Anand Mirg UFIN

23/01/2025

Approval # with in 24 hours results dm anyone looking for home loan # 0450702450

31/08/2022

🗄 Have you got an ATO business tax debt? 👨💼⁣
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Throughout the pandemic the ATO shifted its focus away from debt collection to help businesses stay afloat. ✅⁣
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But in recent weeks they've started sending letters to businesses that owe them money to advise the moratorium has now ended. 🏁⁣
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If you receive a letter from the ATO about a tax debt, it's important to engage with them quickly to discuss a repayment plan. 📆⁣
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But hey, not everyone enjoys the ATO hovering over their shoulder. 👀⁣
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If you’re one of those people, feel free to get in touch with us to explore other options with business loan lenders. 👇⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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29/08/2022

🏡 Why refinance now if interest rates will just keep rising anyway? 🏠
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This is a question we've been getting a bit lately, so today we'll break down why it's not a futile effort. 👇 ⁣
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Let's say you refinance your variable rate home loan this month from 3.5% down to 3%. 🙌⁣
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If the RBA raises the cash rate by 0.25% next month, and your bank follows suit, your interest rate will then be 3.25%. 😄⁣
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But if you choose not to refinance (and your bank follows the RBA's lead) it'll be 3.75%. 😬⁣
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This 0.5% gap would remain for all subsequent upcoming interest rate rises - so long as the banks increase their interest rates in lockstep with the RBA.⁣
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Clear as mud? 😅 ⁣
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If you're still unsure, give us a call and we're happy to explain further! 😝⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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24/08/2022

🏡 How high are interest rates expected to go? 📈⁣
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The RBA hasn't mucked around when lifting the cash rate lately, and it's left some home owners thinking 'when is it going to stop?' 🤔⁣
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Well, the 4 big banks are all predicting the official cash rate will increase to between 2.60% and 3.35% between now and the end of the year. 😯⁣
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To put that in perspective, in April the cash rate was just 0.10%. 🤨⁣
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For a $500,000 variable rate home loan, that equates to $500-$600 extra in monthly mortgage repayments from April 2022 and January 2023.* 😬⁣
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If you think that could make things tight for your monthly budget, get in touch today to discuss some proactive options, including re-financing, building up a buffer, getting ahead on repayments, or adding an offset account. 👇⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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*Rate City analysis⁣
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22/08/2022

😯 Did you know brokers now write 70% of all home loans? ✍⁣
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That's a record high!* 🏆⁣
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Not only do brokers provide you with choice, experience and convenience, but we also have an unrivalled Best Interests Duty, which essentially means: we've got your back. 🤜 🤛⁣
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And with interest rates on the way back up, it's never been more important to have an ally like us in your corner. 🙌⁣
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So if you know someone who could do with a little guidance when it comes to buying a home or refinancing, don't forget to put a good word in for us! 😉⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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*MFAA figures⁣
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17/08/2022

You’ve probably heard that interest rates are on the rise and national property prices are on the way back down. Here’s how you can kill two birds with one stone: by refinancing to unlock equity and giving your home an energy-efficient makeover at the same time.👇

You’ve probably heard that interest rates are on the rise and national property prices are on the way back down. Here’s how you can kill two birds with one stone:...

17/08/2022

🚘 Great news for you rev-heads keen to buy a new set of wheels! 🚙⁣
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Capacity looks like it's returning to automotive production lines as the global semiconductor shortage shows signs of easing.* 🙌⁣
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Semiconductor chips are a car's brain, ears and eyes, and there's been a worldwide shortage of them in recent years, which has blown out wait times for most makes and models. ⌛️⁣
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Fortunately though, brands such as BMW, Daimler Truck Holding and Mercedes-Benz say they're cautiously optimistic that the supply of high-tech components is improving. 📈⁣
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So if you've got your eye on a particular vehicle in 2022, and you need a little help financing it, give us a call today to discuss your vehicle finance options. 👇⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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* Bloomberg report⁣
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15/08/2022

🏡 Going, going, gone! Homes are selling faster than ever 💨⁣
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While the national property market might be starting to contract, competition for available stock remains fierce. 💪⁣
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Turns out the typical property listed on realestate.com.au in May was on the site for just 32 days, compared to 37 days in April and 62 days in May 2020. 😯⁣
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That's an historic low, with reports indicating eager buyers are putting in offers sooner than they did in the past. 🤷‍♂️⁣
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So what's the take-out? 👇⁣
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If you're seriously looking to buy right now it's important to have your finance pre-approved so you don't miss out. ✅⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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10/08/2022

Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out. 👇

Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out....

10/08/2022

🚨 Property investors beware: the ATO has revealed this year's hit list! 😯⁣
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This tax season the ATO says it will be targeting:⁣
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- rental property income and deductions, and⁣
- capital gains from property, shares and crypto assets.⁣
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So when you're doing this year's tax return just be extra super careful in these areas. 🧐⁣
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And if you need a registered tax professional to help you out, we'd be happy to put you in touch with one 😉⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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08/08/2022

🏡 Have you built up a home loan buffer? 🏠⁣
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As the RBA looks to aggressively raise the official cash rate throughout the year, around 1-in-5 of mortgage holders are at risk of mortgage stress*. 🙁⁣
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If you think more rate rises may put a little strain on your monthly budget, now is a good time to start trying to put extra money away into an offset or savings account. 💰⁣
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Another option we can help out with is refinancing, which can help reduce your monthly repayments. 📉⁣
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Long story short: if you're worried, get in touch now - not when you're really starting to feel the pinch. 🤏⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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*Roy Morgan research⁣
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03/08/2022

🔨 It costs $76,000 more to build a new home than a year ago* 🪚⁣
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Can you believe that? 😯⁣
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Don't blame the chippys though, they're doing it as tough as anyone right now. 👷‍♂️⁣
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Supply chain and labour shortages have hit home builders hard recently, and we've seen many construction businesses - both big and small - squeezed hard between soaring prices and fixed-price home contracts. 🧾⁣
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It all highlights the importance of having a professional like us help you find the right kind of finance to build your dream home. 🏡⁣
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We can help you find a construction loan that allows flexibility for unforeseen contingencies that are out of your control. 😉⁣⁣
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To find out more, DM or contact Anand at Pebble Finance on 0450 702 450.
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*on average according to ABS stats⁣
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