Evan Zhang - Credit Advisor

Evan Zhang - Credit Advisor Providing the latest up-to-date news and announcements regarding Australian lending policies.

🏡 Buying Your Next Home Before Selling Your Current One?You may not need to wait for your current property to sell befor...
15/05/2026

🏡 Buying Your Next Home Before Selling Your Current One?

You may not need to wait for your current property to sell before securing your next dream home. A Bridging Loan can help make the transition smoother and less stressful.

✅ What is a Bridging Loan?
A short-term loan that helps “bridge” the gap between buying a new property and selling your existing one.

✨ Why clients consider bridging finance:
• Secure a new property sooner
• Avoid missing out on the right home
• Reduce pressure to sell quickly
• Extra flexibility during the moving process

Whether you’re upgrading, downsizing, or relocating, a bridging loan could help you move with confidence.

Every situation is different, and choosing the right lender and loan structure is key. If you’d like to understand how bridging finance works and whether it suits your situation, feel free to send me a message 📩

Cash rate up again to 4.35%—expect changes in borrowing power and repayments. Now more than ever, strategy matters. ...
05/05/2026

Cash rate up again to 4.35%—expect changes in borrowing power and repayments. Now more than ever, strategy matters.

́lia

"I had great experience working with Evan Zhang. He was super professional, responsive and took the time to clearly expl...
17/04/2026

"I had great experience working with Evan Zhang. He was super professional, responsive and took the time to clearly explain every step of the process. I felt supported throughout and appreciated how smoothly everything was handled. Highly recommend to anyone looking for reliable and knowledgeable service."

📞 Evan - 0437 872 818

Medical professionals, this one’s for you 👩‍⚕️👨‍⚕️You may be eligible to purchase your home without paying LMI, even wit...
27/03/2026

Medical professionals, this one’s for you 👩‍⚕️👨‍⚕️
You may be eligible to purchase your home without paying LMI, even with less than a 20% deposit.
More savings. Less waiting. Faster access to your property goals.

📩 Send me a message to see if you qualify.

The cash rate is now at 4.10% 📈With the latest update from the Reserve Bank of Australia, many borrowers may start to fe...
17/03/2026

The cash rate is now at 4.10% 📈
With the latest update from the Reserve Bank of Australia, many borrowers may start to feel the impact.

what this means for your monthly repayments

́lia

🏡 Australian Property Market Update – December 2025The value of residential dwellings in Australia has reached $12.3 tri...
13/03/2026

🏡 Australian Property Market Update – December 2025

The value of residential dwellings in Australia has reached $12.3 trillion, increasing by $384.8 billion this quarter.

📈 Key highlights:
• Total dwellings: 11.45 million homes
• Average home price: $1,074,700 (+$28,700 this quarter)
• Property values increased across all states

Strongest quarterly growth:
Western Australia: +7.8%
Queensland: +5.3%
New South Wales: +1.7%

With housing values continuing to rise, it's clear the Australian property market remains resilient.

💭 Thinking about buying, investing, or refinancing? Now is the time to understand your options.

"Even when my plans were uncertain or put on hold, he never lost patience. He kept following up, providing updates on ra...
27/02/2026

"Even when my plans were uncertain or put on hold, he never lost patience. He kept following up, providing updates on rate changes, and sharing helpful insights when new opportunities arose. Evan’s consistency, professionalism, and genuine sense of responsibility are rare to find. I truly appreciate the effort he’s put into helping me over such a long period. If you’re looking for a broker who genuinely cares about your goals and will guide you with honesty and expertise, I couldn’t recommend Evan more highly. And for anyone who speaks Mandarin. Evan is fluent in Chinese too, which makes communication even smoother and more reassuring."

📞 Evan - 0437 872 818

First Home Buyers Are Gaining Momentum!New first home buyer loan commitments have jumped 6.8% this quarter, reaching 31,...
20/02/2026

First Home Buyers Are Gaining Momentum!

New first home buyer loan commitments have jumped 6.8% this quarter, reaching 31,783 loans, and are up 9.1% over the year 📈

The average loan size has also climbed to a record $607,624 — showing strong demand and growing confidence across the market.

A big driver? The Australian Government’s First Home Guarantee Scheme (5% deposit scheme) 🙌
Eligible buyers can purchase with as little as 5% deposit without paying LMI, making home ownership more accessible and helping more Australians enter the market sooner.

With most states recording growth and government support expanding eligibility, we’re seeing the early signs of renewed first home buyer activity.

If you’ve been saving and waiting — this could be your window of opportunity.

Message me to check your eligibility under the Guarantee Scheme and explore your borrowing power 🏠💬

The Reserve Bank of Australia has raised the cash rate by 0.25% to 3.85% — its first hike in 2026 as inflation remains a...
03/02/2026

The Reserve Bank of Australia has raised the cash rate by 0.25% to 3.85% — its first hike in 2026 as inflation remains above target and demand stays strong.

📊 Australia’s Housing Market Update — January 2026Here’s the latest snapshot from the Cotality Monthly Housing Chart Pac...
23/01/2026

📊 Australia’s Housing Market Update — January 2026

Here’s the latest snapshot from the Cotality Monthly Housing Chart Pack 👇

🏡 Market resilience continues — over the past 40 years, Aussie home values have shown historic strength even in tough conditions, with only a few periods of decline. 2025 ranked 11th highest for annual growth over the last four decades.

📈 Key highlights:
• Total residential property value $12.3 trillion nationally.
• Dwelling values up +8.6% over the year and +2.9% over the latest quarter.
• Tough competition at lower price points — strong growth in more affordable homes.
• Around 561,000 sales in 2025 — up vs 2024 and above the 5-year average.
• Listings remain tight — total stock ~16% lower than a year ago.
• Rents lifted ~5.2% across Australia.

📉 Growth momentum is starting to ease in early 2026, with Sydney & Melbourne showing softer monthly movement — but national values remain elevated.

Address

Suite 3, Level 11, Tower 1, 475 Victoria Avenue
Chatswood, NSW
2067

Telephone

+61437872818

Website

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