Shenayah Ellis - Mortgage Broker

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Australia
Perth, WA
Shenayah Ellis - Mortgage Broker

Turning your DREAMS into reality!! Specialising in personal, business and asset loans.

10/08/2026

🩺 What happens in a home loan health check? 🩺⁣
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First, we check the pulse of your loan: does it still meet your needs? 💡⁣
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Next, we look at vitals like the interest rate and loan features. 📊⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. 💰⁣
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It’s all about having the home loan that helps keep you in great financial shape. 🏡⁣
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Call today to arrange a home loan health check. 👇⁣
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To find out more, DM us or contact Shenayah at Direct Financial on:

☎️ – 0416 337 394
💻 – [email protected]

07/08/2026

📈 Home loan rate rising? Here are your options 📈

Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear the higher interest rate.

Competition is heating up for your business among lenders - so it might be time to shop around?

Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇

To find out more, DM us or contact Shenayah at Direct Financial on:

☎️ – 0416 337 394
💻 – [email protected]

06/08/2026

🗞📰 𝗪𝗮𝘀 𝘆𝗼𝘂𝗿 𝗼𝗳𝗳𝘀𝗲𝘁 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 𝗳𝗹𝗮𝗴𝗴𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗔𝗦𝗜𝗖 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗴𝗮𝘁𝗶𝗼𝗻? 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually been helping you save. 🔎 🏡⁣⁣⁣⁣⁣⁣
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https://directfinancial.com.au/news/was-your-offset-account-flagged-in-the-asic-investigation

05/08/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. 👇⁣
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To find out more, DM us or contact Shenayah at Direct Financial on:

☎️ – 0416 337 394
💻 – [email protected]

03/08/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
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Talk to us to find out more. 👇⁣
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To find out more, DM us or contact Shenayah at Direct Financial on:

☎️ – 0416 337 394
💻 – [email protected]

31/07/2026

🔁 A record number of Aussies just refinanced 🔁⁣
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More than 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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If you haven't reviewed your home loan in a while, DM us to see if it you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM us or contact Shenayah at Direct Financial on:

☎️ – 0416 337 394
💻 – [email protected]

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* ABS statistics

30/07/2026

🗞📰 𝗛𝗼𝘄 𝘁𝗼 𝗮𝘃𝗼𝗶𝗱 𝘁𝗵𝗶𝘀 𝗰𝗼𝗺𝗺𝗼𝗻 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿 𝘁𝗿𝗮𝗽 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣
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Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices. ⚖️⁣⁣⁣⁣⁣
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https://directfinancial.com.au/news/how-to-avoid-this-common-home-buyer-trap

29/07/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, DM us or contact Shenayah at Direct Financial on:

☎️ – 0416 337 394
💻 – [email protected]

27/07/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM us or contact Shenayah at Direct Financial on:

☎️ – 0416 337 394
💻 – [email protected]

24/07/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣
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A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣
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DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. 👇⁣
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To find out more, DM us or contact Shenayah at Direct Financial on:

☎️ – 0416 337 394
💻 – [email protected]

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* Canstar research

Address

Perth, WA
6048

Telephone

+61416337394

Website

https://directfinancial.com.au/

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