DeLauretis Wealth Management Inc./DFS Investments

10/30/2026

From our office to your family, have a magical and memorable Allhallowtide weekend. ✨�Whether you're celebrating Halloween, gathering with loved ones, or simply enjoying the beauty of the season, we wish you warmth, happiness, and a little autumn enchantment.🎃🍂🕯️

10/23/2026

Most people spend years building their wealth but spend far less time understanding what could happen to it when it is transferred to the next generation.

That's why DeLauretis Wealth Management Inc./DFS Investments is looking forward to co-presenting on November 14th on the important role of the executor and what beneficiaries can expect throughout the estate settlement process.

The reality is that many families and their proposed executors are unprepared for the responsibilities, decisions, and administrative challenges that arise when a loved one passes away. Understanding the process in advance can help reduce stress, avoid costly mistakes, and better protect your legacy.

Are you having these essential wealth protection conversations with your advisor, executor, and family?

Settling an Estate may have more responsibilities, tasks and risks than you realize. If you are appointing your Executor, make sure they are aware in advance, and that you leave your affairs in good order for them. If you have become an Executor, get professional advice whenever possible, rather tha...

10/10/2026

Wishing You a Bountiful Thanksgiving!

This Thanksgiving, we are especially grateful for the relationships that make what we do both meaningful and enjoyable. One of life's great blessings is being able to wake up each day and genuinely look forward to the work ahead. These treasured relationships remind us why we love what we do, and that work is about much more than a paycheque. It is about purpose, connection, and being part of something that makes life richer and more meaningful. Thank you for your trust, collaboration, and friendship throughout the year.

May your Thanksgiving weekend be filled with family, gratitude, delicious meals, and moments that remind you of life's many blessings. Here's to a season of abundance, joy, and all the things that matter most.

Thank you for being part of our journey. Happy Thanksgiving!

Warmest wishes,

The DWM Team

09/22/2026

Markets are elevated, and investor sentiment indicators suggest we’re in a phase of optimism bordering on euphoria.

It’s natural for some investors to worry that high markets equal imminent decline. But focusing solely on market risk misses the broader reality: sequence‑of‑returns risk, inflation risk, interest‑rate risk, concentration risk, longevity risk, behavioural risk, and liquidity risk all play critical roles in long‑term outcomes.

A disciplined plan accounts for all of them. Work with a qualified, accredited advisor like DWM who can help you manage risk in a holistic, evidence‑based way.

“You deserve more than influencer advice — you deserve accredited expertise.”

When you think about the risk associated with investing, you’re lik...

08/22/2026

The Kanfest photos are up!

230 of Tyler Toohey's photos from 2026 KanFest are now up in our gallery at www.kanfest.ca 😁

Thank you to Tyler Toohey for all these fantastic captures, and as always, please make sure to credit him if using any photos!

08/13/2026

🌲 The Family Cottage: Have You Had the Conversation Yet?

We've been enjoying a beautiful Canadian summer DeLauretis Wealth Management Inc./DFS Investments, and this season always reminds us of one important topic: The cottage conversation every family needs to have before emotions, assumptions, and taxes turn a favourite place into a family dispute.

For many Canadians, a cottage isn't just property. It's memories, traditions, and family history. But it's also an asset with significant financial, tax, and succession implications. If your family owns a cottage, consider discussing these issues now, not later:

🏡 Ownership Expectations:
- Who actually wants the cottage?
- Who assumes they'll inherit it?
- Who lives close enough to use it?
- Who can realistically maintain it?
Unspoken expectations are often the biggest source of conflict.

💸 Maintenance Costs:
Cottages come with ongoing expenses such as property taxes, insurance, repairs and renovations + utilities, docks, boats, septic systems, the list goes on. Families need clarity on who pays, both today and in the future.

📈 Capital Gains & Taxes When a cottage transfers to the next generation - taxes can be substantial!
Your advisor should help estimate:
- Potential capital gains
- Estate funding needs
- Whether keeping or selling the property makes the most sense

👵 Aging, Safety & Distance
Full-time cottage living sounds appealing, but access to healthcare, winter conditions, and distance from family can become important considerations.

