Patti Caron Mortgage Agent L2 with TMG-The Mortgage Group, Ottawa

Patti Caron Mortgage Agent L2 with TMG-The Mortgage Group, Ottawa If you are looking to buy, re-new, refinance, or consolidate,
I can help you get the best mortgage Please let me know if you have any questions.
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Serving the Greater Ottawa Area - licensed Canada wide

As a licensed mortgage professional with TMG - The Mortgage Group, I have access to big banks, credit unions, and specialized mortgage lenders who all want your business. Let me help you to get the best mortgage package custom fit to your needs. As a mortgage agent, I work for you – not the lenders – to ensure you receive the best rates and products available in today’s marketplace. Whether you – or someone you know – are looking to:
* purchase your very first home
* upgrade to a new home
* renew your existing mortgage
* refinance your mortgage to free up some equity
* purchase investment properties, or vacation homes

I have access to a variety of products available to meet your unique needs. I have one simple goal in mind – to provide you with unbelievable service and the very best mortgage options to meet your specific needs. I look forward to serving you soon! Patti Caron

For more information, please visit my website at PattiCaron.com

Great day learning & networking at CMBA's Ottawa Mortgage Fall Blueprint. It was wonderful to have the chance to catch u...
09/16/2026

Great day learning & networking at CMBA's Ottawa Mortgage Fall Blueprint. It was wonderful to have the chance to catch up with some pretty fantastic people. We truly have some amazing BDM's/lenders, and brokers in our community.
And to Sarah Rogge & Cam DelliPizzi from MCAN ~Thanks for the MCAN Portugal inspired prize pack.
; : Canadian Mortgage Brokers Association - Ontario

You have saved the down payment, and that is the hard part behind you. What catches people is the bill that arrives on c...
09/15/2026

You have saved the down payment, and that is the hard part behind you. What catches people is the bill that arrives on closing day: land transfer tax, legal fees, title insurance and the adjustments owed back to the seller. None of it is a surprise if you have planned for it. Send me a message and we will price out what your closing day actually looks like!

Congratulations, you are approved! Now change nothing! Did you know lenders re-check your credit and your employment bef...
09/14/2026

Congratulations, you are approved! Now change nothing! Did you know lenders re-check your credit and your employment before they release the money, so a new car loan, financed furniture or a job change between now and closing can undo the whole thing. If something has to change, tell us before it does rather than after.

Selling one home and buying another almost never lines up neatly, and the gap between the two dates is where most of the...
09/11/2026

Selling one home and buying another almost never lines up neatly, and the gap between the two dates is where most of the stress lives. Bridge financing covers it, lending you the equity from your sale before it completes so you can close on the new place first. It takes a little lead time to arrange. Get in touch when you list, not when the dates collide!

Tidying up your finances before a mortgage application feels like the responsible thing to do, which is why it stings to...
09/08/2026

Tidying up your finances before a mortgage application feels like the responsible thing to do, which is why it stings to learn that closing an old credit card can lower your score. Length of history counts, and so does how much of your limit you are using. If you are buying next year, the useful work starts now. Reach out and we will walk you through what helps and what does not.

If you want to stay in the home and neighborhood you love, there may be ways to make better use of the equity you’ve bui...
09/04/2026

If you want to stay in the home and neighborhood you love, there may be ways to make better use of the equity you’ve built over the years — without having to sell. Whether the goal is more monthly flexibility, helping family, or simply making retirement a little more comfortable, there’s more than one option to consider. Let’s talk through what could make sense for you!

If your pre-approval came back lower than the online calculator promised, there is a reason, and it is not you!Lenders q...
09/01/2026

If your pre-approval came back lower than the online calculator promised, there is a reason, and it is not you!
Lenders qualify you at a rate higher than the one you will actually pay, so the approval is always smaller than the payment math suggests. Knowing your real number first makes house hunting far less disheartening.
Send me a message and we can run it with you.

Fall tends to bring a busier market and a fuller calendar. Now is a good time to review your mortgage plans, while there...
08/31/2026

Fall tends to bring a busier market and a fuller calendar. Now is a good time to review your mortgage plans, while there’s still space to think it through properly.

Today is National Beach Day! Enjoy the sunshine!
08/30/2026

Today is National Beach Day! Enjoy the sunshine!

If you’re helping a child buy, the structure matters. A co-signer goes on title and shares ownership. A guarantor does n...
08/25/2026

If you’re helping a child buy, the structure matters. A co-signer goes on title and shares ownership. A guarantor does not. The difference affects taxes, estate planning, and your own borrowing room, so it’s worth a conversation first.

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Ottawa, ON

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