Strength Capital

Strength Capital Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Strength Capital, Loan service, 44 Market Street, Sydney.

We help everyday Australians and business owners get the finance they need to buy a home, grow their business, or upgrade their gear — with clear, no-fluff advice and fast results. 💼 What We Do:

Home Loans – First homes, upgraders, refinancing

Commercial Property Loans – For shops, warehouses & more

Asset Finance – Utes, trucks, tools, equipment & fit-outs

Business Loans – For working capital

or expansion

✅ Why People Choose Us:

Straight-talking, no jargon

We get finance approved fast

We work with tradies, shift workers, self-employed & small biz

We coach you through the process, not just push paperwork

🚨 **Big News for First Home Buyers in Australia!** 🚨From **1 October 2025**, the 5% Deposit / Home Guarantee Scheme has ...
01/10/2025

🚨 **Big News for First Home Buyers in Australia!** 🚨

From **1 October 2025**, the 5% Deposit / Home Guarantee Scheme has expanded — making it easier than ever to get into your first home.

Here’s what’s changed:
✅ Buy with just a **5% deposit** and **no Lenders Mortgage Insurance (LMI)**
✅ **No income caps** — open to more buyers
✅ **No limit on spots** — no need to rush for a place
✅ **Higher property price caps** — up to $1.5m in Sydney, $1m in Brisbane, $950k in Melbourne (with increases across other regions too)

👉 What this means: you can enter the market sooner, save tens of thousands on LMI, and have more choice of homes.

⚠️ But remember: buying with a small deposit still comes with higher repayments and less buffer if rates rise. Make sure you know what’s right for your situation.

If you’re a first home buyer and want to understand how this scheme could work for you, send me a message — I’d be happy to guide you through it.

30/09/2025

💡 Positive vs Negative Gearing: Which is right for you?
When it comes to property investing in Australia, one of the first decisions you’ll face is whether your strategy is positively geared or negatively geared.

👉 Positive Gearing
Your rental income is higher than your expenses.
You make a profit from day one.
Great for cashflow, but you’ll pay tax on the income.

👉 Negative Gearing
Your expenses are higher than your rental income.
You make a loss in the short term, which can reduce your taxable income.
Investors use this for potential long-term capital growth.
Neither strategy is “better” — it depends on your financial goals, risk tolerance, and stage of life.

💬 Thinking about property investing? A mortgage broker can help you understand how different strategies fit your borrowing capacity and long-term wealth plan.

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✨ Working from home has been one of the best things that’s ever happened to me.It’s not just about avoiding the daily co...
18/09/2025

✨ Working from home has been one of the best things that’s ever happened to me.

It’s not just about avoiding the daily commute — it’s about freedom, balance, and focus.

✅ More time for myself
✅ Flexibility to design my own schedule
✅ Better productivity in a space I’m comfortable in
✅ Saving money on travel and eating out
✅ The ability to build multiple income streams while managing my own time

Working from home has given me the chance to grow personally and professionally. It’s not just about where you work, but how you design your life around it.

14/09/2025

✨ **Own your home sooner with just 2% deposit** ✨

Are you a **single parent earning under \$125,000 a year**?
The Australian Government’s **2% Deposit Scheme (Family Home Guarantee)** could help you buy a home with just a **2% deposit**, without paying costly **Lenders Mortgage Insurance (LMI)**.

At **Strength Capital**, we help you:
✅ Check your eligibility
✅ Compare participating lenders
✅ Secure your place in the scheme (spots are limited each year!)

📩 Reach out today to see how we can guide you through the process and get you one step closer to home ownership.

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10/09/2025

💡 Did you know you can use your superannuation to save for your first home?
Through the First Home Super Saver Scheme (FHSSS), eligible first home buyers can withdraw up to $50,000 from their voluntary super contributions to boost their deposit.

At Strength Capital, we help you:
✅ Check your eligibility
✅ Navigate the ATO withdrawal process
✅ Align your funds with the right home loan

Your first home could be closer than you think 🏡✨

👉 Message us today to find out how we can help you get started.

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06/09/2025

Buying your first home with just a 5% deposit under the First Home Buyer Guarantee sounds simple — but the reality can be more complex.

Factors like:
🏡 Property size
📍 Location
📊 Loan-to-Value Ratio (LVR)
💳 Loan servicing requirements

…all play a major role in whether you’re approved.

That’s where Strength Capital comes in. We work with both major and non-major banks to help you find the right lending solution that suits your situation — so you can step into your first home with confidence.

✨ Let us guide you through the process and make your first home dream a reality.

