10/08/2026
A Purchase Plus Improvements Mortgage can allow you to include eligible renovations in your mortgage financing.
Think:
🔨 New kitchen or bathroom
🪵 Flooring
🎨 Paint
🪟 Windows
🏠Roofing, Fencing
…and other eligible improvements.
Here’s the basic idea:
You purchase the home, the lender reviews the renovation plans and costs, and the improvement funds are held back until the work is completed. Once the lender’s requirements are met, the funds are released.
It can be a great option for buyers who are willing to put some work into a home and make it their own without having to come up with all of the renovation money upfront.
Every lender has different requirements, so it’s important to look at the details before making an offer.
Found a home that needs some work? Send me a message and let’s see what’s possible. 🏡
