Mortgages by Ashish Kishore

10/28/2026

Seven holds. One rate hike.

The Bank of Canada has increased its policy rate by 25 basis points to 2.50%.

What does this mean for your mortgage? The impact depends on your mortgage type, terms and future plans.

Message me today to find out what this decision could mean for you.

10/21/2026

Want to hear something really scary? Your mortgage renewal is coming up, and you’re planning to sign whatever your bank sends you.

Before you do, let’s talk.

Your current lender’s renewal offer isn’t necessarily the most competitive one available. And while signing might be convenient, you could be missing out on better rates, more flexible mortgage features or terms that make more sense for you.

That’s where I can help. I’ll review your current mortgage, shop around with different lenders and compare your options so you know exactly what’s on the table before making a decision.

Don’t let a missed opportunity come back to haunt you! Have a mortgage renewal coming up? Message me before you sign.

10/20/2026

10/14/2026

Savings? Better terms? Refinancing? Or maybe you’re looking for a little expert guidance?

Whatever your mortgage goals, finding the right solution doesn’t have to feel like a puzzle.

I have access to a wide range of lenders and mortgage products, helping you compare possibilities and find solutions that fit your needs.

Whatever you’re searching for, I know where to look.

Message me today!

10/07/2026

Falling into leaves? Fun. Maybe. Falling into a mortgage that doesn’t really work for you? Not fun at all.

There are a lot of mortgage options out there, and the right one isn’t always the most obvious. I sort through the options, compare the details and narrow them down based on your budget, goals and what you actually need from your mortgage.

I also help you understand the differences, weigh the trade-offs and focus on the features and terms that make the most sense for you.

Ready to fall into a mortgage that fits? Message me today and let’s find the right mortgage plan.

09/30/2026

Two homes listed at $700,000 can create two very different monthly housing costs.

Property taxes can differ. One property may have condo fees while another doesn’t. Insurance, utilities and expected maintenance can also vary depending on the property, location and type of home.

And even with the same purchase price, the mortgage payment can look different depending on factors such as the buyer’s down payment, mortgage rate, amortization and mortgage terms.

That’s why comparing homes by listing price alone can leave out an important part of the affordability picture. Looking at the ongoing costs of each property can give buyers a much clearer idea of what ownership may actually cost month to month.

Comparing properties? Message me today to look beyond the listing price and understand how the monthly costs could differ.

09/23/2026

Buying your first home is a big next chapter, but the planning starts well before you find the listing.

Before you start booking showings and picturing where the furniture will go, I can help you get the financial side organized. We’ll look at your budget, down payment, credit, income and mortgage options so you have a better idea of what you may qualify for and what feels comfortable for you.

And if you’re not quite ready to buy yet? That’s okay. Knowing what to work toward now can help you prepare for when the right home does come along.

Ready to turn “someday” into a plan? Message me today and let’s start your first-home journey with a mortgage conversation.

09/16/2026

Thinking about buying a home? Sometimes the biggest mistakes happen before the home search even begins.

Assuming homeownership is out of reach, focusing only on the mortgage rate, or waiting for the “perfect” time to buy can keep you from seeing the full picture. Your budget, mortgage payment, term, features, overall borrowing costs, and personal plans all matter when deciding whether buying a home makes sense for you.

I can help you understand your mortgage options, look at what you may be able to afford, and build a home buying plan around your finances and goals.

Before you rule anything in or out, message me and let’s look at the numbers together.