Sabrina Del Conte Courtier Hypothécaire/Mortgage Broker

Accueil
Canada
Laval, QC
Sabrina Del Conte Courtier Hypothécaire/Mortgage Broker

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Assisting women in purchasing their dream home. I have access to a wide variety of lenders to provide a tailor-made solution for your particular needs

11/02/2026

Renewing early 2027? Your window opened this week.

If your mortgage matures in February, March or April, you can hold a rate with a new lender starting now, up to 120 days ahead. If rates fall before closing, you get the lower one. If they rise, you’re protected.

The bank will send a renewal letter about six weeks before maturity. By then, most people feel rushed and sign as-is. That’s the one move I’d avoid.

The short version: start the comparison now, decide later. It costs nothing to know your options.

Maturing in early 2027? DM me “RENEW” and I’ll tell you what I’d need to run your numbers.

Hypothèque à échéance au début 2027? Écrivez-moi « RENOUVELER ».

08/28/2026

Montreal buyers, watch these 3 shifts 🏡

Rates, inventory, and down payment planning can change your monthly payment more than you expect.

If you are buying or renewing in Laval or Montreal, this is the month to review your numbers before the market moves again.

What to watch:
• rates
• inventory
• down payment planning

If you want a calm, clear review of your options, DM "READY".

08/28/2026

Think you need 20% down first?

Not always. In Quebec, 5% may be enough for some buyers, and that changes the conversation fast.

A pre-approval also helps. It gives you clarity, but it does not guarantee final approval.

If refinancing feels confusing, it is not just for debt. It can also help improve cash flow. 💡

DM "READY" and I will help you sort the facts from the myths.

08/27/2026

First home? Start here, not at the bank. 🏡

Pre-approval can feel confusing, but it is really just a clear first step. It helps you understand your budget, your documents, and your real monthly payment before you start shopping.

No judgment. No pressure. Just calm guidance for Montreal and Laval buyers.

DM "PREAPPROVAL" and I will walk you through it.

08/26/2026

Renewal coming up? Start 4-6 months early. 🏡

That window gives you time to compare options before the bank letter arrives.
If cash flow feels tight, we can look at payment relief, renewal terms, or refinancing paths that fit your real life.

In Quebec, we also review CMHC details, notaire timing, and duplex financing rules when they apply.

DM “RENEWAL” and I’ll help you prepare before your lender calls.

08/01/2026

Montreal renewal rates are shifting now.

If your mortgage is coming up soon, don’t wait for your lender’s call. A few small moves today can change your monthly payment and your options. 🏡

For Montreal and Laval buyers, the right timing depends on your term, your goals, and whether you want to renew, refinance, or switch.

DM "RENEWAL" and I’ll help you review your next step clearly.

07/31/2026

Renewal coming up? Start early. ⏳

If your term ends in 4 to 6 months, now is the time to review your options, not when the lender calls you.

A small adjustment can help with payment relief, rate strategy, or refinancing for breathing room.
In Quebec, timing matters. So do CMHC rules, notaire steps, and duplex financing details.

DM "RENEWAL" and I’ll help you look at it calmly, before the renewal notice arrives. 💰

07/30/2026

MYTH: You need 20% down.

Not always. Some buyers in Quebec can start with less, depending on income, debts, and goals. 🏡

If you are planning to buy in Montreal or Laval, I can walk you through the real options calmly, without the bank jargon.

DM “READY” for a no-pressure explanation.

07/29/2026

Their renewal felt heavier than expected.

By the time they reached out, the lender letter had already created stress. We compared the options, looked at the payment impact, and chose a path that brought more clarity. ❤️

Sometimes the win is not just a lower payment. It is finally understanding what your mortgage is doing for you.

If your renewal is coming up, DM "RENEWAL" and I’ll help you review your options before the bank does.

07/28/2026

First-time buyer? Ask these 3 questions first. 🏡

Before you call a lender, it helps to know what really matters. The right answers can save you stress, surprises, and a lot of back-and-forth.

Comment READY and I’ll send you my checklist. It’s simple, clear, and made for Montreal and Laval buyers.

Adresse

3033 Boulevard Le Carrefour Bureau 1003
Laval, QC
H7T2P5

Téléphone

+15142445599

Site Web

http://www.sabrinadelconte.com/

Notifications

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