❤️ Family Dynamics - Cottages can bring:
- Sibling conflict
- Different expectations
- Pressure to keep the property
- Guilt about selling
- Concerns about affordability

But the solution is simple: open and honest conversations.

🧭 Here are some succession planning options
- Leave the cottage to one child
- Create a shared-ownership agreement
- Sell and divide the proceeds
- Use insurance to equalize inheritances
- Set aside future maintenance funds
- Use a trust to help manage ownership and succession across generations

There is no "right" answer, only the one that fits your family's values and finances.

🌅 Bottom Line: The family cottage is where emotion, money, and legacy often intersect.

Talking about it now can help protect relationships, preserve memories, and prevent future conflict.

If you haven't had the cottage conversation yet, now is the time.

07/30/2026

Heartbreaking reality. 💔

I came across a Facebook Marketplace ad recently where someone was selling family items to help pay for a parent's funeral. What was even more heartbreaking was reading the comments and realizing they weren't alone. Others shared stories of having to sell precious belongings, family heirlooms, jewelry, collectibles, and memorabilia to cover funeral expenses when a loved one passed away without savings.

Think about that for a moment. These aren't just "things." They're memories. They're pieces of family history that can never be replaced.

During one of the most difficult times in a person's life, families shouldn't have to choose between keeping treasured memories and paying for a funeral. That's why planning ahead matters.

A small permanent life insurance policy, purchased while you're young and healthy, can often provide affordable lifelong coverage and help ensure your loved ones aren't left scrambling to cover final expenses when the time comes.

Don't leave your family with financial stress and difficult choices during a time of grief.

❤️ Buy young. Pay less. Protect your family. Preserve the memories that matter.

📩 If you'd like to see how affordable permanent life insurance can be, send me a message. I'd be happy to answer your questions and help you explore options with no obligation.

07/27/2026

Too many successful people are privately overwhelmed by their own money.

You’re not alone.
Success comes with invisible pressures:

• High incomes and high expenses
• tax complexity
• large, concentrated portfolios and market volatility
• evolving family and inheritance questions
• business transitions and career recalibrations
• multiple assets and uncoordinated strategies

Complexity is normal. Coordination and alignment is necessary. We can help with that.

At DeLauretis Wealth Management, we incorporate the Real Wealth Management™ model - a multi advisory, fully coordinated approach that focuses on the four pillars of your wealth: accumulation, growth, protection, and preservation—so your financial life works together seamlessly, with clarity and purpose.

If it’s time to build the financial team your wealth deserves, connect with us at www.delauretiswealth.com

07/23/2026

One theme has come up again and again in client conversations this past year: estate planning and the surprising tax consequences at death.

Yet, another client recently told me, "I had no idea my estate could face that much tax at death!

This is quite common. Most Canadians are not aware of the tax consequences at death.

Like many successful individuals, she spent years building wealth but hadn't considered how taxes could affect what her family, specifically, what her adult children would ultimately receive.

After a thorough review of her assets and the tax outcome at death of her assets, the solution? A life insurance strategy designed to provide funds when needed most, helping cover future tax liabilities and preserving the value of her estate for the next generation.

Wealth management isn't just about growing wealth, it is about protecting your legacy through a thoughtful estate plan that often includes life insurance.

It's time we re-think Life Insurance

07/20/2026

If managing your own wealth is creating more worry than wellbeing, it’s a sign your financial system needs more support.

Your body often knows something’s off before your mind does. If money conversations spike your heart rate, that’s not weakness, it’s a signal of discomfort, disorganization, or too much to carry alone.

Ask yourself: Are you surrounded by a coordinated team of financial professionals, all aligned and working together on your behalf? Most people aren’t, and that’s where things can start to feel heavy.

Your wealth deserves stability, clarity, and thoughtful coordination… and so do you.

We help integrate your strategies, coordinate across disciplines, and align everything with your personal goals and lifestyle—so nothing falls through the cracks.

If your wealth feels heavy, we can help lighten the load.
Book a clarity call at www.delauretiswealth.com