22/12/2025
๐๐ Weekly Wrap: Closing Out 2025
Another big week behind the scenes. A mix of long-term planning, persistence paying off, and setting things in motion for a big start to 2026!
1๏ธโฃ Clients First SMSF Investment in Motion
Started working closely with a client and his accountant to set up his very first SMSF property investment. These structures take teamwork and planning, but when done right, they can be very powerful, for several reasons not limited to tax purposes, asset protection and financial planning.
2๏ธโฃ Interstate Investment Settled, Bigger Plans Ahead
Had an investment purchase in Queensland settle successfully. Next year we will be stepping it up by setting up trust structures as the client plans to acquire four more properties. Happy to be part of his team ๐
3๏ธโฃ Mates Refinance and Investment Pre Approval
Put through both a refinance and an investment pre approval for a friend. As we increased total lending with the same bank, I was able to internally renegotiate and drop the rate on his existing loan. A strong result without changing lenders, costing him nothing to internally refinancing but saving 15 points on his existing loan and setting him up to purchase his next investment!
4๏ธโฃ The One That Got Away, Then Came Back
After nurturing a client for six months, he was briefly taken by another broker at the last minute due to timing and proximity. Persistence paid off and I won him back, finally submitting the refinance and cash out he had been wanting to do. Timing matters and with him taking time off work we got it done.
5๏ธโฃ Asset Finance For Once
Secured a very competitive asset finance option for a new Toyota purchase for a client. The client ultimately chose dealer finance because they included extra servicing perks. A good reminder that it never hurts to negotiate big purchases! Dont just settle for what is first offered to you.
6๏ธโฃ Bridging Loan Approved in Regional Victoria
Received formal approval on a bridging loan I have been working on for some time for an elderly couple in regional Victoria. Very happy to help them secure finance to move into the property they truly want.
7๏ธโฃ Building the Dream with a Five Percent Deposit
Submitted a land and construction loan for a friend under the five percent deposit scheme. They will be able to build the home they have always wanted with a relatively small amount of cash upfront in a growth suburb.
8๏ธโฃ Setting Up For a Big 2026
Registered interest in two major marketing events taking place next year. Always looking to improve, learn, and grow. Watch this space.
๐ If you are thinking about buying, refinancing, investing, or simply want a second opinion on your options, feel free to reach out. 0481818600