Mortgage Choice Brad Kirby

Mortgage Choice Brad Kirby Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgage Choice Brad Kirby, Mortgage brokers, 1/46 Hartnett Drive, Frankston.

With over 30 lenders on our panel, the Mortgage Choice team in Seaford and Frankston give everyday Australians access to thousands of home loans, as well as expert advice to guide you through the process.

Debt consolidation is the process of combining multiple debts into a single loan or repayment arrangement. This may help...
15/06/2026

Debt consolidation is the process of combining multiple debts into a single loan or repayment arrangement. This may help simplify finances by reducing the number of repayments to manage each month.

In some cases, higher-interest debts such as credit cards or personal loans can be consolidated into a home loan, which may provide a lower interest rate. However, while this can reduce monthly repayments, it may also increase the total interest paid over the life of the loan and could result in paying off short-term debt over a longer period. Borrowers should carefully consider the costs, loan term and overall financial impact before consolidating debt.

Debts you could consider consolidating may include:
-Home loan
-Credit cards
-Personal loans
-Car loans.

Of course, it’s important to understand the risks and benefits of this strategy. Reach out today to talk about whether debt consolidation could be right for you.

📞0499999956
www.mortgagechoice.com.au/brad.kirby

If it's been a while since you last reviewed your home loan, a Mortgage Choice broker is here to help. We can compare yo...
12/06/2026

If it's been a while since you last reviewed your home loan, a Mortgage Choice broker is here to help.
We can compare your current rate against thousands of products from more than 35 lenders to make sure you’re still on a competitive rate and have the features you need.
Reach out today to get started.

📞0499999956
www.mortgagechoice.com.au/brad.kirby

The RBA will announce the next cash rate decision on 16 June.  With three cash rate increases in 2026 so far, what do yo...
09/06/2026

The RBA will announce the next cash rate decision on 16 June.
With three cash rate increases in 2026 so far, what do you think the next move will be?
Drop your prediction in the comments below.👇

📞0499999956
www.mortgagechoice.com.au/brad.kirby

Kick goals on your property journey with a Mortgage Choice broker by your side. We can: ✅ Help you secure pre-approval t...
07/06/2026

Kick goals on your property journey with a Mortgage Choice broker by your side. We can:
✅ Help you secure pre-approval to purchase your first or next home
✅ Review your current home loan to look for a more competitive interest rate or loan features that better suit your needs
✅ Find strategic investment loan structures to help you build your portfolio.
Talk to us today to get started.

📞0499999956
www.mortgagechoice.com.au/brad.kirby

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

📞0499999956
www.mortagechoice.com.au/brad.kirby

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

If reviewing your home loan is on your to-do list for the new financial year, we can help.  With access to thousands of ...
03/06/2026

If reviewing your home loan is on your to-do list for the new financial year, we can help.

With access to thousands of products from more than 35 lenders, we work hard to find the right loan for your needs. We manage the application process from start to finish and negotiate with lenders on your behalf, saving you hours of research and paperwork.

Contact us today to get started.

📞0499999956
www.mortgagechoice.com.au/brad.kirby

Understanding your borrowing capacity is often the first step in any property journey. 🧐 Borrowing capacity is the maxim...
01/06/2026

Understanding your borrowing capacity is often the first step in any property journey. 🧐

Borrowing capacity is the maximum amount of money a lender is willing to loan you to purchase a property. It factors in your income, your existing debts, living expenses, and the lender’s current interest rates, to ensure you can comfortably manage repayments.

We have access to market-leading rates from over 35 lenders, and each one may calculate your borrowing capacity differently.

Ready to find out where you stand? Let’s chat today for a quick assessment of your borrowing potential.

📞0499999956
www.mortgagechoice.com.au/brad.kirby

Did you know that switching from monthly to fortnightly or weekly repayments can shave years off your mortgage?  By swit...
29/05/2026

Did you know that switching from monthly to fortnightly or weekly repayments can shave years off your mortgage?

By switching to weekly or fortnightly repayments, you increase the frequency of your payments and can effectively pay off more of your loan each year. It’s a simple ‘set and forget’ hack to pay off your home sooner. 🏡

Want to see how much time you could save? Talk to us today and we’ll crunch the numbers for you.

📞0499999956
www.mortgagechoice.com.au/brad.kirby

Thank you for the thoughtful feedback.Purchasing your first home can feel daunting, so it’s important to have someone gu...
13/05/2026

Thank you for the thoughtful feedback.

Purchasing your first home can feel daunting, so it’s important to have someone guiding you through the process and keeping things on track.

If you’re unsure where to start or want more insight regarding your options, we’re always here to help.

📞0499999956
www.mortagechoice.com.au/brad.kirby

Address

1/46 Hartnett Drive
Frankston, VIC
3198

Opening Hours

Monday 8am - 6:30pm
Tuesday 8am - 6:30pm
Wednesday 8am - 6:30pm
Thursday 8am - 6:30pm
Friday 8am - 6:30pm
Saturday 9am - 4pm

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