so payments not rising is a key component of that.
Feel free to reach out if you have any questions.

As the year comes to a close, I’m grateful for all my clients, partners, and friends. Wishing you a Happy Holiday season...
12/24/2025

As the year comes to a close, I’m grateful for all my clients, partners, and friends. Wishing you a Happy Holiday season filled with warmth, laughter, and new beginnings 🎁🏠

Hooray! The Bank of Canada lowered its interest rate today by another 25 bps to 2.25%. This continuation of cutting rate...
10/29/2025

Hooray! The Bank of Canada lowered its interest rate today by another 25 bps to 2.25%. This continuation of cutting rates is coming at a much needed time as many Canadians are struggling with high debts, inflation, and high mortgage interest rates. Any relief is welcome and helps to ease the burden many Canadians are facing today. Let's keep it up and get those interest rates down. Feel free to reach out to me with any questions on how these rate cuts can help you.

The Bank of Canada lowered their interest rate by 25bps today. This means more relief for Canadian home owners now as HE...
09/17/2025

The Bank of Canada lowered their interest rate by 25bps today. This means more relief for Canadian home owners now as HELOCs and variable mortgage rates come down. Hopefully more are on their way as the high cost of borrowing has had its affect on Canadian families who are feeling the pressure from high interest rates.

Bank of Canada is holding rates steady! With tariffs, trade wars, and an unsteady market, the Bank of Canada has decided...
06/04/2025

Bank of Canada is holding rates steady! With tariffs, trade wars, and an unsteady market, the Bank of Canada has decided to hold its rates for now, taking a cautious approach. However, there was some positive economic news as Canada's GDP beat expectations for the 1st quarter! They'll take some time to reflect and hopefully we get some good news on July 30 on the next announcement.

Great News for variable rate mortgages and HELOCs! The Bank of Canada reduced the key interest rate by 0.25% today bring...
03/12/2025

Great News for variable rate mortgages and HELOCs! The Bank of Canada reduced the key interest rate by 0.25% today bringing the the rate to 2.75%

The Bank of Canada Announces another 25 bps reduction in the overall lending rate, bringing the Bank of Canada Interest ...
01/29/2025

The Bank of Canada Announces another 25 bps reduction in the overall lending rate, bringing the Bank of Canada Interest Rate to 3%. This means more relief for homeowners with variable mortgages and HELOCs.
Ask me for more information!

Happy New Year! Here’s to new beginnings, fresh opportunities, and even more memorable moments together. May your year b...
01/02/2025

Happy New Year! Here’s to new beginnings, fresh opportunities, and even more memorable moments together. May your year be filled with joy, prosperity, and endless possibilities!

Cheers to a bright and successful 2025! 🥂

SAVE THE DATES! Amazing changes coming soon to the mortgage industry in Canada. November 21 - The Stress Test will no lo...
11/13/2024

SAVE THE DATES! Amazing changes coming soon to the mortgage industry in Canada.
November 21 - The Stress Test will no longer be applied when moving your mortgage.
December 15 - The down payment requirements for purchasing are changing. This will allow more Canadians to purchase homes under $1.5M with less money required for the down payment.
December 15 - Insured mortgages can now receive a maximum amortization of 30 years, instead of the current 25 year maximum amortization.
January 15 - Canadians will now be able to get an insured mortgage up to 90% of the expected value of a home to do renovations to add a secondary suite to their primary residence.
*conditions apply to all, reach out to me for more information.

Happy Halloween! Whether you are handing out candy, dressing up, or just enjoying the weather, I hope you and your famil...
10/31/2024

Happy Halloween! Whether you are handing out candy, dressing up, or just enjoying the weather, I hope you and your family have a frightfully fun day.

Bank of Canada lowers interest rates by 50 basis points today to 3.75%. This is great news for variable rate mortgage ho...
10/23/2024

Bank of Canada lowers interest rates by 50 basis points today to 3.75%. This is great news for variable rate mortgage holders and people with lines of credit. With Canadian household debts at all time highs, lower rates will help bring some relief to Canadians who need to see lower monthly payments during ever increasing inflation. Feel free to reach out to me with any questions on this and how this can impact you.

Another interest rate cute today! 25 bps bringing the overnight lending rate to 4.25%. This will impact variable rate lo...
09/04/2024

Another interest rate cute today! 25 bps bringing the overnight lending rate to 4.25%. This will impact variable rate loans, including mortgages and HELOCS and will hopefully continue a trend to making home payments more affordable for average Canadians.

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7/11160 Yonge St. Richmond Hill ON L4S1H 5
Richmond Hill, ON
L4S1H5

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