Katie Cheney, Mortgage Professional

Katie Cheney, Mortgage Professional Mortgage Broker
BlueTree Mortgages West
Penticton, BC
📩[email protected]

Happy September 1st! 🌻🍁🍂I’m looking forward to a busy Fall, in more ways than one! 👶🏼 I had my first Pumpkin Spice Latte...
09/01/2022

Happy September 1st! 🌻🍁🍂

I’m looking forward to a busy Fall, in more ways than one! 👶🏼

I had my first Pumpkin Spice Latte with my sister the other day, and I looked at all the Home Sense Fall decor. Anyone else? 🤪

There is something about a change of season that gets me so excited!

My referral portion of my business means the most to me, because it’s coming from friends, family and past happy clients. I am forever thankful!

Jumping into Fall, I’d like to offer a $250.00 Amazon gift card for every referral closed before December 1st. (Get that Christmas shopping done early this year… ha ha)

How are you getting ready?🧡

In anticipation for another Bank of Canada announcement on September 7th, I thought I’d share some reassuring statistics...
08/15/2022

In anticipation for another Bank of Canada announcement on September 7th, I thought I’d share some reassuring statistics.

Over the last 30 years the Bank of Canada has had six periods of interest-rate hikes, which ranged from 1.25 to 3.2% before the most recent hike in July.

What did these hikes have in common? They were all followed by a period of declining interest rates from 1.25-5.125 percentage points.

It is important to remember that we will always be in a shifting market and economy and to ride the ebbs and flows. One thing I know for sure, people will continue to buy and sell as life continues to move forward! New jobs, relocation, schools, promotions, downsizing and upsizing are all realities that we face everyday!

What goes up most come down!🙌🏻

I’d love to chat with you about a plan for Fall 🍁

778-874-7798 📱

Hi, it’s me! Your trusted friend and mortgage pal, Katie. The world is not ending, we are however seeing a shift in our ...
07/13/2022

Hi, it’s me! Your trusted friend and mortgage pal, Katie. The world is not ending, we are however seeing a shift in our economy as we can all recognize and in return we will see some reactive measures to respond.

Today the Bank of Canada announced a 1.00% hike which will see PRIME rise to 4.70%. This is the largest single rise since 1998.

If you are in a variable rate mortgage your discount will now be based off 4.7%. Payment will rise by approximately $50 per every $100,000 borrowed.

In most cases, your discount will still put your rate lower than the current fixed rates offered and would be lower than locking into a fixed. This is a longer term strategy.

If you have questions with your current mortgage rate, and how this may affect you, please feel free to reach out, I’m here to help! 📱

Popping on here to say Hi! Happy Friday 🫠 ( who else loves this new emoji?)Even with the media and all that is going on ...
06/17/2022

Popping on here to say Hi! Happy Friday 🫠 ( who else loves this new emoji?)

Even with the media and all that is going on with rising interest rates, this market is still moving and it’s kept me busy!

Take a look at a some of my Spring deals and how it’s taken me all over BC! 📍

Thank you to all of my clients for the support and growing my career, I could not be more grateful heading into my third year as a mortgage professional!

Please don’t let the media scare you, let’s chat and make a plan for your future!

Part 2- continued…We bought a house in Rose Valley! 🏡 What’s the best part about real estate? Making a return on your in...
06/06/2022

Part 2- continued…

We bought a house in Rose Valley! 🏡

What’s the best part about real estate? Making a return on your investment and being able to reach your next goal.

Our first home in Penticton we brought Opie, our almost two year old Boston Terrier home. We got married and found out we were pregnant. So many memories, I definitely shed a few tears this weekend as we made the move.

I lost my Grandma almost 12 years ago. On Saturday we did a cheers on what would have been her 83rd birthday. Minutes later the sun came out from a very rainy weekend, and a rainbow appeared. Sometimes you got to take the leaps, and trust the process 🌈 😇

With the equity we built we found the perfect spot for us to hit the trails, and enjoy our new yard (learn how to be yard guys) and little by little pick away at my Pinterest dream boards.

Home tour to come! Perhaps Nursery first?

