Mortgage by Koukun

Mortgage by Koukun Host of Golden Horseshoe Real Estate Podcast | Mortgage Agent Level 2 | Synergy Mortgage Group Lic #13172 Our Team was established in 2021.

Since then we've grown into a dynamic team consisting of three licensed realtors, an admin/operations manager, a content manager, and an Internal Sales Agent, forming the backbone of Dun Real Estate Group. Our dedicated professionals are committed to building lifelong relationships with every client we serve. When you embark on a Real Estate Transaction with us, it marks the commencement of a jour

ney where we stand by your side, providing support throughout your Real Estate endeavors and beyond. In order to offer you the best possible service, we have forged connections with top-tier professionals in the Real Estate industry. This network includes Mortgage Professionals, Home Inspectors, Architects, Contractors, Lawyers, and a plethora of other experts who excel in their respective fields. This collective expertise ensures that we can assist you comprehensively in every aspect of your Real Estate experience.

09/04/2026

Already living abroad but still own a home in Canada? This free webinar is for you

🇨🇦 Canadian Non-Resident Real Estate Tax & Mortgage Webinar

On Sept 14 @ 11AM EDT, tax accountant Ruby Chouhan (supporting Canadians in 30+ countries) and mortgage agent Koukun Unosawa break down exactly what Canadian non‑residents need to know about taxes, financing, equity, and renewals.

Register through the link in my bio.

This past weekend we did a last-minute camping trip as a family. I was surprised how prepared we were, mostly because of...
09/04/2026

This past weekend we did a last-minute camping trip as a family. I was surprised how prepared we were, mostly because of all the trips we've done over the past few years.

Once you have the gear, it gets a lot easier: warm sleeping bags, a foldable foam mattress, and a tent that's waterproof and keeps the wind out.

09/03/2026

Picking the right rollover value can save tax.

09/03/2026

A higher corporate capital gains rate was coming, so we raced the deadline to pay the lower one 🏠

09/03/2026

Numbers matter, but tax planning starts with knowing your clients.

Michael Mercieca joins the podcast to decode the tax strategies that reshape an entrepreneur’s financial future. From bu...
09/03/2026

Michael Mercieca joins the podcast to decode the tax strategies that reshape an entrepreneur’s financial future. From butterfly transactions and capital gains exemptions to family trusts and real estate pitfalls inside corporations.

🎙️ Listen now on Spotify, Apple Podcasts, and all major platforms.

08/28/2026

The thing I wasn't proud of

Something that's really helped me, both in my marriage and in how my wife and I run our household, is understanding one idea. Guys especially tend to struggle to grasp it, and it turns out to be hugely valuable in business too.

This isn't something I'm proud to share, but it makes the point.

My wife and I used to argue about this a lot, especially after our first child. She was constantly having to remind me to help with the household chores. I'll admit it: I was happy to let our home slide into chaos and only did the necessary tasks when they were absolutely unavoidable.

Eventually, she convinced me I was being lazy and needed to actually contribute in our shared household. But even then, I'd only do things when she asked. So she explained something that landed: if she had to keep asking me, she'd rather just do it herself, because that felt easier, and she'd end up resentful about it.

That's when it finally clicked. There's more to a task than the work itself. It's called the mental load.

The way I understand it, there are three parts to getting something done:

1. Doing the task (and figuring out how to do it)
2. Remembering it, or reminding someone else to do it
3. Owning the task / result

So even though I was doing the work, roughly two-thirds of it was still on my wife. No wonder she was stretched thin.

We've gotten a lot better at working together since. She still does more than me, honestly, but there are areas I fully own now: putting our older kid to bed, cleaning up the kitchen every night. Not "helping with" them. Owning them.

Why this matters if you run a business

Here's where it connects. A lot of business owners carry the full mental load of their business and dread hiring, because they worry nobody will do it as well as they would.

I think there's a quieter fear underneath that: that they'll have to constantly remind the new person and check their work.

The unlock is delegating both the work and the mental load. In some cases, it even means asking your employee to carry some of your mental load by reminding you.

Take this newsletter. I've told my assistant it needs to go out each week, and she owns that: preparing it and sending it. To do that, she needs the written piece from me, so it's her job to remind me if I haven't handed it over by Thursday. That makes us far more consistent than if I were on the hook for both writing it and remembering to send it. And that's just one of many things in our business we've set up this way.

The takeaway

If you're hesitating to hire your first employee, or wondering why hiring someone hasn't given you back any time or energy, this might be the thing to look at.

And if you nail this in your business but you're basically the world's worst employee at home, the one who needs constant reminding and doesn't own a single thing, well. That might be worth a little self-reflection too. (I say this as a reformed offender.)

This past weekend we got away with some family friends, back to an Airbnb on a farm we'd first visited when my oldest da...
08/27/2026

This past weekend we got away with some family friends, back to an Airbnb on a farm we'd first visited when my oldest daughter was born in 2021.

It's a beautiful spot, with nature and animals all around. The best part was watching our older kids play together now that they're a bit bigger. I swear, even my infant started moving more after watching them; she's been reaching for some crawling milestones ever since.

The sad part was seeing how much had changed. A lot of the farm animals we'd met last time were gone. Their five goats were down to two, and the horses have aged out of being ridden.

We made up for it with some delicious food, all of it prepared together at the Airbnb. I even took a quick break from my keto diet to enjoy some of it. Worth it.

08/26/2026

A $150K salary with equity can outperform a $400K salary taxed as income. Equity grows, gets taxed lower, and is how startups build super teams.

Tune in to the full episode of the Golden Horseshoe Business Podcast on Spotify, Apple Podcasts, and all major platforms.

08/26/2026

If you want to stand out, niche down. Being known for one thing makes you unforgettable in any network.

Tune in to the full episode of the Golden Horseshoe Business Podcast on Spotify, Apple Podcasts, and all major platforms.

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