Firstsource Finance

16/10/2026

08/10/2026

Make sure to check that pre-approval is still valid for the same loan amount.

21/09/2026

Buying a house and a car? 🏠🚗

Which one should you do first? The order can actually make a difference to your home loan borrowing capacity.

Planning to buy a home soon? Think about this before taking on a new loan

18/09/2026

Going to auction? Don't bid without a FULL pre-approval. Auctions are unconditional - no finance clause

12/09/2026

"Same bank, 2 clients, 2 different rates. Why?

Here are the 5 reasons I see daily as a broker:

1. LVR - 80% LVR gets you the best rate. 90% LVR? Add 0.20% plus LMI. Risk = Rate.

2. Loan Size - $1M loan gets sharper pricing than $300K. Banks discount for bigger business.

3. Timing - When you got your loan matters. Rates from 2 years ago are NOT the same as today. Banks won't drop you automatically.

4. Employment Type - PAYG is low risk. Self-employed? Banks add risk loading, especially if you have only 1 year financials.

5. Your Profession - Doctors, lawyers, accountants get Medico / Professional packs. 90% no LMI + 0.20% discount. Same bank, special pricing.

So it's never just 'the rate'. It's YOUR profile.

Comment your LVR + profession + rate - I'll tell you if you're paying too much."

11/09/2026

You always need income to service the loan. Savings alone won't get you a home loan

14/08/2026

11/08/2026

30/07/2026

Always make sure that your offset account is correctly linked to your home loan.

18/07/2026

This week at BNI, We had the opportunity to present the Education Unit and share insights with a fantastic group of professionals.

Thank you to everyone for your engagement and contributions. A special thanks to BNI Titan Networkers for this wonderful opportunity.