Nectar Mortgages: Grant Howe

Nectar Mortgages: Grant Howe Grant Howe is a mortgage broker based in St Ives, that is dedicated to providing the best possible s All loans are subject to suitability.

Grant moved into mortgage broking, after holding senior management roles with global finance providers, managing their business partner programs across Australia and New Zealand. He is now looking forward to bringing both skill sets together to assist his brokers to grow their businesses - in fact itโ€™s what he enjoys most about his role.
โ€œI love working closely with like-minded people to establish

new relationships that build into partnerships,โ€ says Grant. With extensive experience in developing and maintaining business partner relationships, Grant has the knowledge and experience to help brokers cultivate the partnerships that will be the driving force in their business. As well as being a mad keen rugby union supporter, Grant is also a keen mountain biker and golfer. In fact, he reckons that if he could do anything (other than working for Nectar!) he would be a professional golfer. Grant Howe is an authorised credit representative (Credit Representative Number 462571) of Custom Equity Group Pty Ltd (Australia Credit Licence Number 383666).

๐‘ ๐” ๐Ž๐Š? ๐ƒ๐š๐ฒ ๐Ÿ’› Today is R U OK? Day โ€“ a good reminder to check in with the people around us, not just today, but any day....
10/09/2026

๐‘ ๐” ๐Ž๐Š? ๐ƒ๐š๐ฒ ๐Ÿ’›
Today is R U OK? Day โ€“ a good reminder to check in with the people around us, not just today, but any day.

Sometimes a simple โ€œAre you OK?โ€ and taking the time to really listen can make a real difference. ๐Ÿ’›

Whether itโ€™s a friend, family member, colleague, neighbour or mate, a genuine conversation can help someone feel supported and remind them theyโ€™re not alone๐Ÿค— .

You donโ€™t need to have all the answers. Sometimes, simply being there and listening is a great place to start.

๐Ÿ‘‰ For tips on starting the conversation and supporting someone who may be struggling, visit ruok.org.au

๐‡๐š๐ฉ๐ฉ๐ฒ ๐…๐š๐ญ๐ก๐ž๐ซโ€™๐ฌ ๐ƒ๐š๐ฒ ๐ญ๐จ ๐š๐ฅ๐ฅ ๐ญ๐ก๐ž ๐๐š๐๐ฌ ๐š๐ง๐ ๐Ÿ๐š๐ญ๐ก๐ž๐ซ ๐Ÿ๐ข๐ ๐ฎ๐ซ๐ž๐ฌ ๐จ๐ฎ๐ญ ๐ญ๐ก๐ž๐ซ๐ž! ๐Ÿ’™Hereโ€™s hoping today brings good food, plenty of laughs...
06/09/2026

๐‡๐š๐ฉ๐ฉ๐ฒ ๐…๐š๐ญ๐ก๐ž๐ซโ€™๐ฌ ๐ƒ๐š๐ฒ ๐ญ๐จ ๐š๐ฅ๐ฅ ๐ญ๐ก๐ž ๐๐š๐๐ฌ ๐š๐ง๐ ๐Ÿ๐š๐ญ๐ก๐ž๐ซ ๐Ÿ๐ข๐ ๐ฎ๐ซ๐ž๐ฌ ๐จ๐ฎ๐ญ ๐ญ๐ก๐ž๐ซ๐ž! ๐Ÿ’™
Hereโ€™s hoping today brings good food, plenty of laughs, and a bit of time with your favourite people.
However youโ€™re spending it, have a fantastic Fatherโ€™s Day!

