Finance and Mortgage Solutions

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Australia
Baulkham Hills, NSW
Finance and Mortgage Solutions

Wealth Management Company. Providing Financial Advice for Life's Milestones, Market Info & Educating

01/04/2026

🚀 Refinancing is on a roll and the momentum is building 🚀⁣
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Refinancing reached new heights in 2025.⁣
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A record 641,552 loans were refinanced over the year, 20% higher than 2024’s 533,839, according to Money.com.au’s latest Mortgage Insights Report. 📈⁣
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And the momentum isn’t slowing. 💪⁣
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The Insights Report predicts refinancing volumes to grow a further 19% in 2026 to 762,437 loans. ⁣
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Why the rush to switch? 🤔⁣
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The potential for a lower rate, potentially better home loan features, and the chance to reduce your monthly mortgage repayments. ⁣
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If you haven’t reviewed your loan recently, now could be the time. ⏰⁣
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Contact us to see if you could save on monthly interest by refinancing. 👇⁣
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To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

30/03/2026

🏚️ How much could your 2026 reno cost? 🏚️⁣
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Thinking of buying a fixer-upper? ⁣
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Or just keen to show your current home some love? ❤️⁣
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Knowing how much the renos will cost is essential to any home improvement project. 🛠️⁣
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Archicentre has just released its 2026 Cost Guide. 📘⁣
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Keen for a new kitchen? Allow upwards of $23,000. 🍳⁣
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New bathroom? Your budget should likely start at around $17,500. 🛁⁣
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Planning an extension? It can cost from $2,700 per square metre. ⁣
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But most importantly: how to pay for it all? 🤔⁣
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Talk to us. 💬⁣
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We can run you through some finance options that can potentially turn your renovation plans into reality. 👇 ⁣
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To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

27/03/2026

🏘️ Which occupations top the property investor list? 🏘️

More than 2.3 million Aussies invest in property. Below are the jobs with the most investors:*

1. General manager (65,559)
2. Teachers (64,529)
3. CEO/Directors (60,800)
4. Nurses (55,519)
5. Accountants (49,203)

Be sure to speak with a tax professional before investing.

And DM us to discuss finance.👇

To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

25/03/2026

💛 Does having a home loan = feel-good vibes? 💛⁣
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For most of us, taking on a mortgage is essential to buy a home. 🏡⁣
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But how does that big transition (generally) affect one's mental wellbeing?⁣
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Interestingly, there's a bit of a difference between the financial anxiety levels of debt free households vs mortgage holder households, according to Agile Market Intelligence.⁣
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When asked to describe their current financial situation, 31% of debt-free households were feeling financially anxious - up 2% from this time last year.⁣
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Meanwhile, just 25% of mortgage holder households were feeling financially anxious - down 1% from a year earlier.⁣
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If you'd like to explore whether home ownership is within reach for you - and how mortgage repayments would sit within your monthly household budget - then get in touch today. 👇 ⁣
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To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

23/03/2026

🏁 Lock in: it’s a competitive market for buyers right now 🏁⁣
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The supply of listed homes increased 3.1% in January 2026, according to SQM research. 📊⁣
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But listings are still 11% lower compared to a year ago. 📉⁣
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So, on average, new homes are selling after just 28 days on the market, according to NAB's latest Housing Monitor report. ⁣
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Having all your ducks in a row can help provide you with a competitive edge. 🦆⁣
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Home loan pre-approval could allow you to act faster when the right property comes along. ⁣
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It could also help you bid with confidence at auctions. 🔨⁣
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And it can also let sellers (and the agent) know you’re a serious buyer. ⁣
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Get in touch today to discuss your borrowing power and pre-approval options. 👇⁣
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To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

20/03/2026

📉 How to potentially wind back the February rate hike 📉

The RBA's 0.25% February rate hike could see home owners with a $600,000 mortgage pay $90/month extra.*

But you don’t have to simply cop the rate hike on the chin.

You could potentially give yourself a rate cut of your own by refinancing.

DM us for a home loan health check. 👇

To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

* Canstar research

18/03/2026

🏠 First-home buyers use ‘COMO’ to achieve their goal 🏠⁣
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Ready to buy. Ready to bend. 🤸‍♂️⁣
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Many first home owners are embracing COMO - compromise or miss out - to break into the market. ⁣
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PropTrack says 83% of buyers are willing to compromise on their first home. ⁣
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The number of bedrooms, solar power and walk-in robes are the features most likely to be scratched from wish-lists. ✏️⁣
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One area you shouldn’t compromise on is your choice of home loan. ⁣
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The right loan offers a competitive rate backed by features you’ll actually use. 💡⁣
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Talk to us to find the loan that matches your needs. 👇⁣
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To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

16/03/2026

🏡 Home loan demand has just hit a 3-year high 🏡⁣
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Equifax reports demand for home loans rose 18% in December compared to the same time the previous year. 📈⁣
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It’s the biggest one month surge since 2022. ⁣
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What was behind the increased appetite for home loans? 🤔⁣
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Two key factors: three rate cuts in 2025, and the expanded 5% Deposit Scheme. ⁣
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The government's 5% Deposit Scheme lets first home buyers get started with a small deposit and zero lenders mortgage insurance. ⁣
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It could be the helping hand you’ve been waiting for. Get in touch to find out if you’re eligible. 👇⁣
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To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

13/03/2026

🏡 Ever thought of buying a home with your siblings? 🏡

It's not the craziest idea - you know you can live with them!

Recently, there's been a 33% increase in friends and family buying property together.*

Pooling your resources can potentially help you crack the market sooner, or buy in an area you couldn’t afford solo.

DM us to find out if co-buying could work for you. 👇

To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

* NAB research

11/03/2026

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣
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Close to 2.3 million Australians earned rental income from property in 2022-23, according to the ATO.⁣
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And they’re not all from uber-rich occupations. ⁣
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In fact, teachers and nurses are among Australia’s top five most prolific property investors. 👩‍🏫👨‍⚕️⁣
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That’s because there are multiple pathways to invest, even if you don’t have a big deposit, including:⁣
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1. Consider harnessing home equity. 🏠⁣
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2. Think about turning a first home into a rental. 🔁⁣
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3. Weigh up rentvesting: live where you want, invest where you can afford. 📍⁣
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4. Or consider co-investing with mates or family to boost buying power and share costs. 🤝⁣
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Be sure to speak with a tax professional before investing. ⁣
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And talk to us about the finance options that could match your situation and buying strategy. 👇⁣
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To find out more, contact Finance and Mortgage Solutions on:

☎️ – 0425 341 086
💻 – [email protected]

Address

Inglewood Place
Baulkham Hills, NSW

Telephone

0425341086

Website

http://financeandmortgage.com.au/

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