Avyza Finance

Avyza Finance Whether you are looking to buy your first home οΏ½, Refinancing, Renovating, Building your Investment property, Restructuring your finances. ACR - 505989

We are here to convert your dreams into reality.

11/08/2026

RBA holds at 4.35% β€” second hold in a row and unanimous. Your repayments stay put for now, but the fine print says "watching, not finished." πŸ‘€ Thinking your rate is on the high side? Let's review it.

πŸŽ™οΈ Hold or hike? What's your call on today's RBA decision?The cash rate has sat at 4.35% since May, and this afternoon w...
11/08/2026

πŸŽ™οΈ Hold or hike? What's your call on today's RBA decision?

The cash rate has sat at 4.35% since May, and this afternoon we find out what's next.

Most of the big banks are tipping a hold after softer-than-expected CPI data. But not everyone agrees β€” some economists still see a case for one more increase before year's end.

πŸ‘‡ What's your prediction β€” hold, or another rise? Drop a comment below.

The SMSF residential lending deadline is real β€” and the bottleneck has already started.With the government's ban on new ...
25/06/2026

The SMSF residential lending deadline is real β€” and the bottleneck has already started.
With the government's ban on new LRBAs for residential property inside SMSFs now confirmed, many borrowers are focused on the headline date. The more urgent issue is what's happening before it.
The ban applies 45 days after the legislation receives assent. But anyone looking to purchase needs to move now to finalise and sign contracts β€” because everyone is racing for the same cut-off, and the system is already under strain:
πŸ”Ή Lender SLAs have jumped β€” assessment turnaround times that were measured in days are blowing out as applications surge.
πŸ”Ή Some lenders have withdrawn SMSF pre-approvals until further notice, leaving borrowers who thought they were ready back at square one.
πŸ”Ή SMSF structuring and loan approval take weeks β€” compliance can't be fast-tracked, no matter how tight the deadline.
What hasn't changed:
πŸ”Ή Contracts signed before the date are protected.
πŸ”Ή Existing arrangements are grandfathered.
πŸ”Ή Commercial property LRBAs are unaffected β€” borrowing to buy commercial premises through your SMSF continues as normal.
If you've been considering a residential SMSF purchase, the decision window is far narrower than the calendar suggests. Starting now β€” and getting your finance organised early β€” is what makes signing a contract in time actually achievable.
Happy to give you a straight answer on whether the timing still works. Let's talk. πŸ“©
General information only β€” not personal financial, legal or tax advice. Speak with a qualified adviser about your circumstances.

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