Shenayah Ellis - Mortgage Broker

Shenayah Ellis - Mortgage Broker Turning your DREAMS into reality!! Specialising in personal, business and asset loans.

๐Ÿ—ž๐Ÿ“ฐ ๐—ก๐—ผ๐˜ ๐—ฎ ๐—ต๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด โ€œ๐—ฐ๐—ฟ๐—ฎ๐˜€๐—ตโ€ โ€“ ๐—ฒ๐—ฎ๐˜€๐—ถ๐—ป๐—ด ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—น๐—ฒ๐—ป๐˜๐˜† ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃHouse price growth is slowin...
04/06/2026

๐Ÿ—ž๐Ÿ“ฐ ๐—ก๐—ผ๐˜ ๐—ฎ ๐—ต๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด โ€œ๐—ฐ๐—ฟ๐—ฎ๐˜€๐—ตโ€ โ€“ ๐—ฒ๐—ฎ๐˜€๐—ถ๐—ป๐—ด ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—น๐—ฒ๐—ป๐˜๐˜† ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃ
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House price growth is slowing but experts say not to expect a crash. We look at whatโ€™s changed, and why todayโ€™s market may offer good opportunities for homebuyers. ๐Ÿกโฃโฃโฃโฃ
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https://directfinancial.com.au/news/not-a-housing-%E2%80%9Ccrash%E2%80%9D-%E2%80%93-easing-growth-and-plenty-of-buying-opportunities

๐Ÿง  First home buyers are taking smart steps to get into the market ๐Ÿง โฃโฃBuying a first home is no longer defined by a singl...
03/06/2026

๐Ÿง  First home buyers are taking smart steps to get into the market ๐Ÿง โฃ
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Buying a first home is no longer defined by a single pathway. ๐Ÿกโฃ
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First home buyers are using smart strategies to get into the property market. โฃ
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CommBank data shows 6 in 10 are teaming up with a co-buyer, a spouse, friend or family member. ๐Ÿคโฃ
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Others are using the 5% Deposit Scheme. โฃ
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Some first timers are heading to regional areas for better affordability. ๐ŸŒ„โฃ
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What will your strategy look like? ๐Ÿค”โฃ
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You could potentially combine all three! ๐Ÿš€โฃ
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Call us to know the options that can help you become a first home owner. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Shenayah at Direct Financial on:

โ˜Ž๏ธ โ€“ 0416 337 394
๐Ÿ’ป โ€“ [email protected]

๐Ÿ“ˆ Property investor activity is the highest it's been in years ๐Ÿ“ˆโฃโฃAcross Australia, more new home loans are going to inv...
01/06/2026

๐Ÿ“ˆ Property investor activity is the highest it's been in years ๐Ÿ“ˆโฃ
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Across Australia, more new home loans are going to investors. ๐Ÿกโฃ
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Thatโ€™s the word from PropTrack. ๐Ÿ“Šโฃ
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It says rising investor activity is being driven by low vacancies, a tight rental market and rapid rent increases. ๐Ÿ”ฅโฃ
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Strong growth in home prices saw more than 93% of recent investor sales turn a profit. ๐Ÿ’ฐโฃ
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Thatโ€™s the highest level in a decade. โฃ
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Property investors may also be able to make interest-only payments. ๐Ÿ’กโฃ
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That can be a real plus for cash flow. โฃ
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Talk to us about potentially using your home equity in lieu of a cash deposit to buy a rental property. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Shenayah at Direct Financial on:

โ˜Ž๏ธ โ€“ 0416 337 394
๐Ÿ’ป โ€“ [email protected]

29/05/2026

๐Ÿ˜๏ธ Want to buy an investment property? ๐Ÿ˜๏ธโฃ
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You're not alone. In fact, 2-in-5 people plan to buy a rental property in the next 12 months.*โฃ
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How can they afford to do so?โฃ
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Well, home owners may be able to use their home equity in place of a cash deposit on an investment property. โฃ
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DM us to explore pathways to owning an investment property. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Shenayah at Direct Financial on:

โ˜Ž๏ธ โ€“ 0416 337 394
๐Ÿ’ป โ€“ [email protected]


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* Great Southern Bank survey

๐Ÿ—ž๐Ÿ“ฐ ๐—š๐—ฒ๐—ป ๐—ญ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ๐˜€ ๐—ถ๐—ป๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃA few tweaks to a popular first home buyer scheme has driv...
28/05/2026

๐Ÿ—ž๐Ÿ“ฐ ๐—š๐—ฒ๐—ป ๐—ญ ๐—ฟ๐—ฎ๐—ฐ๐—ฒ๐˜€ ๐—ถ๐—ป๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃ
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A few tweaks to a popular first home buyer scheme has driven a โ€œsurgeโ€ in Gen Zs buying their first home. And itโ€™s not the only upside giving first home buyers a boost now. ๐Ÿš€โฃโฃโฃโฃโฃโฃโฃ
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https://directfinancial.com.au/news/gen-z-races-into-the-property-market

