Direct Financial

Direct Financial We help you obtain competitive loans to suit your personal needs whether it be a Home loan, Business loan, Car loan or Refinancing your existing loans.

The team at Direct Financial are professional mortgage brokers that specialise in home loans, investment loans, business loans and car loans. With over 25 years of experience providing the best possible solutions for their clients, Direct Financial has the experience and knowledge to assist you with your finance needs.

๐Ÿ—ž๐Ÿ“ฐ ๐—›๐—ผ๐˜„ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ถ๐˜€ ๐˜€๐—ต๐—ฎ๐—ฝ๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ฟ๐—ฒ๐—ฎ ๐—ฝ๐—ผ๐˜€๐˜ ๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ ๐—ป๐—ถ๐—ด๐—ต๐˜ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃItโ€™s just over a month since the...
25/06/2026

๐Ÿ—ž๐Ÿ“ฐ ๐—›๐—ผ๐˜„ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ถ๐˜€ ๐˜€๐—ต๐—ฎ๐—ฝ๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ฟ๐—ฒ๐—ฎ ๐—ฝ๐—ผ๐˜€๐˜ ๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ ๐—ป๐—ถ๐—ด๐—ต๐˜ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃ
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Itโ€™s just over a month since the Federal Government unveiled its tax reforms on budget night. Hereโ€™s how property values are responding across the major cities. ๐Ÿ™๏ธโฃโฃโฃโฃ
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https://directfinancial.com.au/news/how-the-property-market-is-shaping-up-in-your-area-post-budget-night

๐Ÿก Granny flat boom fuels demand for renovation loans ๐ŸกโฃโฃThe Aussie backyard is undergoing a makeover. โฃโฃNAB says demand ...
24/06/2026

๐Ÿก Granny flat boom fuels demand for renovation loans ๐Ÿกโฃ
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The Aussie backyard is undergoing a makeover. โฃ
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NAB says demand for renovation loans jumped 21% last year. ๐Ÿ“ˆโฃ
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And itโ€™s primarily being driven by homeowners planning to install a granny flat. โฃ
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A granny flat can provide extra space, be a source of rental income, or potentially add value to your home. ๐Ÿ’ฐโฃ
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But they donโ€™t always come cheap. โฃ
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You could be looking at anywhere from $80,000-$160,000. โฃ
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The good news? ๐Ÿ’กโฃ
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Your home equity can be a source of funding. โฃ
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Talk to us about financing a granny flat in your backyard. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Darryl at Direct Financial on:

โ˜Ž๏ธ โ€“ 0406 712 752
๐Ÿ’ป โ€“ [email protected]

๐Ÿ’ฐ How much do you need to earn to buy a home? ๐Ÿ’ฐโฃโฃDomain recently looked at the income needed to buy a home, assuming a 2...
22/06/2026

๐Ÿ’ฐ How much do you need to earn to buy a home? ๐Ÿ’ฐโฃ
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Domain recently looked at the income needed to buy a home, assuming a 20% deposit. โฃ
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It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. ๐Ÿกโฃ
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For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. โฃ
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The catch is these were figures for houses. โฃ
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Apartments may require a lower income. ๐Ÿขโฃ
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What matters is that you talk to us. โฃ
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We can explain your borrowing power across different lenders based on your situation. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Darryl at Direct Financial on:

โ˜Ž๏ธ โ€“ 0406 712 752
๐Ÿ’ป โ€“ [email protected]

19/06/2026

๐Ÿ˜ฌ Five first home buyer regrets to avoid ๐Ÿ˜ฌโฃ
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Here are the top regrets that first home buyers have about their mortgage.*โฃ
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1. Paying too much in loan fees.โฃ
2. An uncompetitive interest rate. โฃ
3. No offset or redraw features.โฃ
4. Not understanding the product.โฃ
5. Not using a broker.โฃ
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Skip the potential regrets and DM to us find a home loan that matches your needs.๐Ÿ‘‡โฃ
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To find out more, DM us or contact Darryl at Direct Financial on:

โ˜Ž๏ธ โ€“ 0406 712 752
๐Ÿ’ป โ€“ [email protected]


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* Money.com.au research

๐Ÿ—ž๐Ÿ“ฐ ๐—ฅ๐—ฒ๐—ฐ๐—ผ๐—ฟ๐—ฑ ๐˜€๐—บ๐—ฎ๐˜€๐—ต๐—ฒ๐—ฑ: ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐Ÿด๐Ÿฌ% ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐˜๐˜‚๐—ฟ๐—ป ๐˜๐—ผ ๐—ฎ ๐—ฏ๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ฟ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ฒ๐—น๐—ฝ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃThe mortgage broking industry has notc...
17/06/2026

