Will Bell Mortgage Broker

02/10/2026

The knives seem to be out for the First Home Guarantee.

There’s been a lot of negative coverage, but when you look at the actual data, the picture is very different.

So what’s really happening with the people using the scheme?

Watch the full video on YT to see the numbers behind the headlines and get the facts.

▶️First Home Buyers Australia

01/10/2026

First Home Guarantee Is Under Fire. Here's What the Data Says

Out of 208,000 people who accessed the First Home Guarantee, only 0.1% are in negative equity and the RBA governor herself said practically no one in Australia is in negative equity right now.

This video looks at the real numbers behind the First Home Guarantee so first home buyers can stop making decisions based on media fear and start making decisions based on facts.

https://youtu.be/73GS9B9LlRQ?si=2kCkNoDUXFSaBLN8

01/10/2026

Australia’s property market doesn’t feel the same as it did a few years ago.

For first home buyers, the goal hasn’t changed.

But getting there has.

House prices have climbed, deposits are harder to save, and wages haven’t kept up.

Rates have eased, but repayments can still take a big chunk of your income.

Waiting to save more can also mean watching prices move further ahead.

And now, you’re competing with investors and limited housing supply too.

So, is buying your first home actually harder today?

Tell me what you think in the comments 👇

28/09/2026

Home Loan Hack for Borrowing Power

Stay tuned for more!

24/09/2026

7 in 10 young Australians have already given up on owning a home.

More than 70% believe they’ll never own one. Not “it’ll be hard.” Never.

And you can see why:

• Renting is getting harder and more expensive
• Buying keeps moving further out of reach
• Young Australians are already making desperate moves just to secure a rental
• An entire generation risks being worse off than their parents

You work. You save. You cut back.

And somehow, the finish line keeps moving.

Homeownership outright could fall below 1 in 5.

Not a crash. Just a slow, steady slide.

So what happens when an entire generation stops believing homeownership is even possible?

And has that belief already changed how you’re planning your future?

24/09/2026

21/09/2026

I'm not sure what to think on this one.

On one hand you would think it's obvious for the RBA to have done modelling on government spending.

After all they have basically said that fiscal spending has been a contributor to keeping inflation and there for interest rates higher.

On the other hand how can you model an inept government?

Even if they weren't it's hard to model rational decision making because circumstances change.

At the same time where do you take the 2% of spending from the guy is talking about in the clip?

Reducing spending from negative gearing is going to give differet outcomes to reducing spending on the NDIS for example.

18/09/2026

There is a lot of talk in the media right now about first home buyers falling into negative equity.

But is it actually as bad as the headlines are making it out to be?

Only 0.1% of first home buyers who used the First Home Guarantee are in negative equity right now and there is a very good reason why first home buyer markets are not behaving the same way as the broader property market.

There is a lot of talk in the media right now about first home buye...

15/09/2026

A client came in chasing a bigger budget. She found a hidden cost instead.

She was looking at a house and land package.

Less deposit. Bigger budget. It made sense on paper.
But there's a catch nobody talks about.

The land settles now, but the house isn't built for months.

That means paying loan interest during construction and paying rent at the same time, because you can't live on an empty block.

The truth is, most of these decisions come with trade offs.

Take house and land, for example. You get the First Home Owner Grant. No stamp duty. A lower deposit to get started.

But the trade off is the interest, and the rate you're locked into.

This is exactly why you need someone in your corner who knows how to weigh it all up.

Watch the full breakdown here:
https://youtu.be/vZ3JrIkgPjM?si=VbPgf-n8y1c1-H5_

08/09/2026

First home buyer grants are pushing house prices higher.

Here's why…

More buyers get access to the market, but the number of houses doesn't change.

More demand, same supply, and prices go up.

Waiting for 'the right time' might mean more debt, ‘cause prices climb faster than you can save.

The average first home buyer is now 37. On a 30 year loan, that's paid off at 67.

Are you weighing up the cost of waiting, or just looking at today's price?

Watch this week's video to see every first home buyer scheme available right now:
https://youtu.be/0aLkqj2Afhg?si=Ks4cP1aBWdctHV0q