๐’๐ฉ๐ซ๐ข๐ง๐  ๐ข๐ฌ ๐ก๐ž๐ซ๐ž! ๐ŸŒผ๐ŸกA new season can be a good time to take a fresh look at your property plans โ€“ whether you're buying, s...
31/08/2026

๐’๐ฉ๐ซ๐ข๐ง๐  ๐ข๐ฌ ๐ก๐ž๐ซ๐ž! ๐ŸŒผ๐Ÿก
A new season can be a good time to take a fresh look at your property plans โ€“ whether you're buying, selling, refinancing or staying put.
๐Ÿก Looking to buy? Getting your finances and pre-approval sorted early can help you understand your budget before you start house hunting.
๐Ÿ”‘ First-home buyer? The Australian Government 5% Deposit Scheme could help eligible buyers purchase with a minimum 5% deposit, without paying Lenders Mortgage Insurance. Eligibility criteria and property price caps apply.
๐Ÿ’ฐ Already own a home? Spring can also be a good prompt to review your current home loan, rate and equity โ€“ particularly if itโ€™s been a while since you last checked them.

Whatever your plans this spring, I can help you understand your finance options and get prepared for your next move.

๐Ÿ“ž Get in touch for a chat.

๐‹๐จ๐ฏ๐ž ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฅ๐ข๐ฏ๐ž, ๐›๐ฎ๐ญ ๐œ๐š๐งโ€™๐ญ ๐š๐Ÿ๐Ÿ๐จ๐ซ๐ ๐ญ๐จ ๐›๐ฎ๐ฒ ๐ญ๐ก๐ž๐ซ๐ž? ๐ŸกRentvesting could be worth considering.Rentvesting is a strategy wh...
28/08/2026

๐‹๐จ๐ฏ๐ž ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฅ๐ข๐ฏ๐ž, ๐›๐ฎ๐ญ ๐œ๐š๐งโ€™๐ญ ๐š๐Ÿ๐Ÿ๐จ๐ซ๐ ๐ญ๐จ ๐›๐ฎ๐ฒ ๐ญ๐ก๐ž๐ซ๐ž? ๐Ÿก
Rentvesting could be worth considering.
Rentvesting is a strategy where you continue renting in a location that suits your lifestyle, while buying an investment property in an area that better suits your budget.
With the spring property season getting underway๐ŸŒบ, it could be a good time to explore whatโ€™s possible and whether this approach could work for you.
Curious to know more? ๐Ÿ“ฒ Give me a call and we can chat about how rentvesting works and whether it could be the right fit for you.

๐“๐ข๐ฆ๐ž ๐ญ๐จ ๐ฌ๐ฉ๐ซ๐ข๐ง๐  ๐œ๐ฅ๐ž๐š๐ง ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž๐ฌ? ๐ŸŒธ Credit cards, personal loans or Buy Now Pay Later repayments weighing you down? ๐Ÿ‹๏ธ...
27/08/2026

๐“๐ข๐ฆ๐ž ๐ญ๐จ ๐ฌ๐ฉ๐ซ๐ข๐ง๐  ๐œ๐ฅ๐ž๐š๐ง ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž๐ฌ? ๐ŸŒธ
Credit cards, personal loans or Buy Now Pay Later repayments weighing you down? ๐Ÿ‹๏ธ With spring approaching, now could be a good time to give your finances a tidy-up. ๐Ÿงน

Debt consolidation may help simplify your finances by bringing multiple debts and repayments together.

โ—But itโ€™s not a one-size-fits-all solution. Depending on how the debt is structured, you could end up paying it off over a longer period and paying more interest overall.

๐Ÿ‘‰ Wondering if debt consolidation could work for you? Letโ€™s have a no-obligation chat and weigh up the pros and cons.

๐‡๐จ๐ฐ ๐ฆ๐ฎ๐œ๐ก ๐ž๐ช๐ฎ๐ข๐ญ๐ฒ ๐๐จ ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐ข๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž? ๐Ÿ Property markets change โ€“ and so can the equity you hold in your home.Underst...
25/08/2026

๐‡๐จ๐ฐ ๐ฆ๐ฎ๐œ๐ก ๐ž๐ช๐ฎ๐ข๐ญ๐ฒ ๐๐จ ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐ข๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž? ๐Ÿ 
Property markets change โ€“ and so can the equity you hold in your home.
Understanding your current equity position can be useful if you're considering your next property, refinancing, or simply reviewing where you stand.
I can help you review your current loan and equity position and explore what may be possible given your circumstances.
๐Ÿ“ฒ Curious about where you stand? Let's have a chat.

