Will Bell Mortgage Broker

24/06/2026

House and land packages are going to become almost impossible to get. Why?

The federal budget. Investors will need to buy new properties to access the biggest tax breaks.

This will make it much harder for first home buyers to compete and it will push prices higher for these properties.

House and land packages have been a life saver for first home buyers because they quite often don't have to save up for stamp duty and get a First Home Owner Grant.

There is a window. Investors are waiting for all these changes to be made legit however there is no serious opposition to this amongst politicians.

Many first home buyers are feeling comfortable waiting in all this uncertainty. This would be an argument to keep moving.

18/06/2026

Still keeping your savings in a separate account? This is costing you.

Every dollar in a regular savings account earns interest. But that interest gets taxed. So you're not actually keeping all of it.

An offset account works differently. It links to your home loan.

Whatever you have sitting in there reduces the balance your interest is calculated on.

So if your loan is $500,000 and you have $20,000 in your offset, you only pay interest on $480,000. Every day.

The money is still yours. Spend it, move it, use it whenever. It's not locked away. It's just working harder while it sits there.

And unlike a savings account, the ATO doesn't tax the benefit. You keep every cent of that saving.

Most people don't find this out until they've spent years paying more interest than they needed to.

Comment down "OFFSET" and let's look at your setup...

10/06/2026

The First Home Guarantee lets you buy your first home with just a 5% deposit and skip Lenders Mortgage Insurance, saving you up to $20,000 upfront.

But the rules changed in October 2025 and most of what you've read online is already outdated. Watch this before you apply.

The First Home Guarantee lets you buy your first home with just a 5...

10/06/2026

$50 extra a month could cut years off your mortgage...BUT THAT'S JUST NOT ALL

Most people don't realise how much power small extra payments have. You're not just paying down debt faster. You're shrinking the interest that builds up every single day.

A 30-year loan doesn't have to take 30 years💯

Even $50 or $100 extra per month can knock 3 to 5 years off your mortgage. That's years of your life you get back.

AND THAT'S JUST ONE WAY TO DO IT

There are strategies most homeowners never hear about that can cut your loan down even faster. Without refinancing. Without a massive lump sum.

I've put them all inside the Debt Destroyer guide (ALL FOR FREE)

You'll get the 4 strategies your bank doesn't want you to know. Step by step ways to turn a 30-year loan into a 20-year loan. And a clear plan to save thousands in interest.

Comment "MORTGAGE" below and get instant access today!

08/06/2026

The market that broke the world in 2008 was $1.3 trillion. Australia is now sitting inside something more than double that size, with far less oversight.

Private credit is at $3 trillion globally. And Australia has $200 billion of it sitting in real estate and construction.

Banks got pushed out of risky lending after the GFC. Developers, builders, small businesses lost access. The demand did not go away. It moved into a system with no reporting, no public records, no stress testing.

The risk did not disappear. It just went somewhere regulators cannot see.

⚠️What the numbers say:

- $3 trillion global, growing fast, nearly invisible
- $95 billion in bank credit lines underneath it
- $200 billion in Australia, sitting in real estate and construction

ASIC stopped Latrobe from taking new money. Lonsec downgraded Metrics Credit. Blue Owl locked investors out in early 2026. All called isolated.

That is exactly what they said in 2008.

Is this on your radar? What is your honest take?

04/06/2026

Stop Waiting, Get Into YOUR FIRST HOME With Confidence in 2026 🏠🙌

Buying your first home in 2026 isn't out of reach, but it can feel harder than ever.

That's why I'm passionate about helping first home buyers navigate one of the biggest financial decisions of their lives with confidence.

I've also created the First Home Buyers Australia YouTube Channel, where I share practical tips and guidance to help you understand the home-buying process.

If you're looking to buy your first home but:

• You're unsure how much you can borrow
• You don't know where to start
• You're overwhelmed by conflicting advice

This was created for you.

Ready to get started?
Send me a message or comment HOME, and let's find out what your next step looks like. 🏡📩

28/05/2026

Ending this week with these fantastic reviews from Will’s clients🙌

There’s nothing more rewarding than helping people navigate one of the biggest financial decisions of their lives with confidence and clarity.

Grateful for the trust, the conversations, and the opportunity to make a real difference every step of the way🏡

Looking forward to helping even more Australians achieve their goals.

27/05/2026

Our First Video on our New Youtube channel just dropped🙌

The government scheme meant to help first home buyers is quietly pricing them out of the market and most people have no idea it's happening.

Every year you wait could cost you $200,000 and set your retirement back by a decade. If you're serious about buying your first home in 2026, this video is for you.

Watch the full video on First Home Buyers Australia

https://youtu.be/ovkS6Zo00mI?si=GgictSHyjPmgyFYd

27/05/2026

Got some exciting news🥳🙌

🚨 New YouTube channel just went live TODAY!!!

This is the one I've been building for you.

If you're a first home buyer in Australia who's confused, overwhelmed, or just doesn't know where to start, this channel is exactly what you need.

Most people aren't stuck because they're doing something wrong. They're stuck because nobody has ever explained it properly.

15 years in finance. 10 as a broker. I've helped hundreds of people in your exact position get to the other side.

Every single video I post is one less thing you have to figure out alone.

Deposits. Pre-approval. Borrowing power. Government schemes. All of it. Plain and simple.

Hit subscribe. Comment HOME below if you want to know exactly where to start.

Let's get you into your first home. 🏡

YT: First Homebuyers Australia (https://www.youtube.com/channel/UCpKZ_pbxXK107PK-_fOuU7Q)

19/05/2026

Private Credit: The Black Hole Bigger Than the GFC

The shadow banking system has quietly grown into a $3 trillion black hole — and Australia's housing market, your super, and the banks are all sitting inside it.

The same warning signs from 2008 are flashing again, and almost no one is paying attention.

Watch thr full video on my YouTube Channel: Will Bell Mortgage Broker