📩 Send us a message today to get started.

⸻

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03/09/2025

📢 Exciting update for first-home buyers!

Starting 1 October 2025, the Government’s 5% deposit scheme will be uncapped. That means:
👉 Just 5% deposit to buy your first home
👉 No Lenders Mortgage Insurance (LMI)
👉 Higher property price caps across Australia

At Strength Capital, we’ll walk you through the process and help you secure your dream home sooner. 🏡✨

💬 Message us today to find out if you’re eligible.

02/09/2025

Thinking of buying your first home, refinancing, or investing in property? 🏡✨

As a mortgage broker in Sydney, I make the process simple by:
🔹 Comparing loans from multiple banks & lenders
🔹 Negotiating better rates & terms for you
🔹 Guiding you step by step from start to finish

I’m here to take the stress out of finding the right loan and help you move closer to your property goals.

👉 Send me a message if you’d like to chat about your options!

28/08/2025

Hi, I’m Virgilio, founder of Strength Capital 👋

At Strength Capital, my mission is simple: to help people achieve their property goals sooner.

We provide tailored loan solutions for:
🏡 First Home Buyers (FHOB)
🔄 Refinancing
📈 Property Investment
💼 SMSF & NDIS Loans

Whether you’re buying your first home, refinancing for a better deal, or growing your property portfolio, we’re here to guide you every step of the way.

📞 Contact me directly on 0452 511 379
💬 DM me anytime for a chat about your options!

👉 Please like, share & tag a friend who’s ready to take their next property step.

18/08/2025

📣 First Home Buyers – Did you know you can use your super to buy a property?

Most people think they need a 20% deposit before they can even start looking for a home. The truth is — that could take years while prices keep climbing.

✅ With the First Home Super Saver Scheme, you could buy with as little as a 5% deposit.
✅ Pay no Lenders Mortgage Insurance (LMI).
✅ Save tens of thousands and get into your first home sooner.

At Strength Capital, we make the process simple — from checking your eligibility to structuring the right loan so you can move forward with confidence.

💬 If you’re a first home buyer ready to take the next step, send us a message today and let’s get started on turning your super into your first set of keys.

🏗️ Construction Costs Stay High Despite Economic Shift 🏡While the economy is easing, construction costs across Australia...
27/06/2025

🏗️ Construction Costs Stay High Despite Economic Shift 🏡

While the economy is easing, construction costs across Australia are still running high — and they may stay that way for a while.

According to a recent update, new government initiatives like the First Home Buyer Scheme could boost residential building demand, adding more pressure to an already stretched construction industry.

We might see more rate cuts from the RBA in 2025, which could drive more residential activity, but also put added demand on materials, labour, and supply chains — especially in Sydney, Melbourne, and Brisbane.

🔍 What’s ahead?

Some areas are starting to cool off

But skilled labour and material shortages are still an issue

Without investment in both, we could see prices stay high for longer

As always, the market is moving — and if you're a home buyer, investor, or business owner, staying informed is key.

📩 If you’d like to understand how this could impact your property plans, I’m here to help.

Reference:
Sebastian Holloman, Smartpropertyinvestment, 24 JUN 2025.
https://www.smartpropertyinvestment.com.au/investor-strategy/26765-construction-costs-remain-elevated-amid-economic-easing

Hi, I’m Virgilio, founder of Strength Capital and a mortgage broker based in Sydney.After a year in the finance and mort...
23/06/2025

Hi, I’m Virgilio, founder of Strength Capital and a mortgage broker based in Sydney.

After a year in the finance and mortgage industry, I decided to take a leap of faith and build something of my own. That’s how 'Strength Capital' was born—a mortgage broking firm built on trust, transparency, and results.

I’ve been fortunate to learn from mentor and business coach and build a strong team to support the business. Now, I help everyday Australians confidently navigate the lending process—whether it's buying your first home, refinancing, upgrading, or investing in property. I believe finance doesn’t need to be confusing or overwhelming. With the right guidance, it can be empowering.

At Strength Capital, we simplify the lending journey. We compare 30+ banks and lenders to find you a tailored loan that suits your goals—not the other way around. No jargon, no runaround—just honest advice and a process that works.

Outside of work, I love staying active at the gym, enjoying Sydney’s café scene, and being part of the local community. I believe success is about balance—personal, professional, and financial.

If you're looking for a broker who cares about your outcome and treats your property goals like their own, let's connect.

Address

44 Market Street
Sydney, NSW
2000

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am
Saturday 12pm - 3am
Sunday 12pm - 3am

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