Sara D'Alessandro Mortgage Agent Level 2

Sara D'Alessandro Mortgage Agent Level 2 Powered by Centum Financial Services # 13058

As the year comes to a close, I’m grateful for all my clients, partners, and friends. Wishing you a Happy Holiday season...
12/24/2025

As the year comes to a close, I’m grateful for all my clients, partners, and friends. Wishing you a Happy Holiday season filled with warmth, laughter, and new beginnings 🎁🏠

Happy New Year! Here’s to new beginnings, fresh opportunities, and even more memorable moments together. May your year b...
01/02/2025

Happy New Year! Here’s to new beginnings, fresh opportunities, and even more memorable moments together. May your year be filled with joy, prosperity, and endless possibilities!

Cheers to a bright and successful 2025! 🥂

SAVE THE DATES! Amazing changes coming soon to the mortgage industry in Canada. November 21 - The Stress Test will no lo...
11/13/2024

SAVE THE DATES! Amazing changes coming soon to the mortgage industry in Canada.
November 21 - The Stress Test will no longer be applied when moving your mortgage.
December 15 - The down payment requirements for purchasing are changing. This will allow more Canadians to purchase homes under $1.5M with less money required for the down payment.
December 15 - Insured mortgages can now receive a maximum amortization of 30 years, instead of the current 25 year maximum amortization.
January 15 - Canadians will now be able to get an insured mortgage up to 90% of the expected value of a home to do renovations to add a secondary suite to their primary residence.
*conditions apply to all, reach out to me for more information.

Happy Halloween! Whether you are handing out candy, dressing up, or just enjoying the weather, I hope you and your famil...
10/31/2024

Happy Halloween! Whether you are handing out candy, dressing up, or just enjoying the weather, I hope you and your family have a frightfully fun day.

Yes, you can refinance your mortgage to take advantage of lower interest rates, change your mortgage type, or access equ...
07/31/2024

Yes, you can refinance your mortgage to take advantage of lower interest rates, change your mortgage type, or access equity in your home.

Consider interest rates, terms and conditions, flexibility, customer service, and the broker’s experience with new immig...
07/29/2024

Consider interest rates, terms and conditions, flexibility, customer service, and the broker’s experience with new immigrants.

A mortgage broker works with multiple lenders to find you the best mortgage rate and terms, while a bank offers its own ...
07/26/2024

A mortgage broker works with multiple lenders to find you the best mortgage rate and terms, while a bank offers its own mortgage products directly.

Some lenders may consider foreign income, but it is rare, and often depends on the lender’s policies and the stability o...
07/24/2024

Some lenders may consider foreign income, but it is rare, and often depends on the lender’s policies and the stability of the income source.

Yes, mortgage insurance is required for all purchasers contributing less than 20% of the price of the property as their ...
07/22/2024

Yes, mortgage insurance is required for all purchasers contributing less than 20% of the price of the property as their down payment. It protects the lender in case you default on the loan.

Closing costs include legal fees, property taxes, insurance, and other expenses associated with finalizing the purchase....
07/20/2024

Closing costs include legal fees, property taxes, insurance, and other expenses associated with finalizing the purchase. They typically range from 1.5% to 4% of the property’s purchase price.

Address

7/11160 Yonge St. Richmond Hill ON L4S1H 5
Richmond Hill, ON
L4S1H5

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