For now it’s back to work, as just because interest rates may be climbing, people are still reaching and working at those goals! Let me help you 🤗

Story time- this one’s “personal” and a two parter…🏠My husband and I purchased our first home together in 2018. I seriou...
05/24/2022

Story time- this one’s “personal” and a two parter…🏠

My husband and I purchased our first home together in 2018. I seriously feel like although it was only less than 4 years ago, it feels like we were just kids then. We were so excited but oh so nervous. So much to learn and so much ahead!

This picture was taken a few days before we took possession, the caption read “it’s all fun and games until you make your first mortgage payment🤑” OH, so true.

I remember wondering how it was all going to come together, but we did it, we made it work and BOY are we glad we did. We took the jump into real estate and because of that, comes what happens next.

We have sold our first home together and jumped backed into this crazy market so many of my clients have experienced over the last few years. Just like so many, we went through multiple offer scenarios, disappointment and looked at many many homes..

Remember, I can relate!

In two weeks from now, we start a new adventure in West Kelowna, with new hurdles, new memories, and you guessed it a new mortgage payment! (Ha ha)

HINT- we are bringing a few extra members along this time around 🐶👶🏼

Stayed tuned for story time- part 2!

Who wants a house tour? 😍

I’d love to be the mortgage professional to help you into your first home (I got your back, I’ve been there) 🤗

778-874-7798 📲

Another successful year at the 5th annual JCI Valley Food Drive collecting food and money donations for the Penticton co...
04/10/2022

Another successful year at the 5th annual JCI Valley Food Drive collecting food and money donations for the Penticton community!

Huge thank you to the Purple Pantry and Fill the Food Gap, as well as everyone who came by, including all the amazing volunteers and sponsors making today such a huge success! $2300 in cash and 1300 pounds of food! 👏🏻

Team work makes the dream work! 🙌🏻

I am so excited for these lovely clients and friends of mine for securing this beautiful home right here in Penticton! T...
04/09/2022

I am so excited for these lovely clients and friends of mine for securing this beautiful home right here in Penticton! They didn’t give up in this tough market and their patience paid off!

Couldn’t have done it without their rockstar realtor ! 👏🏻

🎉🙌🏻🏡

Met this wonderful girl through a great Penticton referral and we instantly bonded. I was so excited for her to secure h...
03/27/2022

Met this wonderful girl through a great Penticton referral and we instantly bonded. I was so excited for her to secure her first home in Revelstoke, BC! She worked her tail off, and it’s been so fun watching her make her place her own with renovations and beautiful decor! So happy for you SM 🥳

Creeping up on four years living in Penticton! Seriously though, where does the time go? This winter has felt extra long...
03/07/2022

Creeping up on four years living in Penticton! Seriously though, where does the time go?

This winter has felt extra long and dreary… I loved sitting out on the lake this weekend getting that first taste of Spring!

Who’s ready for lots of sunshine and warmer nights? 🙋🏼‍♀️☀️

I hope everyone has a great week ahead! 🙌🏻

Loved helping my long time family friend Katie H get to BC and purchase her first home with her hubby in Cranbrook, BC! ...
03/04/2022

Loved helping my long time family friend Katie H get to BC and purchase her first home with her hubby in Cranbrook, BC!

I think one of the coolest parts of my job is being able to help people from all over, I’m so lucky!

Katie and I are born four months apart and so always have gone by H and D growing up- thank goodness she married Braden H so the nickname continues 😏

Can’t wait to come visit, meet Ike 🐶 and see those mountain views 🏔

Are you wondering what you can do with all of that home equity we’ve seen grow, especially over the last couple of years...
03/03/2022

Are you wondering what you can do with all of that home equity we’ve seen grow, especially over the last couple of years? 🏡 💰

- [ ] Lower your mortgage payments

- [ ] Consolidate high interest debt

- [ ] Purchase an investment property

- [ ] Home upgrades

- [ ] Lower interest rates

Call me now for a free consultation! 📲

778-874-7798
[email protected]

Address

101-591 Bernard Avenue
Kelowna, BC
V1Y6N9

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