Mortgages by Ashish Kishore

06/10/2026

06/10/2026

The Bank of Canada has announced another rate hold.

Its key policy rate stays at 2.25%. This continued pause in the current cycle offers welcome stability for Canadian mortgage borrowers, even as mixed economic data and global developments create uncertainty.

In this steady climate, there’s time for careful, strategic planning on renewals, pre-approvals, and longer-term mortgage decisions.

Message me today to discuss how this announcement impacts your mortgage.

06/03/2026

The renovation you’ve been dreaming about might already be within reach!

After years of homeownership, many of my clients are surprised to discover how much equity they’ve built - and how that equity can become a powerful, flexible source of funding for upgrades, additions, or the major improvements they’ve always wanted.

Why keep waiting to bring your vision to life?

Have questions about using your home’s equity? Message me today and let’s explore what’s possible for your renovation dreams!

05/27/2026

Specialized Mortgages Exist for Self-Employed Professionals.

Many business owners and self-employed individuals face challenges with traditional lenders due to variable income, commission earnings, or complex tax returns. Fortunately, there are tailored mortgage solutions - including flexible documentation options and specialized programs designed for entrepreneurs and variable income earners.

I can access lenders who understand self-employment and work with you to find the best financing solution for your situation.

Connect with me today to explore the options available for your unique employment situation.

05/20/2026

One broker. One point of contact.

That’s the difference I create for my clients. From the moment we start pre-approval until you get the keys on closing day, you only deal with me. No chasing different people, no mixed messages, and no uncertainty about where things stand.

I stay with you through every step, keeping the process clear, organized, and on schedule. You’ll always know exactly what’s happening, what’s next, and why it matters.

Whether you’re purchasing your first home, renewing your current mortgage, or considering a refinance, you get consistent guidance and peace of mind the entire way.

Ready for a much simpler and more personal mortgage experience? Message me today - I’m happy to chat.

05/13/2026

Fixed or Variable at Renewal? Let’s Make the Right Choice Together.

Renewal is one of the most important moments to decide between a fixed-rate or variable-rate mortgage, and I’m here to help you choose wisely.

A fixed rate gives you payment stability and peace of mind, protecting you if rates go up.

A variable rate often starts lower and can save you money if rates drop - but your payments could rise if rates increase.

I’ll walk you through exactly how each option fits your budget, timeline, and risk tolerance, then recommend the best solution for your situation.

Ready to make a confident, well-informed decision at renewal? Reach out to me today - I’d love to help!

05/04/2026

Why Limit Yourself to Just One Bank?

When you walk into a single bank, you’re stuck with only their products, their rates, and their rules.

But when you work with me, I compare your application across hundreds of different lenders to find the best possible rates, terms, features, and flexibility that actually fit your needs.

This often means better mortgage options and thousands of dollars in savings over the life of your loan.

Send me a message today - I’d love to show you what your real options look like.

04/29/2026

Quick Update: The Bank of Canada has once again held its policy rate at 2.25%.

Mortgage costs across the country remain stable for now, which is helpful news whether you’re already a homeowner or getting ready to buy.

Want to know exactly how this impacts your mortgage payments or future plans? Reach out and message me today. I’ll give you clear, personalized advice.