Valerie Kowalchuk - SKY Financial Corp. o/a The Mortgage Centre

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Valerie Kowalchuk - SKY Financial Corp. o/a The Mortgage Centre

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Mortgage Broker for residential mortgage purchase, refinances, renewals, best rates and best custome Lock in your lower rate today.

New home purchases, Renovation projects, Debt consolidations or Mortgage renewals. I have been a Mortgage Specialist with The Mortgage Centre for 17 years. I have over 21 years lending experience. I have an extensive lending background and strive to provide my clients with the best service and knowledge in the industry. I am available to assist my clients 7 days a week, including evenings and weekends to provide you the best service possible. I was born and raised in Red Deer and am proud to live, work in and be part of this wonderful community. All opinions are my own and do not represent the Mortgage Centre Network.

10/28/2026

🇨🇦 Bank of Canada Rate Announcement – October 28, 2026

The Bank of Canada has increased its overnight policy rate by 0.25%, bringing it to 2.50%.

What does this mean for you? Variable-rate mortgage holders and line of credit products may be affected, while fixed-rate mortgages will not automatically be impacted by this announcement.

If you have questions about how this change could affect your mortgage or future plans, it’s important to understand your options. Please reach out today.

❤️ Your goals, my priority.

— Valerie Kowalchuk | The Mortgage Centre

10/11/2026

🧡 Happy Thanksgiving! 🍂🦃

Wishing you and your loved ones a Thanksgiving filled with warmth, happiness, good food, and special memories. 🤎

09/17/2026

😂 This is so me! I get incredibly serious about camping spots.
Do you have a favourite camp spot that is your go to?
🏕️

09/14/2026

08/06/2026

🏡 If Blackfalds is on your new home radar, you must check out Rachel’s new listing.
Minimum down payment is $20,745.00 with payments as low as $1950.00 plus property taxes a month. Way cheaper than renting!!

10/30/2025

As expected the Bank of Canada dropped their overnight lending rate by .25% on Wednesday. This is more great news for variable/adjustable mortgage rates and clients with home equity lines of credit.

Canada’s largest banks have lowered their prime rates by 25 basis points, matching the Bank of Canada’s latest rate cut, bringing variable-rate borrowers additional relief as the easing cycle winds down.

09/03/2025

🌊 A friend of mine has a fantastic property for sale in Sylvan Lake with a gorgeous view of the lake! 🏡✨ Perfect as an investment property for Airbnb/VRBO or as your very own vacation getaway or call this fabulous property home. Don’t miss this opportunity to enjoy lake living at its best.

Mortgage payment over 25 years on a 5 year term with 5% down is 2690.00 monthly plus property taxes. No condo fees.

22 Vincent Gate, Sylvan Lake, Alberta T4S0V7

04/16/2025

The Bank of Canada pauses interest rate cut for the first time in 12 months. The overnight lending rate remains at 2.75%
With Global uncertainty, Economists were hoping for another small cut, but with US tariffs being temporarily paused, Canada decided to hold off any additional cuts today.

04/05/2025

Check out this cute little home🏠

$1765.00 monthly payment with 5% down payment / 25 year amortization.

https://mccapp.ca/app/valerie-kowalchuk/report/oDTWDFXV0QoAbDnougrF

03/17/2025

Happy St. Patrick’s day ☘️ Wishing you a day filled with luck, green attire, and maybe even a pot of gold!🌈😉

Address

Red Deer, AB
T4N3P7

Website

http://www.valeriekowalchuk.ca/

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