Terri Trask - Mortgage Broker - Paragon Mortgage Inc

Terri Trask - Mortgage Broker - Paragon Mortgage Inc Approachable-honest-client's best interests come first! Mortgages, refinancing, home equity loans, & renewals!

First Time Homebuyer Specialist
Competitive Interest Rates
Located in Grande Prairie
Available outside of normal business hours
Access to 35+ lenders
Licenced BC & AB Same day appointments, guaranteed personal service and great rates too!

09/08/2026

Many Canadian parents use a home equity line of credit, or HELOC, to provide a financial gift to their adult children for a home purchase.

Using existing property value gives first-time buyers a strong start in today's housing market while keeping borrowing costs structured safely.

If you are considering using home equity to help family members buy property, let us talk through the options.

πŸ“ž 250.219.2323
πŸ“§ [email protected]
🌐 traskmortgages.ca

09/07/2026

Deciding between a 25-year and a 30-year amortization period comes down to your personal cash flow preferences and monthly budget flexibility.

Lowering your mandatory monthly commitment gives you financial breathing room, while a shorter schedule builds equity faster.

If you need help calculating which amortization timeline fits your monthly budget, I am available to assist.

πŸ“ž 250.219.2323
πŸ“§ [email protected]
🌐 traskmortgages.ca

Go Roughriders!πŸ’š
09/06/2026

Go Roughriders!πŸ’š

09/05/2026

Getting all your mortgage paperwork together early prevents unnecessary stress during the underwriting process.

Having current pay stubs, T4s, and bank statements ready keeps your file moving forward smoothly.

πŸ“ž 250.219.2323
πŸ“§ [email protected]
🌐 traskmortgages.ca

09/04/2026

Building a sustainable homebuying budget in Canada starts long before you look at online listings.

Understanding your full monthly picture helps you shop for real estate with confidence and peace of mind.

πŸ“ž 250.219.2323
πŸ“§ [email protected]
🌐 traskmortgages.ca


Calculating your homebuying budget involves more than just estimating a basic mortgage payment. To understand your true ...
09/04/2026

Calculating your homebuying budget involves more than just estimating a basic mortgage payment.

To understand your true buying power in the Canadian real estate market, you need to factor in property taxes, insurance, and utilities.

Looking at the complete financial picture upfront ensures you select a home that fits your comfortable lifestyle.

If you want an exact calculation for your situation, I am happy to help you map it out.

πŸ“ž 250.219.2323
πŸ“§ [email protected]
🌐 traskmortgages.ca

09/03/2026

Hearing the phrase clear to close from your lender or mortgage broker is the ultimate milestone in the Canadian home buying journey.

It means every document, property appraisal, and financial condition has been fully verified and approved.

Once you reach this stage, your mortgage financing is locked in, allowing your lawyer to finalize the transfer of funds.

If you are getting ready to purchase a home and need clear guidance on the process, feel free to connect.

πŸ“ž 250.219.2323
πŸ“§ [email protected]
🌐 traskmortgages.ca

Steady Ground for Canadian Homeowners.The Bank of Canada policy rate announcement today, September 2nd kept the key rate...
09/02/2026

Steady Ground for Canadian Homeowners.

The Bank of Canada policy rate announcement today, September 2nd kept the key rate at 2.25 percent, offering a period of stability for home buyers and existing homeowners across the country.

If you currently hold a variable-rate mortgage, your prime rate remains unchanged, keeping your monthly payments steady.

The Prime rate remains at 4.45%.

Fixed mortgage rates are not directly affected by today's rate announcement.

Fixed rates are driven mainly by the bond market.

For those planning a home purchase or refinancing in today's market, this rate hold provides a clear baseline to assess your budget.

If you want to discuss how this rate decision impacts your long-term plans, reach out anytime.

The next Bank of Canada rate announcement: October 28, 2026

πŸ“ž 250.219.2323
πŸ“§ [email protected]
🌐 traskmortgages.ca

09/01/2026

Refinancing a mortgage allows homeowners to access equity built over time.

Whether you want to streamline existing debts or finance a renovation project, structuring the loan correctly matters.

Evaluating borrowing costs against your financial plans ensures it makes sense for your household.

Send a message if you want to explore your equity options.

πŸ“ž 250.219.2323
πŸ“ž 780.518.7908
πŸ“§ [email protected]
🌐 traskmortgages.ca

Application link:
https://terri-trask.mtg-app.com

If you want to pay off your mortgage faster in Canada, changing your payment frequency is one of the easiest strategies ...
08/31/2026

If you want to pay off your mortgage faster in Canada, changing your payment frequency is one of the easiest strategies to start with.

Switching to accelerated bi-weekly mortgage payments automatically adds one extra monthly payment toward your principal balance every year.

Over a standard amortization period, this simple shift can shave years off your payoff timeline and save you thousands in interest.

If you want guidance on setting up this payment structure, I can help.

πŸ“ž 250.219.2323
πŸ“§ [email protected]
🌐 traskmortgages.ca

Address

Grande Prairie, AB

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