AAAFinancialGroup

AAAFinancialGroup How many people do you know have been in business over 30 years? 'AAA' has been Opening Doors for Australians Since 1988. Contact us today at 02 92991144.

We pride ourselves on excellent customer service from initial discussions to loan settlement. 'AAA' are your one stop finance solution. We offer a fuss free service and make it easier for you to get your home, business or construction loan approved. We have over 30 years experience and are experts in credit advice.

17/09/2026

Putting a TV on a credit card and borrowing to grow your business are not the same thing.

There's still a lingering idea that all debt is bad, but the way we think about debt for personal spending doesn't translate to using it in business - and that instinct stops a lot of owners making moves that would have paid off.

It's an important topic of conversation between Melissa Ashcroft and Jodie Imam on the most recent P.O.W.E.R. Podcast episode - make sure you have a listen.

🎧 Apple Podcasts: https://podcasts.apple.com/us/podcast/episode-23-meet-jodie-imam-co-founder-of-tractor/id1740660686?i=1000788378756

🎧 Spotify: https://open.spotify.com/episode/443jqhDRMLNGCI8Wyrq2xP?si=8b7198ea7d9d47fb

📺 YouTube: https://youtu.be/MqXJLyC2GDQ?si=cfgYIbQe7N4_RIBq

16/09/2026

Bathla's lenders are now moving project by project, each protecting their own position instead of a coordinated rescue.

Despite what the headlines suggest, there's still real funding available for the right deal, through both private credit and traditional bank channels, if you know where to look.

If you're navigating a project or loan and want to talk through your options, get in touch via our website, or send us a message.

aaamortgages.com.au/get-in-touch

What actually makes a good leader?Jodie Imam's answer on our latest episode of the P.O.W.E.R. Podcast: you have to be a ...
13/09/2026

What actually makes a good leader?

Jodie Imam's answer on our latest episode of the P.O.W.E.R. Podcast: you have to be a people person. She's seen plenty of people step into leadership without thinking much about the people they're leading - and when a team can tell you genuinely care, they care about the business in return.

It comes down to being someone the team wants to follow, and a goal they believe in as much as you do.

🎧 Spotify: https://open.spotify.com/episode/443jqhDRMLNGCI8Wyrq2xP?si=esICbQ_LRRSUswwlT6obEw
🎧 Apple Podcasts: https://podcasts.apple.com/us/podcast/episode-23-meet-jodie-imam-co-founder-of-tractor/id1740660686?i=1000788378756
📺 YouTube: https://youtu.be/MqXJLyC2GDQ?si=ukhrvFeAft0EG_Mh

12/09/2026

As the Bathla situation continues to evolve, it's shaping up as one of the biggest tests private credit in Australia has faced.

We've been watching closely, and it's a reminder of how much complexity can sit behind a deal that looks straightforward on the surface.

If you're involved in construction or development finance, talk to Melissa and the team about your loan structure and lending options.

aaamortgages.com.au

10/09/2026

Ever wondered how startups actually get funded?

Our latest episode of the P.O.W.E.R. Podcast is with Jodie Imam, co-founder of Tractor Ventures - a lender that provides debt funding to growing businesses across Australia and New Zealand, sitting between what a bank will do and what a venture capital firm will do.

Jodie's path there wasn't a straight line. She and Melissa first worked together at Leona Edmiston, and Jodie went on to found a number of businesses of her own before spotting a gap in how growing businesses get funded, and building the solution herself.

She explains what Tractor Ventures does, why she started it, and how it came about. The full conversation goes on to cover debt versus equity, what makes a good leader, backing female founders, and where the opportunities sit over the next five years.

🎧 Apple Podcasts: https://podcasts.apple.com/us/podcast/episode-23-meet-jodie-imam-co-founder-of-tractor/id1740660686?i=1000788378756

🎧 Spotify: https://open.spotify.com/episode/443jqhDRMLNGCI8Wyrq2xP?si=8b7198ea7d9d47fb

📺 YouTube: https://youtu.be/MqXJLyC2GDQ?si=cfgYIbQe7N4_RIBq

04/09/2026

Bathla's collapse last week continues to send ripples through the private credit market.

We've been watching closely as the situation evolves, and the repercussions have already been huge. It serves as a reminder of how much complexity sits behind a deal that might look straightforward on the surface.

If you're involved in construction or development finance, reach out to Melissa and her expert team about your loan structure and lending options.

www.aaamortgages.com.au

30/08/2026

Getting a development approved and getting it built are two very different things.

In this snippet from the latest P.O.W.E.R. Podcast, Chris Wilson, Founder and Managing Director of Willowtree, explains what he's seeing from the planning side - approvals granted, valid for five years, sitting in strong locations, and never turning into anything built.

It's a good reminder that an approval alone doesn't make a project viable, and why thorough planning early on matters far more than most people give it credit for.

Development and construction finance is our Managing Director Melissa Ashcroft's specialty. If you've got a project that isn't stacking up, get in touch - the structure is often where the answer is.

🎧 Spotify: https://open.spotify.com/episode/2TumfbAqyBfMCA5fKIrNZX?si=JQ4E8_6rQ9uDnQCk-76uJQ

🎧 Apple Podcasts: https://podcasts.apple.com/us/podcast/episode-22-meet-chris-wilson-founder-managing-director/id1740660686?i=1000784702960

📺 YouTube: https://youtu.be/_Fi25q2UBH8

21/08/2026

Our latest episode of the P.O.W.E.R. Podcast has your weekend listening sorted. This one's about a tool that's often misunderstood but incredibly powerful in building and development — town planning.

Melissa sits down with Chris Wilson, Founder and Managing Director of Willowtree, to unpack what actually sits behind every subdivision and development, why the right planning strategy matters earlier than most people think, and the impacts of NSW's outdated planning legislation.

A good listen for anyone developing, investing, or wanting to understand what really happens behind a DA.

🎧 Spotify: https://open.spotify.com/episode/2TumfbAqyBfMCA5fKIrNZX?si=4f1f6a04ea964a17

🎧 Apple Podcasts: https://podcasts.apple.com/us/podcast/episode-22-meet-chris-wilson-founder-managing-director/id1740660686?i=1000784702960

📺 YouTube: https://youtu.be/_Fi25q2UBH8

30/06/2026

The 2026–27 Federal Budget has been handed down and the legislation has now passed - and for borrowers, property buyers, investors and SMSF holders, there are some significant changes to get across.

From income tax relief and the new instant deduction to housing supply constraints and a major structural change to SMSF property lending, the implications for lending and property decisions will play out across the year ahead.

Here are some of the key takeaways from the MFAA's full budget overview, and if you want to talk through what it means for your specific position, book a conversation with our team today via our website:

aaamortgages.com.au

26/06/2026

A lot has changed in 2026 - three RBA rate hikes, significant Federal Budget changes for property investors, a new SMSF lending ban, and a NSW state budget landing this week. For anyone with a loan, an investment property, or an SMSF strategy, the landscape looks very different to what it did at the start of the year.

Our latest blog breaks down what's changed, what it means for your lending position, and what a review could put back in your pocket.

Read it via the link below, then get in touch - we're here to help.

https://www.aaamortgages.com.au/post/is-your-loan-still-working-for-you-why-repricing-and-regular-reviews-have-never-mattered-more

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