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐? ๐‹๐ž๐ญ'๐ฌ ๐ž๐ฑ๐ฉ๐ฅ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌGetting a home loan can be harder when your income isn't the same eve...
23/08/2026

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐? ๐‹๐ž๐ญ'๐ฌ ๐ž๐ฑ๐ฉ๐ฅ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ
Getting a home loan can be harder when your income isn't the same every month, but that's exactly where a broker makes life easier.๐Ÿ˜‡

I can help:
โ€ข present your income clearly to lenders, even if it fluctuates
โ€ข explain add-backs and business expenses to lenders
โ€ข find lenders who understand self-employed income

If you're thinking about buying or refinancing this year, chatting to me first can save you a lot of time (and stress). Reach out๐Ÿ“ฒ, I'm here to help.

๐“๐ข๐ฆ๐ž ๐ญ๐จ ๐ฎ๐ฉ๐๐š๐ญ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ซ๐ข๐๐ž? ๐Ÿš˜Dreaming of a shiny new set of wheels? Whether it's a sporty car ๐ŸŽ๏ธ, trusty ute ๐Ÿ›ป or roomy SU...
20/08/2026

๐“๐ข๐ฆ๐ž ๐ญ๐จ ๐ฎ๐ฉ๐๐š๐ญ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ซ๐ข๐๐ž? ๐Ÿš˜
Dreaming of a shiny new set of wheels? Whether it's a sporty car ๐ŸŽ๏ธ, trusty ute ๐Ÿ›ป or roomy SUV ๐Ÿš™, I can help you explore your finance options.

With access to 50+ lenders, I can compare a range of loans to help find one that may suit your circumstances and needs.

Thinking about your next vehicle? Message me today and let's see what could work for you!

๐Ÿ  ๐’๐ข๐œ๐ค ๐จ๐Ÿ ๐ซ๐ž๐ง๐ญ๐ข๐ง๐ ?If you're feeling the pressure of rising rent with little to show for it long-term, you're not alone.R...
19/08/2026

๐Ÿ  ๐’๐ข๐œ๐ค ๐จ๐Ÿ ๐ซ๐ž๐ง๐ญ๐ข๐ง๐ ?
If you're feeling the pressure of rising rent with little to show for it long-term, you're not alone.

Rental markets remain tight across much of Australia, and affordability continues to be a challenge for many households.

While property market conditions vary from area to area, understanding your borrowing capacity and home ownership options can help you make informed decisions about your next move.

๐Ÿ’ก This is where I can help:
โœ” Work out what you can comfortably afford โ€“ not just what a lender may be willing to lend.
โœ” Explore deposit options, government schemes and grants you may be eligible for.
โœ” Compare lenders and loan options to find a solution that suits your circumstances.

Buying isn't the right choice for everyone, but if you've been wondering whether home ownership could be within reach, it's worth exploring your options.

๐Ÿ“ฉ Send me a message to explore your options and understand what steps may be involved in buying a home.

๐Ÿ’ผ๐Š๐ž๐ž๐ง ๐ญ๐จ ๐ ๐ซ๐จ๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ? Whether you're eyeing new equipment, hiring staff, or just need a cashflow boost๐Ÿš€, the righ...
18/08/2026

๐Ÿ’ผ๐Š๐ž๐ž๐ง ๐ญ๐จ ๐ ๐ซ๐จ๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ?
Whether you're eyeing new equipment, hiring staff, or just need a cashflow boost๐Ÿš€, the right business loan could make a real difference. And that's where I come in. ๐Ÿ™‹โ€โ™‚๏ธ
I can help you explore your options, figure out what suits your goals, and take the guesswork out of the process.
๐Ÿ“ฉ Flick me a message or give me a call - always happy to help.

Address

12 Wembury Road
Saint Ives, NSW
2075

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

Telephone

+61411558858

Website

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