Red Deer Mortgage Lending

Red Deer Mortgage Lending A team of mortgage professionals who have dedicated their careers to helping individuals & families achieve the dream of home ownership. Family matters.

Whether a first time buyer or buying your first investment property, to anything in between, we are here to help! Cheryl & Katherine are an award winning dynamic duo who have been friends and business partners for several years. Their combined experience in the financial industry has set their service apart from others. They conduct business with the highest level of integrity and value and person

alize each and every customer experience. They look forward to working with you! At Red Deer Mortgage Lending, you will understand why we are "More Than Just Mortgages!" We are a place where you matter. Welcome Home.

The mortgage that fit your needs a few years ago may not be the best fit today. As your goals, finances, and plans chang...
06/06/2026

The mortgage that fit your needs a few years ago may not be the best fit today. As your goals, finances, and plans change, your mortgage strategy should evolve with you. Reviewing your options regularly can help ensure your mortgage continues to support where you're headed next.

Closet space can make a bigger difference than you think. From seasonal storage to keeping everyday essentials organized...
06/03/2026

Closet space can make a bigger difference than you think. From seasonal storage to keeping everyday essentials organized, having enough room helps your home feel more functional and less cluttered. When searching for your next home, don't overlook the value of smart storage solutions.

Fixed-rate mortgages offer stability. Variable-rate mortgages offer movement. The right choice depends on your goals, co...
05/30/2026

Fixed-rate mortgages offer stability. Variable-rate mortgages offer movement. The right choice depends on your goals, comfort level, and how long you plan to stay in your mortgage.

Comfort upgraded. Whether it’s more space, better features, or a place that finally feels like home, the right mortgage ...
05/27/2026

Comfort upgraded. Whether it’s more space, better features, or a place that finally feels like home, the right mortgage can help make it happen.

The mortgage stress test is a standard part of the approval process used by most lenders across Canada.It requires you t...
05/23/2026

The mortgage stress test is a standard part of the approval process used by most lenders across Canada.

It requires you to qualify at a higher rate than your actual mortgage rate, so you can still afford your payments if interest rates rise. This helps lenders assess long-term affordability, not just your current monthly payment.

It matters because it can impact how much you qualify for and what price range you can comfortably shop in, which is especially important when planning a purchase, renewal, or refinance.

Understanding it ahead of time can help you avoid surprises and set realistic expectations for your mortgage options.

Happy Victoria Day.Wishing you a great long weekend and some well-deserved time to relax and recharge.
05/18/2026

Happy Victoria Day.

Wishing you a great long weekend and some well-deserved time to relax and recharge.

Your upgrade starts here.Whether you’re buying, refinancing, renewing, upsizing, downsizing, or exploring your options, ...
05/15/2026

Your upgrade starts here.

Whether you’re buying, refinancing, renewing, upsizing, downsizing, or exploring your options, having the right guidance can help you move forward with confidence.

The right strategy today could open the door to greater flexibility, comfort, and future opportunities.

Moms do it all, from making a house feel like home to supporting every step along the way. This Mother’s Day, we’re cele...
05/10/2026

Moms do it all, from making a house feel like home to supporting every step along the way. This Mother’s Day, we’re celebrating the love, strength, and care that make families thrive every day.

Happy Mother’s Day to all the amazing moms, grandmas, stepmoms, and mother figures out there.

Don’t renew your mortgage without a plan.When your mortgage term is coming up for renewal, it’s worth taking time to rev...
05/09/2026

Don’t renew your mortgage without a plan.

When your mortgage term is coming up for renewal, it’s worth taking time to review your options instead of automatically accepting the first offer you receive. Rates, financial goals, and market conditions can all change over time.

Reviewing your mortgage before renewal could help you lower your payments, access equity, consolidate debt, or find terms that better fit your current needs and future plans.

The rate you’re offered isn’t always the best one available.Different lenders assess income, credit, down payment, prope...
05/07/2026

The rate you’re offered isn’t always the best one available.
Different lenders assess income, credit, down payment, property type, and debt differently, so one lender may offer a better rate or more flexible terms than another. Some rates may also come with restrictions, penalties, or conditions that don’t fit your long-term goals.

Whether you’re buying, renewing, or refinancing, comparing your options can help you find a mortgage that works better for your financial situation today and in the future.

Address

4915/54 Street
Red Deer, AB
T4N2G7

Opening Hours

Monday 6am - 11pm
Tuesday 6am - 11pm
Wednesday 6am - 11pm
Thursday 6am - 11pm
Friday 6am - 11pm
Saturday 6am - 11pm
Sunday 6am - 11pm

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