Sharon Farrar - The Loan Coach

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Sharon Farrar - The Loan Coach

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Whatever your stage on the finance journey we make it possible. Margareter Pty Ltd | ABN 50 117 146 585 an Authorised Credit Representative of Astute Financial
Management Pty Ltd | ACN 093 587 010 | Australian Credit Licence 364253

General Advice Warning:
This communication contains general information only and in no way
constitutes the provision of professional advice, nor should it be relied on as a substitute for financial,
credit, accounting, legal or other professional advice. We have not taken into account your financial
situation, investment objectives or particular needs. Before making an investment or financial decision,
a person must seek appropriate independent professional advice and also consider whether this
information is appropriate to their needs, objectives and circumstances.

06/11/2026

🏡 1 in 3 first home buyers get help from Mum and Dad* 🏡

From family gifts to guarantees to co-buying, family members can help you crack the property market in many ways.

But they all have pros and cons...

DM us to know your options. It could save you the cost of family friction. 👇

To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

* Finder research

04/11/2026

⚠️ Could you spot a property scam? ⚠️⁣
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Property transactions involve big bucks. ⁣
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That makes them a target for scammers. 🚨⁣
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But a recent survey by Pexa found 42% of Australians couldn’t pick the warning signs of a property settlement scam. 🏡⁣
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Talk to us to know the warning signs, plus hints on how to protect your money come settlement. 👇⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

02/11/2026

🏡 Why holding out could hurt first home buyers 🏡⁣
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We may be seeing a softer property market. 📉⁣
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But home values aren’t falling evenly across the board. ⁣
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Cotality says values in affordable suburbs are more resilient than the top end of the market. 💡⁣
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First homebuyers who hold out for big falls could be left disappointed. ⏳⁣
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Talk to us to know if you’re home loan ready right now. 👇⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

30/10/2026

💡 Negative gearing isn’t dead. It’s just different 💡⁣⁣
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Investors can still use negative gearing on newly built properties. ⁣⁣
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That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. ⁣⁣
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Seek advice from your financial adviser or accountant first.⁣⁣
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DM us for finance options. 👇⁣⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

28/10/2026

🙌 The strategy that's struck a chord with 300,000+ first home buyers 🙌⁣
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The 5% Deposit Scheme has made home ownership possible for over 300,000 Australians.⁣
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In a nutshell, you buy with as little as a 5% deposit. 😮⁣
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The federal government guarantees your loan.⁣
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That means no lenders mortgage insurance is needed - a big saving. 👍⁣
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Contact us to find out if you’re eligible. 👇⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

26/10/2026

🏗️ How to still make use of negative gearing 🏗️⁣
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Negative gearing isn’t dead. It’s just different. 💡⁣
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Investors can still benefit from negative gearing on newly built properties. 🏡⁣
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It’s an option that can also mean higher depreciation deductions. ⁣
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Seek advice from your accountant and/or financial adviser to see if it's right for you.⁣
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And if so, contact us to explore your investment home loan options. 👇⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

23/10/2026

⏳ What usually happens after a property downturn?⏳⁣⁣
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Property prices rose 32% on average after each of the eight past downturns*. ⁣⁣
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With the market currently in a lull, buyers could potentially snag a house at a good price.⁣⁣
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But wait too long, and buyer competition could be fierce. ⁣⁣
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Being prepared is key. DM us about pre-approval and get organised today.👇⁣⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]
⁣⁣
* Domain data

21/10/2026

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣
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One-in-five first home buyers rely on the support of parents or family. ⁣
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Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.au’s latest research.⁣
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This can potentially delay home loan approval. ⏳⁣
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That’s because lenders want to know if the financial support is a cash gift or a loan. 🤔⁣
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Bottom line, talk to us to know how to structure the support of well-meaning family members. 👇⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

19/10/2026

🏡 Why the time may be right for first home buyers 🏡⁣
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More choice, less competition and easing prices.⁣
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With many investors currently hesitant to purchase due to major tax reforms to negative gearing and capital gains tax, that's resulted in less competition for first home buyers. 👍⁣
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Even better, there are numerous first home buyer government schemes and support to tap into. 🙌⁣
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All in all, it really is shaping up as a first home buyers’ market.⁣
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Contact us to find out how you could get started. 👇⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

16/10/2026

🌸 Spring home buying season is here! 🌸⁣⁣
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The days are warmer, longer, and gardens are in bloom. ⁣⁣
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We’re in the busy Spring selling season! ⁣⁣
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This can put home buyers in the hot seat as fresh listings hit the market. ⁣⁣
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DM us today to explore first home buyer concessions and loan pre-approval! 👇⁣⁣
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To find out more, DM us or contact Sharon on:

☎️ – 0418 294 935
💻 – [email protected]

Address

Sydney, NSW
2234

Telephone

+61418294935

Website

https://www.theloancoach.com.au/

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