Mortgages by Maggie

03/13/2026

I see this everyday. If your mortgage is up for renewal and the new payment is causing you stress, I can help.
DM me and let’s chat

03/04/2026

Is your mortgage up for renewal?

Your current lender will send you a renewal offer detailing new terms, rates, and the corresponding mortgage payment. No personalized advice - no meeting request to review your current financial situation, future goals, or to explore all the options.

🛑You have more than one option at renewal!

1. Stay with your current lender: but only after negotiating the best possible rate and terms
2. Switch to a New Lender: for a better rate or product
3. Restructure your mortgage: A strategy to update your mortgage to meet new goals such as….
✅Remove a cosignor
✅Access home equity for investment or other needs
✅Increase the amortization to lower monthly payments for better cash flow or plan ahead if income loss is a real possibility
✅Restructure to allow for the purchase of a new home or investment property

The right choice depends entirely on your personal finances and future goals for the property.

I offer free, no-obligation reviews.

Let’s chat!

Maggie Alladina
Mortgage Agent

07/20/2022

https://www.theglobeandmail.com/investing/personal-finance/article-the-housing-market-trend-no-ones-talking-about-is-improving/

So true... I'm seeing rates having a tremendous impact on borrowing capacity.

If you’re priced out of housing and watching for an opening, a rough rule to follow is that rising rates are a bigger factor than modest price declines

07/20/2022

https://livesocial.seismic.com/leYVig

www.canadianmortgagetrends.com

07/15/2022

https://livesocial.seismic.com/lcKOin

mortgagebrokernews.ca

07/15/2022

07/14/2022

This made my day....

07/14/2022

Contact me today to discuss your options!