Karen & Kayla - IG Private Wealth Management

Karen & Kayla - IG Private Wealth Management Mutual Funds Division Our practice is focused on developing tailored solutions and serving the 50+ market and business executives.

Award-winning Mother-Daughter CFP® professional team
Voted Kelowna's Best Certified Financial Planner 2025 & 2026
Wealth Management, Tax & Estate Planning

Titles: Executive Financial Consultants
Dealer: IG Wealth Management Inc. We are all about building exceptional relationships. Our mission is to assist clients to preserve capital, reduce tax and increase their net worth by providing a compreh

ensive written financial plan with regular updates, complete with full transparency. We pride ourselves on keeping clients informed of market opportunities. We proactively adjust your plan as opportunities are identified, and deliver tax efficient strategies across all aspects, creating peace of mind and improved financial well-being. Ultimately creating a positive client experience for our high value clients.

09/07/2026

After a loss in the family, the paperwork is rarely the hardest part.

What becomes overwhelming are the questions — intentions, responsibilities, next steps, who to contact, and how to make the right decisions during an already painful time.

Clear estate and financial planning can ease so much of that burden.
When your wishes are documented, your accounts are organized, and your plan is understood, your loved ones aren’t left guessing. They have clarity instead of confusion, direction instead of stress.

A thoughtful plan doesn’t just manage assets — it supports the people you care about when they need it most.

If you want to make sure your estate plan provides clarity, confidence, and peace of mind for your family, reach out anytime. We’re here to help you prepare for life’s most difficult moments with care and intention.

09/02/2026

Taking money out tax efficiently as a retiree isn’t always straightforward — and it’s one of the most important parts of building a sustainable retirement plan.

This is where financial planners come in.

There’s no cookie‑cutter approach because every retiree’s income mix is different. Part of the process is designing your perfect retirement paycheque — one that’s customized to your lifestyle, your accounts, and your long‑term goals.

We look at all your sources of income:
• registered accounts
• non‑registered investments
• pensions
• government benefits

Then we determine the most tax‑efficient way to draw from each one so your money lasts longer and works smarter.

If you want clarity on how to structure your retirement income — or you’re ready to build a withdrawal plan that truly fits your life — reach out anytime. Our team is here to help you make confident, informed decisions about your future.

08/28/2026

Most retirees plan for travel, hobbies, and time with family — but one major cost often gets overlooked: long‑term care.

The pull to give generously — helping children with school, supporting a down payment, or making charitable donations — is real. But giving too much, too early can unintentionally put your future at risk. Long‑term care can be expensive, and it’s crucial to make sure you’re not giving away funds you may need later.

This is one of the most common mistakes we see.

Your CFP can run detailed calculations to help ensure your money lasts, your goals stay protected, and you don’t outlive your savings.

If you want clarity on how long‑term care fits into your retirement plan — or whether you’re giving away too much — reach out anytime. We’re here to help you plan confidently for both today and tomorrow.

08/23/2026

“Do I have enough money to retire?”

It’s one of the biggest questions people ask — and the answer starts with understanding one thing: what does it actually cost to run your life?

Before we can design your retirement paycheque, you need a clear picture of your base level of expenses. Write down everything you spend today, then decide what you’ll carry with you into retirement. The more accurate and detailed you are, the more reliable the planning becomes.

Your retirement income should reflect how you’re truly going to live — not just rough estimates or guesswork. When your data is solid, your plan becomes clearer, more confident, and tailored to your real lifestyle.

If you’re wondering when you can retire — or want help building a retirement paycheque that actually fits your life — reach out anytime. Our team is here to guide you through every step.

08/18/2026

Reviewing your estate plan isn't something you just do once. A will is a great starting point, but it doesn't cover everything — especially your beneficiary designations, account types, and the tax implications that come into play at death. These pieces don't always update automatically, and they don't always stay aligned with your goals and values.

So when should you review your estate plan?

Whenever a major life change happens, such as:
- marriage or separation
- welcoming a child or grandchild
- receiving an inheritance
- major changes in health
- significant shifts in financial goals or values

Trusted professionals help make sure what you expect to happen actually does. When everyone works together, decisions become clearer, stress is reduced, and your estate plan stays aligned with your intentions.

If it's been a while — or life has changed recently — reach out anytime. We're here to help you keep everything connected, updated, and future-ready.

08/12/2026

High‑interest savings accounts can look really appealing… but here’s the part most people don’t realize.

Those big, bold advertised rates?
They’re usually temporary promos, often lasting only 60–90 days, before dropping back down to a much lower ongoing rate. So while the headline number grabs attention, it doesn’t always translate into long‑term value.

And that’s where things get tricky.

If you’re trying to grow your savings consistently, a short‑term teaser rate won’t always give you the outcome you expect. The rate you earn after the promo period matters just as much — sometimes more.

That’s why the new IG high‑interest savings option stands out.

Instead of chasing temporary offers, it provides a more consistent, highly attractive rate designed to support your savings over time. No guessing. No jumping from promo to promo. Just steady growth that aligns with your financial goals.

If this sounds appealing — or if you want to understand how different savings accounts work — reach out anytime. We’re here to help you make confident, informed decisions about where your money works best.

08/11/2026

If you’ve been meaning to enter… this is your sign. 👀

Our giveaway closes August 14, and Sam is giving you a full tour of everything one lucky winner will take home.

🎁 Prize package worth over $1,800, including:
• Yeti Cooler
• Laser Genesis Treatment
• IV & Supplements Package
• Strut Footwear Gift Card
• Tim Hortons Gift Card + Coffee Cups
• Steve Patterson Tickets
• Intrigue Winery Four Pack
• Oxygen Yoga & Fitness Membership + Mat

A huge thank you again to the amazing local businesses that partnered with us to make this happen. ❤️

If you haven’t entered yet, there’s still time. And remember, you can earn additional entries by following the instructions on both giveaway posts.

Good luck, Kelowna! Winner announced after the giveaway closes on August 14. 🍀

Giveaway

Wildfires are impacting so many across our Okanagan community right now. Our hearts are with those who have been evacuat...
08/10/2026

Wildfires are impacting so many across our Okanagan community right now. Our hearts are with those who have been evacuated, those worried about their homes, and those who have already experienced unimaginable loss. ❤️

We are incredibly grateful to the firefighters, first responders, volunteers and community organizations working tirelessly to keep people safe and support those affected.

For those looking for ways to help, here are a few organizations providing support:

❤️ United Way BC Wildfire Recovery Fund United Way BC - Southern Interior
uwbc.ca/wildfires⁠
❤️ Mamas for Mamas Mamas for Mamas South Okanagan
mamasformamas.org⁠
❤️ SOS Wildfire Response Fund — Community Foundation
cfso.net⁠
❤️ BC SPCA — Emergency & Wildfire Support BC SPCA
spca.bc.ca⁠

Please stay safe and continue looking out for one another.

We’re in this together. ❤️

The global shift to a greener economy presents the potential for tremendous investment opportunities. Now's the time to ...
08/05/2026

The global shift to a greener economy presents the potential for tremendous investment opportunities. Now's the time to take advantage.

Happy birthday to our associate Alora! Today we went for lunch at the Hotel Eldorado and it was lovely. ❤️ Hope you had ...
08/04/2026

Happy birthday to our associate Alora! Today we went for lunch at the Hotel Eldorado and it was lovely. ❤️ Hope you had a great day Alora! You deserve the best.

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600-1631 Dickson Avenue
Kelowna, BC
V1Y0B5

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Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
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