Home Loan Solutions

Home Loan Solutions Let me create a great home loan for you and your family. Can assist First Home Buyers, Investors, Ho Finance Brokers. Talk to us! We help you with the paperwork.

Looking for a Home Loan, Investment Loan, Commercial Loan or Personal Loan? We are paid by lenders so we do not charge you for our services. We are friendly & can come to you. As Finance Brokers it is our obligation to act in your best interest & we will educate you to ensure you understand the loan you are applying for. If you are unsure of whether you are eligible for a loan we can tell you & al

so provide advice about what you will need to get a loan. Purchases, Refinances, First Home Buyers, Construction, Car Loans. Putting clients needs first from all over Perth, perfectly located for Applecross, Parkwood, Canning Vale, Lynwood, Ferndale, Shelley, Bull Creek, Rossmoyne, Ardross, Booragoon.

2 Government Grants Helping People Get Into the MarketA lot of first home buyers do not realise there is more than one g...
11/06/2026

2 Government Grants Helping People Get Into the Market

A lot of first home buyers do not realise there is more than one grant available to them right now.

Here are two worth knowing about ๐Ÿ‘‡

First Home Owner Grant (FHOG)
A one-off payment of up to $10,000 for eligible first home buyers purchasing or building a new home in Western Australia. The property value cap is $750,000.

First Home Guarantee (FHBG)
Buy with as little as a 5% deposit without paying Lenders Mortgage Insurance. The government guarantees up to 15% of the loan โ€” so you do not have to save the full 20%.

Both schemes have eligibility criteria around income, property price, and whether you have owned property before.

Not sure what you qualify for? That is exactly what we are here for.
๐Ÿ“ฉ Send us a message and we will walk you through it.

Fun Fact Friday ๐Ÿ’ณDid you know that every $10,000 in credit card limits reduces your borrowing power by $47,000?That is n...
05/06/2026

Fun Fact Friday ๐Ÿ’ณ

Did you know that every $10,000 in credit card limits reduces your borrowing power by $47,000?

That is not a typo. Lenders factor in your credit card limits when assessing how much you can borrow โ€” not just your balance. So even if you never use the full limit, it is still working against you.

Is it time to reduce your limits?

๐Ÿ“ฉ Message us to find out how your finances stack up.

Fun Fact Friday ๐Ÿค‘If you had invested $100 in Microsoft back in 1986 instead of spending it on a copy of Windows 1.0, tha...
28/05/2026

Fun Fact Friday ๐Ÿค‘

If you had invested $100 in Microsoft back in 1986 instead of spending it on a copy of Windows 1.0, that $100 would be worth around $46,000 today. ๐Ÿ“ˆ That is the power of getting in early and holding on.

Of course, most of us are not buying shares in the next Microsoft โ€” but we are helping people make smart decisions with the biggest investment they will ever make. ๐Ÿก

If you want to make sure your home loan is working as hard as your money should be, drop us a message. ๐Ÿ’ฌ

26/05/2026

Most people do not know their home loan rate is negotiable. ๐Ÿ‘€
And most people do not have the time to ring around 40 lenders to find out. That is what we do. ๐Ÿ’ช

As mortgage brokers, we have access to a wide panel of lenders and we do the legwork for you. ๐Ÿฆ
No queues, no paperwork filled out three times, no being told to wait six weeks. โœ…

We compare your options, explain the differences, and help you make a decision that actually suits your situation. ๐Ÿ™Œ

If you have not reviewed your rate in the last 12 months, there is a good chance you are leaving money on the table. ๐Ÿ’ธ

Get in touch and we will take a look. ๐Ÿ’ฌ

Fun Fact Friday ๐ŸฆThe world's oldest bank is Monte dei Paschi di Siena, founded in 1472 in Tuscany, Italy. It has been op...
21/05/2026

Fun Fact Friday ๐Ÿฆ

The world's oldest bank is Monte dei Paschi di Siena, founded in 1472 in Tuscany, Italy. It has been operating for over 550 years. ๐Ÿ‡ฎ๐Ÿ‡น

For context, that is before Columbus sailed to America, before the printing press had spread across Europe, and long before anyone had heard of a variable interest rate. ๐Ÿ˜„

Banking has come a long way since then โ€” and so have your options when it comes to home loans. We work with a wide panel of lenders to find you the right fit, not just the nearest one.

Drop us a message. ๐Ÿ’ฌ

The 2026 Federal Budget dropped last week and there is a lot of noise out there.Here is what actually matters if you own...
17/05/2026

The 2026 Federal Budget dropped last week and there is a lot of noise out there.

Here is what actually matters if you own property, want to buy, or are thinking about investing.
The short version: existing property owners are largely protected. The changes to negative gearing and capital gains tax apply from July 2027 and only to new purchases made after budget night.

For first home buyers, there is some good news with Help to Buy getting more support and tax cuts putting a little more in people's pockets.

For investors looking at established properties โ€” the rules are changing, and the structure of your lending matters more than ever.

We are across all of it. If you want to know where you stand, drop us a message.

Before 1913, the US banking system was a bit of a free-for-all. Individual banks could issue their own currency, which m...
14/05/2026

Before 1913, the US banking system was a bit of a free-for-all. Individual banks could issue their own currency, which meant the value and reliability of money varied wildly depending on who printed it.

The creation of the Federal Reserve brought centralised control, standardised currency, and a lender of last resort, laying the groundwork for the modern financial system we rely on today.

It's a good reminder that the structures underpinning money and lending have evolved a lot, and having the right guidance through today's system matters just as much.

Thinking about your next move in the property market? Let's talk. ๐Ÿ‘‡

We have been talking about doing this for a while. Now we are actually doing it. ๐ŸŽ™๏ธIntroducing the Funny Money Podcast w...
14/05/2026

We have been talking about doing this for a while. Now we are actually doing it. ๐ŸŽ™๏ธ

Introducing the Funny Money Podcast with Dave and Alex โ€” where we cut through the jargon, talk real money, and answer the questions people are actually asking about property, home loans, and everything in between. ๐Ÿ’ธ๐Ÿก

No suits. No scripts. Just honest conversations about the stuff that matters. ๐Ÿ˜„

Stay tuned โ€” it is coming soon. ๐Ÿ‘€

Follow us so you do not miss the first episode. ๐Ÿ””

๐Ÿ“Š Weekly Market UpdateHere's what happened in Perth property this week.๐Ÿ“ˆ Data from REIA WA, week ending 3 May 2026.Think...
12/05/2026

๐Ÿ“Š Weekly Market Update
Here's what happened in Perth property this week.
๐Ÿ“ˆ Data from REIA WA, week ending 3 May 2026.
Thinking about buying, selling or refinancing? These numbers matter. If you want to know what they mean for your situation, send us a message.

We love hearing from our clients.Helping people navigate the home loan process is what we do โ€” and knowing we've made a ...
09/05/2026

We love hearing from our clients.
Helping people navigate the home loan process is what we do โ€” and knowing we've made a difference is the best part of the job.
Thanks to everyone who's trusted us with their lending journey. Your feedback means a lot.
Thinking about buying, refinancing or just want to know your options? Send us a message.

Address

Suite 7/101 Collins Road
Willetton, WA
6155

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+61892595626

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