๐Ÿก The big advantage of owning rather than renting ๐ŸกโฃโฃThey say rent money is dead money (unless you're the one collecting...
27/05/2026

๐Ÿก The big advantage of owning rather than renting ๐Ÿกโฃ
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They say rent money is dead money (unless you're the one collecting it!) ๐Ÿ˜…โฃ
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And while not everyone is in a position to own their own home just yet, a recent Cotality report shows there are still locations where it can be cheaper to buy an apartment than rent. ๐Ÿ“Šโฃ
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In inner Melbourne, and some suburbs in Darwin and the ACT, it can be cheaper to buy, rather than rent, a unit. ๐Ÿขโฃ
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There can also be minimal differences between rent and loan repayments in parts of Sydney, Adelaide and Perth. โฃ
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But home ownership isnโ€™t just about rent versus mortgage payments. โฃ
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Home owners can also potentially benefit from property price growth, the freedom to add value through renovations, and the personal rewards of saying โ€œI own thisโ€. ๐Ÿ โฃ
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Talk to us about jumping off the rental merry-go-round and becoming a home owner. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Shenayah at Direct Financial on:

โ˜Ž๏ธ โ€“ 0416 337 394
๐Ÿ’ป โ€“ [email protected]

๐ŸŒ What's the best city in Australia to raise a family ๐ŸŒโฃโฃCompare the Market has ranked the best 50 cities globally to ra...
25/05/2026

๐ŸŒ What's the best city in Australia to raise a family ๐ŸŒโฃ
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Compare the Market has ranked the best 50 cities globally to raise a family. โฃ
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Hats off to Brisbane, which topped the list, by a solid margin! ๐Ÿ†โฃ
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London and Auckland took out 2nd and 3rd place. ๐Ÿฅˆ๐Ÿฅ‰โฃ
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Sydney made the top five, ranking fifth. ๐Ÿ“โฃ
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Other major Australian cities like Perth ranked sixth, and Melbourne ranked seventh. ๐Ÿ“ˆโฃ
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But hey, we're pretty spoilt for choice here in Australia.โฃ
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No matter where youโ€™re planning to raise a family, having a home loan that suits your needs can play a key role in putting down roots. ๐Ÿกโฃ
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Talk to us about a home loan that can let your family find a cosy nest. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Shenayah at Direct Financial on:

โ˜Ž๏ธ โ€“ 0416 337 394
๐Ÿ’ป โ€“ [email protected]

22/05/2026

๐Ÿฅถ Brace yourselves, Winter is coming! ๐Ÿฅถโฃ
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. โฃ
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1. Seal gaps around windows and doors.โฃ
2. Invest in curtains, blinds or even double glazing. โฃ
3. Insulation can reduce heating costs by around 45%.*โฃ
4. Or, think big and embrace solar power. โฃ
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Need help to fund your winterproofing renos? DM us to explore your funding options. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Shenayah at Direct Financial on:

โ˜Ž๏ธ โ€“ 0416 337 394
๐Ÿ’ป โ€“ [email protected]


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* Department of Energy

๐Ÿ—ž๐Ÿ“ฐ ๐—›๐—ผ๐—บ๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฟ๐—ถ๐˜€๐—ถ๐—ป๐—ด? ๐—ง๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—บ๐—ฎ๐˜† ๐—ฏ๐—ฒ ๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐—ผ๐—ฝ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃReforms to negative gearing and capi...
21/05/2026

๐Ÿ—ž๐Ÿ“ฐ ๐—›๐—ผ๐—บ๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฟ๐—ถ๐˜€๐—ถ๐—ป๐—ด? ๐—ง๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—บ๐—ฎ๐˜† ๐—ฏ๐—ฒ ๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐—ผ๐—ฝ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃ
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Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Hereโ€™s what they could mean for investors, first home buyers and home owners. ๐Ÿ˜๏ธโฃโฃโฃโฃโฃโฃโฃ
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https://directfinancial.com.au/news/home-loan-interest-rate-rising-there-may-be-other-options

๐Ÿ˜๏ธ More Australians are looking to build wealth through property ๐Ÿ˜๏ธโฃโฃTwo in five Aussies plan to buy an investment prope...
20/05/2026

๐Ÿ˜๏ธ More Australians are looking to build wealth through property ๐Ÿ˜๏ธโฃ
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Two in five Aussies plan to buy an investment property in the next 12 months. ๐Ÿ“Šโฃ
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Thatโ€™s the finding of a recent Great Southern Bank survey. ๐Ÿฆโฃ
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Itโ€™s all part of a drive by Australian families to shore up their long term financial wellbeing. ๐Ÿ’ฐโฃ
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. ๐Ÿกโฃ
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. ๐Ÿ’กโฃ
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Shenayah at Direct Financial on:

โ˜Ž๏ธ โ€“ 0416 337 394
๐Ÿ’ป โ€“ [email protected]

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Perth, WA
6048

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