I’m very excited to let you all know I left the Bank to pursue my new career as an agent with The Mortgage Group (TMG), to help clients achieve the dream of home ownership and financial freedom. I am a respected Mortgage Professional with demonstrated expertise in sales and mortgage underwriting. I have a proven track record with 10 years of industry experience on advising clients and brokers on t
he mortgage process while structuring mortgage files to fit lender policies. Please feel free to connect with me today at [email protected] to learn how I can help you reach your mortgage financial goals. You can also visit my website at www.paulthornton.ca
During my career, I have applied my proven expertise and ongoing professional development to meeting and exceeding all objectives put before me. In my most recent role as Mortgage Specialist with RFA, I am responsible for managing new and existing mortgage clients including ports, refinances, title changes, and purchases. Expertly provided customer friendly service to new and existing A and B mortgage clients including renewals, ports, refinances, title changes, and purchases. Advised and educated clients on the best mortgage product based on their individual financial circumstances and plans for the future. Previous, I worked as an Underwriter and External Auditor for Street Capital, while underwriting I demonstrated experience negotiating, structuring, and evaluating prime mortgage applications while partnering with brokers from across Canada. Analyzed client’s overall risk by reviewing the applicant's employment and financial history, verifying income, assets, debts, and property details in order to issue final approval. While Auditing I meticulously reviewed all documentation for AML and fraud audit reviews of files from across Canada prior to third party audits to maintain the highest level of credit compliance. Identified areas of non-compliance and reported audit findings and recommendations for improvements. Diplomatically trained and guided underwriters on policies and programs, strategies for restructuring a file, and requirements to mitigate risks properly. If you have any questions or need advice on your current mortgage or you’re in the market for a new mortgage, I’m here to help. Call or email me any time!