AAAFinancialGroup

AAAFinancialGroup How many people do you know have been in business over 30 years? 'AAA' has been Opening Doors for Australians Since 1988. Contact us today at 02 92991144.

We pride ourselves on excellent customer service from initial discussions to loan settlement. 'AAA' are your one stop finance solution. We offer a fuss free service and make it easier for you to get your home, business or construction loan approved. We have over 30 years experience and are experts in credit advice.

Some welcome relief as RBA holds the cash rate at 4.35%After three rate rises already this year, the Reserve Bank has hi...
16/06/2026

Some welcome relief as RBA holds the cash rate at 4.35%

After three rate rises already this year, the Reserve Bank has hit pause β€” and borrowers across the country are breathing a little easier today.

Here's what it means for you:

🏠 Residential β€” No new pressure on repayments, but the cumulative impact is still being felt.
🏒 Commercial β€” Stability for now, but conditions remain tight.
πŸ“ˆ Investment β€” A hold is a window. Use it.

Whether you own a home, an investment property, or a business, this hold gives you a window to get your finances in order before the next decision in just under two months (and the experts are divided on where that's headed).

Now's the time to talk strategy.

Head to our website to book an obligation free appointment with the team at AAA β€” we'll break down exactly what today's decision means for you.

aaamortgages.com.au

10/06/2026

Big news for our industry today - 81% of Australians getting a home loan are now doing it through a broker. This is a record high, and a number that's been climbing steadily for nearly a decade.

There are a number of reasons for that. Watch this to find out what they are β€” and if you're ready to talk about your own lending situation, book an obligation free conversation with our team via our website: aaamortgages.com.au

04/06/2026

The recent federal budget made headlines, but for property investors, the detail is where it gets interesting.

In our latest episode of the P.O.W.E.R. Podcast, Melissa Ashcroft and Melissa Gielnik of Smart Lending - Mortgage Brokers β€” broker and business owner with over 20 years in the industry β€” discuss housing supply, serviceability, and the real impact on borrowing and investment decisions right now.

They also raise an important point β€” grandfathering existing investments doesn't solve the housing crisis, it simply moves the problem.

And that leaves younger Australians looking to enter the market navigating an even more complex landscape.

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/au/podcast/episode-19-meet-melissa-gielnik-20-years-in-broking/id1740660686?i=1000770262830

🎧 Listen on Spotify: https://open.spotify.com/episode/5R8agy4lviy2umzOOMFXNq?si=62102855e4a84558

πŸ“Ί Watch on YouTube: https://youtu.be/WKihixmzuwk?si=YISRvvHAzhHAx_vx

30/05/2026

Got a walk planned this weekend? A coffee to sit down with? We've got your listening sorted. β˜•πŸŽ§

Our latest episode of the P.O.W.E.R. Podcast is live now. Melissa Ashcroft is joined by Melissa Gielnik of Smart Lending - Mortgage Brokers Melbourne β€” a passionate broker and thought leader with over two decades in the industry β€” for an honest and wide-ranging conversation about the confidence gap, the property market, the federal budget, and the realities of running your own business.

It's a great listen, the perfect mix of fun and learning for the weekend!

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/au/podcast/episode-19-meet-melissa-gielnik-20-years-in-broking/id1740660686?i=1000770262830

🎧 Listen on Spotify: https://open.spotify.com/episode/5R8agy4lviy2umzOOMFXNq?si=62102855e4a84558

πŸ“Ί Watch on YouTube: https://youtu.be/WKihixmzuwk?si=YISRvvHAzhHAx_vx

26/05/2026

Every business has its own thumbprint β€” and that's exactly what makes AI in our industry such an interesting conversation.

In the most recent episode of the P.O.W.E.R. Podcast, Melissa Ashcroft and James Ross touched on something that came up at a recent industry lunch that we think a lot of people will relate to.

As AI becomes more embedded in the way we work, organisations are already starting to think seriously about privacy and security. And what that's looking like in practice is a shift away from external tools and platforms toward native, in-house solutions β€” ones where businesses can control exactly who has access to their data and how it's being used.

It's a change that's already happening, and one that's only going to grow. Have you noticed this shift in your own organisation?

🎧 Listen here on Apple Podcasts: https://podcasts.apple.com/us/podcast/episode-18-meet-james-ross-asset-finance-expert/id1740660686?i=1000766031097
🎧 Listen here on Spotify: https://open.spotify.com/episode/3FRf7fsryUBNXvZyM6Nfyd?si=ygBzdQACSeu137vrMJmRLg
πŸ“Ί Watch on YouTube: https://www.youtube.com/watch?v=UtzesIaYyDY

19/05/2026

Running a business and building personal wealth at the same time is one of the more complex financial positions a person can be in β€” and most lending frameworks aren't built to handle it.

Our latest blog covers the key considerations for business owners, directors, and SME operators.

Head to our website via the link below to read it in full, and while you're there book in for an obligation free appointment with one of our experts: https://www.aaamortgages.com.au/post/lending-for-business-owners-cashflow-directors-borrowing-and-getting-the-structure-right

12/05/2026

Cashflow is everything in business - and that’s exactly where asset finance can be a smart tool when it’s structured properly.

In our brand new P.O.W.E.R. Podcast episode, asset finance specialist James Ross (Jayar Finance) joins Melissa to talk through how SMEs can fund vehicles, equipment, and operational assets without unnecessarily tying up working capital. It’s a practical conversation about keeping buffers in place, matching the funding to the brief, and making sure the structure supports growth rather than adding pressure.

If you’re weighing up an equipment purchase or upgrade this year, this episode might just give you some new things to think about...

🎧 Listen here on Apple Podcasts: https://podcasts.apple.com/us/podcast/episode-18-meet-james-ross-asset-finance-expert/id1740660686?i=1000766031097

🎧 Listen here on Spotify: https://open.spotify.com/episode/3FRf7fsryUBNXvZyM6Nfyd?si=1593520d53d14b97

πŸ“Ί Watch on YouTube: https://www.youtube.com/watch?v=UtzesIaYyDY

04/05/2026

Client reviews like this one about refinancing with Dale reflect what we focus on every day at AAA β€” clear communication, staying across the details, and making the process feel straightforward from start to finish.

Refinancing can look simple on paper, but the outcome usually comes down to the behind-the-scenes work: understanding your goals, comparing lender options properly, and keeping everything moving so there’s no unnecessary stress.

Thanks for taking the time to share your feedback β€” Dale and the AAA team really appreciate it!

🌐 aaamortgages.com.au
πŸ“© [email protected]
πŸ“ž 02 9299 1144

27/04/2026

Team sport teaches you a lot, and those lessons don't just stay on the field or court.

In his recent appearance on the P.O.W.E.R. Podcast, Andy Harris (Motus Transport) reflects on his years playing rugby union at a high level - and how the resilience that comes from training, pressure, setbacks, and teamwork has translated directly into leadership in business.

What stood out was the reminder that setbacks are part of the deal, but the difference is what happens next. Keeping it simple helps, something achievable that can reset your focus, maintain momentum, and make the path forward feel clear again. Do what you can, and rebuild confidence through progress.

🎧 Listen here on Apple Podcasts: https://podcasts.apple.com/us/podcast/episode-17-meet-andy-harris-founder-owner-of-motus/id1740660686?i=1000758785115

🎧 Listen here on Spotify: https://open.spotify.com/episode/0BnPQcL7BnROTthM2dSfjt?si=165c99993de742b8

πŸ“Ί Watch on YouTube: https://www.youtube.com/watch?v=BDMhPahULlg

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