๐Ÿ—ž๐Ÿ“ฐ ๐—ฅ๐—ฒ๐—ฐ๐—ผ๐—ฟ๐—ฑ ๐˜€๐—บ๐—ฎ๐˜€๐—ต๐—ฒ๐—ฑ: ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐Ÿด๐Ÿฌ% ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐˜๐˜‚๐—ฟ๐—ป ๐˜๐—ผ ๐—ฎ ๐—ฏ๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ฟ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ฒ๐—น๐—ฝ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃ
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The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australiaโ€™s residential lending market. Hereโ€™s why. ๐Ÿ™Œโฃโฃโฃโฃโฃ
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https://directfinancial.com.au/news/record-smashed-over-80-of-buyers-turn-to-a-broker-for-help

๐Ÿข Unit versus house, what's your preference? ๐ŸกโฃโฃTwo of the main advantages of apartments are low-maintenance lifestyle a...
17/06/2026

๐Ÿข Unit versus house, what's your preference? ๐Ÿกโฃ
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Two of the main advantages of apartments are low-maintenance lifestyle and greater affordability. โฃ
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Houses and their associated land, on the otherhand, usually provide greater capital gains, according to Cotality data. โฃ
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But you've got to start somewhere...โฃ
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The median unit price across state capitals is $749,446. ๐Ÿ“Šโฃ
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Thatโ€™s 34% less than the median house price of $1,140,454. ๐Ÿกโฃ
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The $391,000 price difference could help you bring forward your home buying plans. โฉโฃ
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And if youโ€™re a first home buyer, you may only need a 5% deposit to get started. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Darryl at Direct Financial on:

โ˜Ž๏ธ โ€“ 0406 712 752
๐Ÿ’ป โ€“ [email protected]

๐Ÿœ Pre-purchase pest inspections may have just became more important ๐ŸœโฃโฃAcross large parts of Australia the end of summer...
15/06/2026

๐Ÿœ Pre-purchase pest inspections may have just became more important ๐Ÿœโฃ
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Across large parts of Australia the end of summer was hot and humid.โฃ
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Perfect conditions for termites.โฃ
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A Domain report reveals a 30% uptick in termite-related calls to pest companies. ๐Ÿ“ˆโฃ
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Getting rid of termites can be expensive. โฃ
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And the damage they leave behind may not be covered by insurance. โš ๏ธโฃ
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For homebuyers, this highlights the value of a pre-purchase pest inspection, which can cost just upwards of $150. โฃ
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Or get a combined pest and building inspection to cover both bases. ๐Ÿงพโฃ
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Contact us to learn more about the steps you should consider when buying a home. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Darryl at Direct Financial on:

โ˜Ž๏ธ โ€“ 0406 712 752
๐Ÿ’ป โ€“ [email protected]

12/06/2026

๐Ÿก Rate hikes have reshaped home owner plans ๐Ÿกโฃ
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Higher interest rates are seeing many families knuckle down to pay off their home loan sooner. โฃ
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72% of mortgage holders now say debt reduction is their #1 financial goal. โฃ
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If youโ€™re keen to double down on your home loan, DM us. โฃ
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We can explain small steps that could potentially make a difference. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact Darryl at Direct Financial on:

โ˜Ž๏ธ โ€“ 0406 712 752
๐Ÿ’ป โ€“ [email protected]

๐Ÿ—ž๐Ÿ“ฐ ๐Ÿฑ ๐˜๐—ถ๐—ฝ๐˜€ ๐˜๐—ผ ๐—ต๐—ฒ๐—น๐—ฝ ๐˜†๐—ผ๐˜‚ ๐—ฐ๐—น๐—ฒ๐—ฎ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฏ๐˜† ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃWorried youโ€™ll still be paying off your mortgage...
11/06/2026

๐Ÿ—ž๐Ÿ“ฐ ๐Ÿฑ ๐˜๐—ถ๐—ฝ๐˜€ ๐˜๐—ผ ๐—ต๐—ฒ๐—น๐—ฝ ๐˜†๐—ผ๐˜‚ ๐—ฐ๐—น๐—ฒ๐—ฎ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฏ๐˜† ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃโฃโฃโฃโฃ
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Worried youโ€™ll still be paying off your mortgage in retirement? New research shows youโ€™re not alone. Here are five tips to help clear the slate before you hang up your work boots. ๐Ÿฅพโฃโฃโฃโฃ
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https://directfinancial.com.au/news/5-tips-to-help-you-clear-your-mortgage-by-retirement

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