Richard Earles - Mortgage Broker

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Langley, BC
Richard Earles - Mortgage Broker

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Richard Earles is a professional mortgage broker and is currently licensed in BC, and Ontario.

He's a 16 year veteran of the mortgage industry and his expertise in alternative lending set him apart from your average mortgage broker.

11/05/2026

November is here, bringing new opportunities, exciting milestones, and more successfully funded mortgages! 🏡🔑

At Home Legacy Financing, every successful closing represents more than just a transaction. It's another step toward homeownership, greater financial flexibility, and a brighter financial future.

We're proud to celebrate these recently funded mortgages as we kick off November:

✅ Mortgage, Refinance – Sidney, BC — $476,000
✅ Purchase Mortgage – Langley, BC — $282,121
✅ 2nd Mortgage, Equity Take out – Langley, BC — $40,000
✅ Purchase, Mortgage – Lethbridge, AB — $355,000
✅ Mortgage, Refinance – Courtney, BC — $400,000

A heartfelt thank you to our amazing clients for trusting us with your mortgage needs. We're also incredibly grateful to our referral partners, lenders, and legal teams for helping make these successful closings possible. ❤️

As we welcome November, we look forward to helping more Canadians achieve their homeownership and financial goals.

Here's to more successful closings, stronger partnerships, and exciting new beginnings this November! 🏡🙏

10/30/2026

Your Bank Isn't Your Only Financing Option! 💼

Getting business financing through traditional banks isn't always easy. Strict lending requirements, lengthy processes, and limited flexibility can make it challenging for business owners to access the capital they need.

But a bank saying no doesn't necessarily mean you're out of options.

At Home Legacy Financing, we're helping established Canadian businesses explore alternative lending solutions that may offer:

✅ More flexible financing options
✅ Faster access to funding
✅ Solutions beyond traditional banks

Whether you're looking to manage cash flow, invest in equipment, or expand your operations, we're here to help you explore what's possible through our lending partners.

📩 Need business financing? Let's talk! Send me a message to discuss your options.

🌐 homelegacy.ca

Financing is subject to lender eligibility, approval, and terms.

10/29/2026

Buying a home is one of life’s biggest milestones, and having the right support can make all the difference in turning an overwhelming process into a positive experience. 🏡❤️

We’re incredibly grateful to our wonderful clients for trusting the Home Legacy Financing team throughout their homebuying journey, even while navigating the process all the way from Singapore!

From understanding their needs and budget to exploring mortgage options, securing a competitive rate, and staying connected across different time zones, our goal is always to make sure our clients feel informed, supported, and confident every step of the way.

Hearing that our team helped turn what initially felt like a stressful experience into a smooth and enjoyable journey truly means so much to us. We’re especially thankful for the kind words recognizing the dedication, care, and personalized guidance we strive to provide to every client. 🙏

Thank you again for choosing Home Legacy Financing and allowing us to be part of such an important milestone. Your trust and recommendation mean the world to our team, and we wish you many wonderful memories in your new home! 🏡❤️

10/23/2026

🚀 Big Business Goals? Let's Talk About Financing!

Growing a business takes more than hard work. It takes the right resources at the right time.

Whether you're looking to:

💰 Improve Cash Flow – Keep your day-to-day operations running smoothly.
⚙️ Invest in Equipment – Upgrade the tools and technology your business needs.
📦 Increase Inventory – Stay prepared for busy seasons and growing demand.
📈 Expand Your Business – Take advantage of new opportunities for growth.

Having access to the right financing can help you take that next step.

At Home Legacy Financing, we're now helping business owners explore flexible financing solutions through our new lending partnerships, including options beyond traditional banks.

Your next business opportunity could start with a conversation.

📩 Send me a message, and let's explore what's possible for your business!
🌐 homelegacy.ca

Financing is subject to lender eligibility, approval, and terms.

10/22/2026

Continuing a strong October with more mortgages successfully funded! 🏡🔑

As we move into the second half of October, we’re celebrating another group of successful closings and, most importantly, the clients behind each one.

Every funded mortgage represents a meaningful next step. For some, it’s purchasing a new home. For others, it’s accessing equity, investing in their future, or creating more flexibility in their finances.

Here are some of the mortgages we’re proud to celebrate during the second half of October:

✅ Purchase Mortgage – Cranbrook, BC — $228,000
✅ 2nd Mortgage / ETO – Langley, BC — $115,000
✅ Purchase Mortgage – Maple Ridge, BC — $392,500
✅ Purchase Mortgage – Clairmont, AB — $187,500
✅ Purchase Mortgage – North Vancouver, BC — $1,487,500

Each closing comes with its own story, goals, and circumstances, which is why we believe the right mortgage strategy should always be tailored to the person behind it.

