Red Deer Mortgage Lending

Red Deer Mortgage Lending A team of mortgage professionals who have dedicated their careers to helping individuals & families achieve the dream of home ownership. Family matters.

Whether a first time buyer or buying your first investment property, to anything in between, we are here to help! Cheryl & Katherine are an award winning dynamic duo who have been friends and business partners for several years. Their combined experience in the financial industry has set their service apart from others. They conduct business with the highest level of integrity and value and person

alize each and every customer experience. They look forward to working with you! At Red Deer Mortgage Lending, you will understand why we are "More Than Just Mortgages!" We are a place where you matter. Welcome Home.

Happy Labour Day!Here’s to the hard work, dedication, and everyday efforts that help build our families, businesses, and...
09/07/2026

Happy Labour Day!

Here’s to the hard work, dedication, and everyday efforts that help build our families, businesses, and communities.

Wishing you a safe and happy Labour Day! 🍁

Morning coffee hits different in your own kitchen. ☕There’s something special about having a space that feels completely...
09/05/2026

Morning coffee hits different in your own kitchen. ☕

There’s something special about having a space that feels completely yours. Your favourite mug, your own routine, and a kitchen that starts to feel like home.

Sometimes, it’s the little everyday moments that make the idea of homeownership worth it.

The Bank of Canada has held its policy rate at 2.25%, with inflation still around 3% and economic uncertainty remaining ...
09/02/2026

The Bank of Canada has held its policy rate at 2.25%, with inflation still around 3% and economic uncertainty remaining high.

So what does that mean for you? Variable-rate mortgage holders won’t see a rate change from today’s decision, while buyers and homeowners can continue planning with the current rate environment in mind.

Your home can be more than just a place to live. Over time, as you pay down your mortgage and your home’s value changes,...
08/29/2026

Your home can be more than just a place to live. Over time, as you pay down your mortgage and your home’s value changes, you may build significant equity.

That equity can become an important part of your overall financial picture, whether you’re thinking about your next home, renovations, consolidating debt, or other major financial goals.

The key is knowing what equity you have and understanding how it can fit into your bigger plan.

Being your own boss comes with great perks, but getting a mortgage requires a different game plan.Lenders review self-em...
08/27/2026

Being your own boss comes with great perks, but getting a mortgage requires a different game plan.

Lenders review self-employed income differently than a standard T4 salary. Because tax write-offs often lower your reported net income, traditional pay stubs do not tell the full story. That is why complete documentation, like two years of Notices of Assessment, T1 Generals, and business account statements, is critical to proving your true qualifying power.

Having organized records and the right presentation strategy makes all the difference in securing an approval.

Ready for a new chapter? Whether you're looking for more space, a better location, or simply a home that fits where life...
08/22/2026

Ready for a new chapter? Whether you're looking for more space, a better location, or simply a home that fits where life is taking you, your next move starts with a plan.

Know your budget, understand what you can comfortably afford, and be ready when the right home comes along.

Your next home could be closer than you think.

Before deciding what you can afford, look at the bigger picture: your everyday expenses, savings goals, debt payments, u...
08/20/2026

Before deciding what you can afford, look at the bigger picture: your everyday expenses, savings goals, debt payments, utilities, and the room you want left over for the unexpected.

A home should fit comfortably into your life, not stretch your budget to the limit. Knowing what you can safely afford can help you shop with more confidence and plan for the future.

Sometimes a fresh start means a new home, a little more space, or simply finding a place that fits where life is taking ...
08/15/2026

Sometimes a fresh start means a new home, a little more space, or simply finding a place that fits where life is taking you next.

Whatever your next chapter looks like, it starts with taking that first step.

Your borrowing power isn’t just about your income. Your credit, existing debts, monthly expenses, down payment, and over...
08/13/2026

Your borrowing power isn’t just about your income. Your credit, existing debts, monthly expenses, down payment, and overall financial picture can all affect how much you may qualify for.

Taking a closer look at these factors before you apply can help you understand your budget and avoid surprises when you’re ready to buy.

Ready for a fresh start? 🏡Whether you’re looking for more space, a new neighbourhood, or a home that better fits where l...
08/08/2026

Ready for a fresh start? 🏡

Whether you’re looking for more space, a new neighbourhood, or a home that better fits where life is taking you, your next chapter could start with the right home.

Ready to turn the page?

Address

4915/54 Street
Red Deer, AB
T4N2G7

Opening Hours

Monday 6am - 11pm
Tuesday 6am - 11pm
Wednesday 6am - 11pm
Thursday 6am - 11pm
Friday 6am - 11pm
Saturday 6am - 11pm
Sunday 6am - 11pm

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