Jill Gruen - Mortgage Broker - DLC BlueTree Mortgages WEST

03/06/2026

Truly humbled beyond words and grateful to have been recognized in the top 5% of all Mortgage Professionals across Dominion Lending Centres in Canada.
This award belongs to every client who placed their trust in me, every partner who worked diligently to get my file to the finish line, from my underwriters to my appraisers to my solicitor partners, and everyone of YOU who referred me to your friends and family.
Thank you — truly. Grateful doesn’t even cover it. Here for you always 🫶
🏆❤️🏡
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10/26/2022

07/13/2022

The Bank of Canada raised the overnight rate today, by 1%, making the new prime interest rate 4.7%!

We are expecting another rate increase of 0.5% - 1.00% by the end of the year, in an attempt to reduce inflation.

The good news is that lenders are still offering a healthy discount off the prime interest rate and I would be happy to help guide you on which mortgage product is best suited for you!

06/16/2022

I am feeling very grateful and honoured to make it to top 3, second year in a row, for Best of Kelowna - Mortgage Broker.

Thank you to all my wonderful clients, real estate partners, family and friends for voting for me. I appreciate every last one of you.

05/13/2022

I am SO honored to have once again made it to the voting round for Kelowna Now's “ Best of Kelowna - 2022 ” in the Mortgage Broker category.

Thank you to everyone who nominated me into the Top 11! However, now the voting round starts and it's where I could really use your help. I’d love to finish in the Top 3 again.

I would be extremely grateful if you would click on the link below and take a moment to vote for me, under the main category of Finance & Law , then scroll down to the Mortgage Broker category to place your vote.

Here is the Link: https://bestof.kelownanow.com/votes
Voting end May 16th!

Please feel free to pass the link to others and spread the word! All the votes help!

Thank you for all your support and help; it means so much to me :)

04/14/2022

The Bank of Canada raised the overnight rate by a full 50 basis points for the first time in 22 years! With the surge in inflation and the strength of the Canadian economy, another rate increase wouldn’t come as a surprise… in fact, count on it again in June!

This increases the prime interest rate from 2.70% to 3.20%. This only effects variable rate mortgages, with lenders discounting their rates below prime.

03/02/2022

The Bank of Canada raised the overnight rate by 25 basis points to .50%, which marks their first rate hike since 2018.

We are expecting to see a series of 25 basis point rate hikes, over the next year, with the next being as soon as April 13th.

Let me release the financial burden you may be feeling with interest rates rising and the inflationary pressures we are experiences across all sectors.

Simply provide me with your current mortgage statement and a list of your current debt obligations and I will provide you a summary of how much I can save you monthly, to increase your overall cash flow and allow you to live more comfortably.

07/31/2021

Happy long weekend!

06/11/2021

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐚𝐭 𝐪𝐮𝐚𝐥𝐢𝐟𝐲𝐢𝐧𝐠, 𝐟𝐨𝐫 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞, 𝐰𝐢𝐭𝐡 𝐍𝐎 𝐒𝐭𝐫𝐞𝐬𝐬 𝐓𝐞𝐬𝐭 𝐰𝐢𝐥𝐥 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐲𝐨𝐮𝐫 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞 𝐩𝐫𝐢𝐜𝐞 𝐛𝐲 𝐚𝐩𝐩𝐫𝐨𝐱𝐢𝐦𝐚𝐭𝐞𝐥𝐲 𝟐𝟓%!!!

With the new mortgage rules in place, where you are required to qualify at the new interest rate of 5.25%, up from 4.79%, you are qualifying for 4%- 5% less of a mortgage.

However, don’t let the new mortgage rules stop you from getting into your dream home. With a 20% down payment, I can qualify you at the contract rate (Currently 2.44%) instead of 5.25%, which increases your purchase price by approx. 25%.

If you were recently declined for a mortgage or are discouraged by the amount you are pre-approved for or simply would prefer to work with a mortgage specialist with access to no stress test mortgages; contact me and I will secure a no stress test preapproval for you.

06/09/2021

I am so honored to have made it to top 3, in Best of Kelowna - Mortgage Brokers, especially in a year like this one. Thank you to all my wonderful clients for the acknowledgment, love, and continual support.

#2021