Easy Finance and Mortgage

04/06/2026

Nice to catch up Duncan. Macquarie bank manger for updates!!

13/05/2026

on or Before 12 May 2026, Fully Grandfathered.

Source, According to 2026-2027 Federal Budget , General information's only.
📞 Call Us Today: 0433632985/ 02 8541 5192
🌐 Visit: https://www.easyfinanceandmortgage.com.au
📅 Book a FREE Consultation Now!
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13/05/2026

Budget 2026. In summary,
CGT-
Example (current rules)
• Buy investment property: $700,000
• Sell later: $1,000,000
• Profit = $300,000
Under current rules:
• Only 50% is taxable
• Taxable gain = $150,000
Example under new system
Scenario
• Buy property = $700,000
• Inflation adjustment increases cost base to $820,000
• Sell property = $1,000,000
New taxable gain
• $1,000,000 − $820,000
• Taxable gain = $180,000
So:
• Under old system → taxable gain = $150,000
• Under new system → taxable gain = $180,000
Negative Gearing,
• In welcome relief, grandfathered changes so that they do not apply to existing negatively geared properties (i.e. only properties acquired from 12 May 2026, which will lose benefit from 1 July 2027).
• Excess losses will be carried forward and able to be offset against residential property income (including capital gains) in future years.
• Instant asset write-off of AU$20,000 made permanent if turnover less than AU$10 million
• Wage and salary earners and sole traders provided with a permanent annual tax offset as cost-of-living support for all working Australians. $250.
• New mechanism allows eligible taxpayers to claim a flat AU$1,000 deduction for work related expenses without itemising or substantiating individual expenses.

28/04/2026

If you’re buying:
Better negotiating power than before
Still need strong income / savings
Timing rates matters a lot.
Home value index as per Cotality.
Lets have a chat- (02) 8541 5192

20/04/2026

Tired of Low Super Returns?

Primary Text:
If your super isn’t growing the way you want… it’s time to rethink your strategy.

SMSF property investment may offer:
✔ Better control
✔ Potential higher returns
✔ Long-term wealth creation

Let’s see if it’s right for you.

👉 Get a personalised SMSF loan assessment

10/04/2026

One step away — let’s get your loan approved today.”
“Take the next step. Your home loan starts here.”
“Ready to move forward? You’re just one step away.”
0433632985.

31/03/2026

31/03/2026

STOP overpaying your home loan 😳

Most Australians don’t know this…
You can NEGOTIATE your interest rate with the bank.

Here’s how:

Check your current rate
Compare with market rates
Call me 0433 632 985😉

31/03/2026

Lets have a chat !

26/03/2026

Congratulations on successfully refinancing your home loan! 🎉

This is a great step towards better financial flexibility and savings. I'm glad I could assist you through the process. If you need any further support or have questions in the future, feel free to reach out anytime.

Wishing you all the best in this next chapter!