Cartwright Finance Brokers Pty Ltd

Cartwright Finance Brokers Pty Ltd Offering honest advice and expertise in all areas of finance. Insurances - income protection, Life, TPD, vehicle and home. Jaimie Cartwright
0405-194-406

New mortgage loans, refinances, personal loans, debt consolidation, business and asset finance, vehicle and lifestyle finance. At Cartwright Finance Brokers Pty Ltd, we strive to seal the best possible deal for each of our clients' specific needs. We have access to a HUGE range of lenders and save you all the time, effort and research that goes into looking for a great loan rate and products that

will suit. Our loan products range from personal loans, investment loans, refinances, debt consolidation, home loans, line of credit, business loans etc. We would love to hear from you, so either send through a message or give me a call to see how I can help you.

Thinking about whether you're still on the right home loan? On a $1.5M loan, a 0.5% rate cut could save you $7,500 a yea...
10/03/2026

Thinking about whether you're still on the right home loan? On a $1.5M loan, a 0.5% rate cut could save you $7,500 a year.

That’s the power of refinancing. Ready to see if it stacks up for you?



Banks aren’t in the business of saving you money. After all, what would their shareholders think?The less you question f...
08/03/2026

Banks aren’t in the business of saving you money. After all, what would their shareholders think?

The less you question fees, features and rate rises, the better for them.

The good news? A few smart questions can put thousands back in your pocket.

Want the list of questions most borrowers never think to ask? Get in touch for a no strings chat to see if you could get a better deal from your bank.



If you have plans to make your superannuation work harder for you, we can help you secure finance to build your property...
06/03/2026

If you have plans to make your superannuation work harder for you, we can help you secure finance to build your property portfolio.

Sourcing guidance from SMSF experts like us helps in two ways:
- Access to lenders who specialise in SMSF loans
- Ensuring compliance with SMSF regulation

Get in touch to start the conversation.



Banks love a good acronym. Here are three you'll come across on your home buyer journey:LVR: Loan to Value Ratio is how ...
04/03/2026

Banks love a good acronym. Here are three you'll come across on your home buyer journey:

LVR: Loan to Value Ratio is how much you're borrowing compared to the value of the property (and accounting for all fees and taxes). An LVR of 80%, for instance, means you have a 20% deposit to contribute to the purchase once you've paid Stamp Duty and other costs.

LMI: Lenders Mortgage Insurance is what protects the bank on the off-chance you default on your loan before you've had a chance to build up your equity. Generally you'll have to take out this insurance if you have a smaller-than-usual deposit (as you'll be considered a bigger risk).

SVR: Standard Variable Rate is the interest rate of a lender's 'standard' home loan. These loan products usually include a lot of bells and whistles, and so will be more expensive than a basic variable loan.

Any questions on home loan jargon? Send us a DM.



So, you’ve been saving hard for that deposit and now the reality of home ownership is on the horizon.We don’t want to ov...
03/03/2026

So, you’ve been saving hard for that deposit and now the reality of home ownership is on the horizon.

We don’t want to overwhelm you, but there are hundreds of home loan options. Where do you start?

The easy way is to get help from a broker. We're paid by the lender, which costs you no extra, compared to if you were to go directly to a bank.

Let us know if you want a hand navigating the home loan process!



Thank you for your feedback, Hailee! It was our absolute pleasure to help you."Jaimie is the MOST professional, prompt a...
23/02/2026

Thank you for your feedback, Hailee! It was our absolute pleasure to help you.

"Jaimie is the MOST professional, prompt and knowledgeable person. From initial contact until I moved into my house, Jaimie went above and beyond to ensure I understood what was involved in having a mortgage. She took the stress out of the situation and liaised with all relevant parties. There were no ‘stupid’ questions, and no limit to the amount of times I emailed, called or messaged. After some terrible experiences with the ‘big banks,’ where I was left feeling like my dreams were impossible, Jaimie reassured me that it was within my reach. I am so lucky to have had Jaimie in my corner making the process of buying land and building my own home less daunting in every aspect. I will definitely go back to her for future finances. Thank you Jaimie 😊"



In the market for a home loan? 🤝Here are some of the reasons why it makes sense to come straight to us.Speak to us today...
22/02/2026

In the market for a home loan?

🤝Here are some of the reasons why it makes sense to come straight to us.

Speak to us today to take the stress out of finding a home loan.



Ever heard you need a 20% deposit to buy a home? Good news: that’s a myth.It turns out you can potentially get a home lo...
19/02/2026

Ever heard you need a 20% deposit to buy a home? Good news: that’s a myth.

It turns out you can potentially get a home loan with a much smaller deposit, with some lenders accepting 10%, 5%, or even less with a guarantor.

While a bigger deposit helps you avoid extra costs like Lenders Mortgage Insurance, it’s not the only way into the market.

The key is to explore your options. Don’t let the 20% myth hold you back – a good broker (like us!) can show you pathways to home ownership even if you haven’t hit that magic number yet.




To guarantor or not to guarantor... 🤔Helping out your children by guaranteeing their mortgage can help get them out of y...
17/02/2026

To guarantor or not to guarantor... 🤔

Helping out your children by guaranteeing their mortgage can help get them out of your hair and into their own home sooner, but how will it affect your finances?

Get in touch to discuss the pros and cons of allowing the kids to lean on the bank of Mum and Dad.



Happy Lunar New Year!2026 marks the Year of the Fire Horse – a symbol of movement, ambition and decisive action.We like ...
17/02/2026

Happy Lunar New Year!

2026 marks the Year of the Fire Horse – a symbol of movement, ambition and decisive action.

We like the sound of that!

Here’s to setting big goals and achieving them.

If your goals are property-related, reach out to us today to make it happen.

While you don't necessarily need a 20% deposit for your home loan, your savings will play a part in the lender's decisio...
15/02/2026

While you don't necessarily need a 20% deposit for your home loan, your savings will play a part in the lender's decision to approve your application...or not.

Being able to show you're able to save money proves to the banks you're disciplined with your finances, which is a trait they find very attractive.

Get in touch for help putting together a savings strategy you can stick to.



Thank you for your feedback, Mooseprawn! It was our absolute pleasure to help you."We have had an amazing! Experience wi...
13/02/2026

Thank you for your feedback, Mooseprawn! It was our absolute pleasure to help you.

"We have had an amazing! Experience with Jaimie, we have had other brokers in the past that had no idea what they were doing and one occasion we were advised that we could purchase our new investment property only to be advised by the bank that we had insufficient borrowing capacity as the broker lodged the application incorrectly, so when we were referred to Jaimie we were over the moon, we have now found our broker for life."



Address

Somerville, VIC
3912

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

0405194406

Website

Alerts

Be the first to know and let us send you an email when Cartwright Finance Brokers Pty Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Cartwright Finance Brokers Pty Ltd:

Shortcuts

Share

Category

Our Story

At Cartwright Finance Brokers Pty Ltd, we strive to seal the best possible deal for each of our clients' specific needs. We have access to a HUGE range of lenders and save you all the time, effort and research that goes into looking for a great loan rate and products that will suit. Our loan products range from personal loans, investment loans, refinances, debt consolidation, home loans, line of credit, business loans, lifestyle - holidays/weddings.

Being able to assist our customers with their Insurance requirements is also important to us. Life can throw some unexpected things our way and knowing you have Income protection, TPD (total and permanent disability), Life, Asset Protection Insurances are so important for peace of mind for you and your family.

We would love to hear from you, so either send through a message or give me a call to see how I can help you.