Diversifi Pty Ltd

17/06/2026

🏡 A lot of people hear the word “refinance” but aren’t actually sure what it means.
In simple terms?
It’s replacing your current home loan with a new one — either with your current bank or a different lender.

People usually refinance to:
✔️ Reduce repayments
✔️ Review of current interest rate
✔️ Consolidate debt
✔️ Access equity
✔️ Improve loan features (like offset accounts)

And sometimes… it’s simply because your current loan no longer suits your life.
EOFY is one of the most popular times to review your finances — and your mortgage should be part of that too 👀

16/06/2026

The Reserve Bank has once again left the cash rate unchanged, providing some welcome stability for homeowners and borrowers.

While rates haven't moved this month, it's still worth reviewing your home loan. Many lenders have adjusted their pricing over the past 12 months, and you could be paying more than you need to.

Whether you're looking to reduce your repayments, access equity, or check that your current loan is still competitive, now is a great time for a home loan health check.

📞 Get in touch to see how your loan stacks up.

11/06/2026

Finance brokers are the trusted source for home loans in Australia. This has been evidenced in the latest MFAA statistics. They are legislated to act in your best interest. Contact your trusted Diversifi broker today.

10/06/2026

With 30 June approaching, many businesses are looking at the Instant Asset Write-Off before the financial year wraps up.

Depending on your circumstances and your accountant’s advice, this could apply to purchases like:
🚗 Work vehicles & utes
🛻 Trailers
💻 Computers & office equipment
🔧 Tools & machinery
📱 Phones & tech
🚜 Business equipment
EOFY is always a busy time for business and vehicle finance — especially when everyone suddenly remembers there’s only a few weeks left 😅
If you’re considering upgrading equipment or purchasing a vehicle before 30 June, now’s the time to start the conversation.
(And check with your accountant about eligibility and what’s right for your business 👌)

03/06/2026

*rates are subject to change.

29/05/2026

27/05/2026

EOFY is closer than you think… and a few small moves now can make a big difference later.

It’s not just about tax — it’s about how your lending and cashflow are set up going into the new financial year.
Here are a few things to think about before June 30:
✔ Review your lending — are your current loans still competitive and structured properly?
✔ Look at your cashflow — could repayments, debt structure or consolidations free things up?
✔ Business owners: timing of purchases, asset finance and how income is shown can impact borrowing
✔ Investment loans: structure matters (especially around interest and tax deductibility)
✔ Tax debts: if you’re facing a bill, there may be options to structure or finance this rather than putting pressure on cashflow

👉 If you’re house hunting or planning a move, timing matters more than most people realise.
Your borrowing power, tax position and lending setup can all shift around EOFY.

Not sure whether to act now, wait, or restructure?
👉 DM “EOFY” and I’ll point you in the right direction (home, car or business lending)

22/05/2026

Not just home loans...

20/05/2026

Big update — Keystart income limits have increased.

I’ve already had a few people reach out who previously just missed out…
…and now? They’re back in the game.
One client I worked with last year was over the threshold and had to go another route — with these new limits, their situation would look very different today.

👉 If you’re house hunting and thought Keystart wasn’t an option, it might be time for a second look.
Quick check, no stress:
👉 DM “KEYSTART”