Mortgage with Nicki

03/12/2026

Women going through a separation or divorce need support.

I know this from experiencing it personally and witnessing so many other women struggle through it as I helped them with their mortgage.

They need support in understanding the legal process, managing the emotional roller coaster divorce puts has them on, and what their divorce means to their financial future

The support needed depends on where they are in their separation; at the very start, in the messy middle, or post divorce.

Chances are, you have a women in your life, a client, a friend, a family member, who needs support right now.

This is why I have three workshops in March for women at different stages of separation and divorce.
Here are the three workshops I am running this month:

1. The Legal Separation Workshop: Take Control of Your Separation, Manage Your Emotions, and Move Forward with Clarity and Confidence

2. Life After Divorce: Who the F Are You Now?

3. Divorce. Women. Money: Get Clear and Take Control of Your Money After Divorce.

Please share these with the women in your life, you never know who is struggling and would benefit from attending.

Here is the link to all three:

Explore private coaching with Nicki Laberge, After Divorce Coach and Women’s Freedom Facilitator. Rebuild peace, confidence, and clarity in your next chapter.

06/05/2025

Helping people understand their options during a divorce is something I love doing. Having gone through the process personally I understand the emotionally piece as well as the financial piece.

Having the right people at the right time is crucial and that’s what this panel is all about, the right people in one place to talk about finance and real estate during big life events, including divorce.

Save your seat today!

04/15/2025

Looking to buy a home soon?
Keep your credit in shape by:
Paying bills on time
Keeping balances below 30% of your limits
Avoiding new credit applications
A strong score = better mortgage rates!

03/29/2025

Weekend Reminder: Take a Breath

Whether it’s buying a home or just navigating life, you don’t have to have it all figured out today. Take a deep breath, enjoy the moment, and trust that things will fall into place. One step at a time—you’ve got this!

03/27/2025

Ready to Make Homeownership a Reality?

From proof of income to property details, having the right documents in place can make your mortgage application smooth and stress-free. The more prepared you are, the sooner you’ll be unlocking the door to your new home!

Have questions about what you need? Let’s chat!

03/25/2025

Fixed or variable, what’s the right mortgage rate for you?

A fixed rate gives you stability with predictable payments and protection from interest rate hikes.

A variable rate offers flexibility and the potential to save if interest rates drop.

Every financial situation is unique, and choosing the right option depends on your goals and risk tolerance. Let’s find the best fit for you!

Contact me to explore your mortgage options today 👩🏼‍💻

03/20/2025

💐 Spring into Your New Home This Season!

As the first day of spring arrives, it's the perfect time to breathe new life into your home-buying journey! The season of renewal is not just about flowers blooming and the days getting longer; it’s also about fresh starts and new opportunities.

If you've been considering purchasing a home, spring offers a great opportunity to get things moving. Whether you’re looking to buy your first home, upgrade your space, or refinance your current mortgage, now is the time to take action.

Why Spring is a Great Time to Start Your Home Search:

🧡 Increased Inventory: More homes hit the market in spring, giving you a wider selection to choose from.
🧡 Favorable Weather: With better weather, it's easier to view homes and get a feel for the neighborhood.
🧡 Potential Tax Benefits: With tax season in full swing, you may be able to use your tax return as a down payment or closing costs.

Ready to Bloom in Your New Home?
Start by getting pre-approved for a mortgage and determining your budget. The first step to making your dream home a reality is understanding your financing options.

Let this spring be the season you plant the seeds for your new home. 🏡✨

03/18/2025

The Single Woman’s Guide to Buying a Home 🏡✨

Did you know I specialize in helping single women navigate the home-buying process? Whether it’s your first home or you’re starting fresh after a divorce, I’m here to show you what’s possible and guide you through your options!

Want a copy of The Single Woman’s Guide to Buying a Home? Drop a “link” in the comments or send me a message, and I’ll send it your way! 💌

03/13/2025

🧡 Client Love! 🧡

Helping my clients navigate the mortgage process smoothly is always my top priority! I’m so grateful for kind words like these—making home financing stress-free and straightforward is what I love to do.

Thinking about buying or refinancing? Let’s chat about how I can help!

03/12/2025

🚨 BREAKING NEWS 🚨 The Bank of Canada has cut its benchmark interest rate by 25 bps to 2.75%—its seventh consecutive rate cut! 📉

What does this mean for you? Lower borrowing costs, potential mortgage rate drops, and new opportunities for homebuyers and homeowners.

03/11/2025

Buying a Home? Don’t Forget These Extra Costs! 🏡💰

Beyond the purchase price, there are additional expenses to factor into your budget:

✔ Down Payment – Your upfront investment to secure the home.
✔ Closing Costs – Legal fees, title insurance, and property transfer taxes (typically 1.5% to 4% of the purchase price).
✔ Home Inspection – Helps ensure there are no hidden issues.
✔ Appraisal Fees – Confirms the property’s value for your lender.
✔ Home Insurance – Protects your investment and is required for mortgage approval.

Planning ahead makes the process smoother—let’s chat about getting you mortgage-ready!