To our clients, thank you for trusting us to be part of these important milestones. We’re grateful for every conversation, every opportunity to help, and every relationship we continue to build along the way.

A big thank you as well to our referral partners, lenders, legal teams, and everyone who works behind the scenes to help bring each mortgage to the finish line.

With October coming to a close, we’re looking forward to carrying this momentum forward and helping even more Canadians make confident moves toward their homeownership and financial goals.

Whether you’re purchasing, refinancing, investing, or exploring your equity options, we’re here to help you find a strategy that fits your next move.

Here’s to finishing October strong and celebrating many more milestones ahead! 🏡

10/14/2026

There’s nothing more rewarding for our team than knowing we helped make an important financial decision feel simple, clear, and stress-free. 🏡❤️

Thank you, S.L., for trusting the Home Legacy Financing team with your mortgage renewal and financing journey.

From understanding your financial goals to walking you through your options and keeping you informed along the way, our goal is always to make sure you feel supported and confident at every stage of the process.

We’re incredibly grateful for your kind words and recommendation. Providing knowledgeable, professional, and caring service is something our entire team takes pride in, and it was a pleasure being there for you throughout this journey.

Thank you again, S.L., for choosing Home Legacy Financing. We truly appreciate your trust in our team. 🙏❤️

10/13/2026

Is your mortgage still aligned with where you’re headed? 🏡

Your mortgage isn’t something you set and forget. As life changes, your financial goals, priorities, and opportunities can change too.

A regular mortgage checkup can help you review important factors like your interest rate, mortgage term, monthly payments, future goals, and potential equity opportunities.

Whether you’re planning for the next chapter, exploring options, or simply want to understand where you stand, having the right strategy can make a difference.

📲 Start the conversation today.

🌐 homelegacy.ca

10/08/2026

🏡 The best mortgage isn’t always just about the lowest rate.

While rates are an important part of the decision, the right mortgage should also fit your goals, lifestyle, and future plans.

A mortgage with the right flexibility and strategy can help you feel more confident as your financial needs change.

Before choosing a mortgage, consider:
✔️ Your short-term goals
✔️ Your long-term plans
✔️ The flexibility you may need along the way

At Home Legacy Financing, we help Canadians explore mortgage solutions designed around their unique situations.

🌐 homelegacy.ca

10/07/2026

October is off to a great start with more mortgages successfully funded! 🏡🔑

A new month brings new opportunities, fresh beginnings, and more milestones worth celebrating!

As we welcome October, we're taking a moment to recognize the clients we've had the privilege of helping move closer to their homeownership and financial goals.

Every funded mortgage represents more than just numbers. It's a family settling into a new home, a homeowner gaining greater financial flexibility, or an investor taking the next step toward building their future.

Here are some of the mortgages we're proud to celebrate as we kick off October:

✅ First Mortgage, Purchase – Vancouver, BC — $360,000
✅ First Mortgage, Refinance – Maple Ridge — $319,000
✅ First Mortgage, Refinance – Smokey River, Alberta — $200,000
✅ First Mortgage, Purchase – Port Coquitlam — $570,000
✅ First Mortgage, Purchase – Langley, BC — $402,000
✅ First Mortgage, Purchase – Calgary, Alberta — $343,000

Behind every successful closing is a unique journey, and we're grateful to play a part in helping our clients reach their financial milestones.

To our amazing clients, thank you for trusting us with such important decisions. Your confidence in our team means everything, and we're honoured to be part of your journey.

A heartfelt thank you as well to our referral partners, lenders, legal teams, and everyone who helped make these closings possible. Your continued trust and collaboration make every success even more meaningful.

As we move further into October, we're excited to help more Canadians turn their homeownership and financial goals into reality.

Whether you're purchasing, refinancing, or exploring new investment opportunities, we're here to help you find the right financing strategy for your next chapter.

Here's to more successful closings, stronger partnerships, and new beginnings this October! 🏡

09/29/2026

🏡 Need A Mortgage Plan?

Your homeownership goals deserve more than just a mortgage, they deserve a strategy built around your future.

At Home Legacy Financing, we help Canadians navigate every stage of their mortgage journey with personalized solutions designed to fit their needs:

🏠 Purchases — Finding the right financing for your next home
🔄 Refinancing — Exploring options to improve your financial flexibility
📅 Renewals — Making smarter decisions when your mortgage term ends
💰 Home Equity — Unlocking the value you’ve built in your home
📈 Investment Financing — Supporting your next opportunity

Whether you’re buying, refinancing, or planning your next move, our team is here to provide trusted guidance every step of the way.

✨ Let’s build your next chapter.

🌐 homelegacy.ca

Address

#302/19978 72 Avenue
Langley, BC
V2Y1R7

Website

https://www.valleyfinancialmortgages.com/

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