Direct Financial

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Perth, WA
Direct Financial

We help you obtain competitive loans to suit your personal needs whether it be a Home loan, Business loan, Car loan or Refinancing your existing loans.

The team at Direct Financial are professional mortgage brokers that specialise in home loans, investment loans, business loans and car loans. With over 25 years of experience providing the best possible solutions for their clients, Direct Financial has the experience and knowledge to assist you with your finance needs.

10/08/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

07/08/2026

🏆 Mortgage brokers now serve 4-in-5 home buyers 🏆

After years of growth, mortgage brokers have smashed a new record in market share!

Brokers now help buyers for 81% of all new home loans*.

In trying times the guidance and support of a broker can be your key to home buying success.

DM us today to experience the broker difference. 🙌

To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

*MFAA statistics

06/08/2026

🗞📰 𝗪𝗮𝘀 𝘆𝗼𝘂𝗿 𝗼𝗳𝗳𝘀𝗲𝘁 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 𝗳𝗹𝗮𝗴𝗴𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗔𝗦𝗜𝗖 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗴𝗮𝘁𝗶𝗼𝗻? 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually been helping you save. 🔎 🏡⁣⁣⁣⁣⁣⁣
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https://directfinancial.com.au/news/was-your-offset-account-flagged-in-the-asic-investigation

05/08/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
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Talk to us to find out more. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

03/08/2026

🌳 Why regional homes are gaining in popularity 🌳⁣
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Relaxed living, better value and enticing affordability. 🌿⁣
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It’s all driving a trend towards regional living - either out bush or by the sea. 🏡⁣
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The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities, according to Cotality research. 📊⁣
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Could a move to the regions help you become a home owner? 💡⁣
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Contact us to find out. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

31/07/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣
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A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣
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DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

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* Canstar research

30/07/2026

🗞📰 𝗛𝗼𝘄 𝘁𝗼 𝗮𝘃𝗼𝗶𝗱 𝘁𝗵𝗶𝘀 𝗰𝗼𝗺𝗺𝗼𝗻 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿 𝘁𝗿𝗮𝗽 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣
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Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices. ⚖️⁣⁣⁣⁣⁣
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https://directfinancial.com.au/news/how-to-avoid-this-common-home-buyer-trap

29/07/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

27/07/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

24/07/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣
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There are no waitlists. ⁣
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No income limits. ⁣
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No place limits. ⁣
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And you’re free to buy an established home or build a new place. ⁣
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DM us to find out if you're eligible for the 5% Deposit Scheme and bring forward your home-buying plans. 👇⁣
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To find out more, DM us or contact Darryl at Direct Financial on:

☎️ – 0406 712 752
💻 – [email protected]

Address

Unit 7/288 High Road
Perth, WA
6148

Telephone

+61892782656

Website

http://directfinancial.com.au/

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