Ashleigh Wight - Diversifi Mortgage Broker

06/09/2026

18/08/2026

My clients say it best!
Your trust is my greatest asset - Thank you for your support 🙏🌟

Want to skip the bank stress & experience service like this? DM me to catch up today.
📱 0430 719 543
📧 [email protected]

17/08/2026

If you aren't sure if your loan is working for you, allow me to present some options which you may LOVE.
Let's say "I DO" and help you find your home loan match 💟

13/08/2026

🏡 Thinking about applying for a home loan?

Here are five things to do before submitting your application:

1️⃣ Check your credit report
Review your credit history and make sure all information is accurate.
2️⃣ Reduce unnecessary debt
Pay down credit cards, personal loans and buy-now-pay-later balances where possible. Consider reducing unused credit limits too.
3️⃣ Review your spending
Lenders will look closely at your living expenses, so check your bank statements and cut back on unnecessary spending.
4️⃣ Get your documents ready
Gather recent payslips, bank statements, tax returns and details of your assets and liabilities. Being organised can help the application process run more smoothly.
5️⃣ Speak with a finance broker
A broker can help you understand your borrowing position, compare suitable loan options and identify potential issues before you apply.

A little preparation can make a big difference.
Ready to explore your home loan options? Send me a message to get started.

General information only. Lending criteria, terms and conditions apply.

12/08/2026

💡 What is an offset account and how does it work?

An offset account is a transaction account linked to your home loan. The money held in the account is “offset” against your loan balance when your lender calculates interest.

For example:

🏠 Home loan balance: $500,000
💰 Offset account balance: $30,000
📉 Interest calculated on: $470,000

You can generally use the money in your offset account for everyday transactions while potentially reducing the interest charged on your home loan.

Keeping your salary and savings there may help you save interest and repay your loan sooner.

Keep in mind that offset features vary between lenders.
Some loans offer full or partial offsets, and additional fees or different interest rates may apply.

Want to know whether an offset account could suit your situation? Get in touch for a chat.

Disclaimer: This information is general in nature and does not consider your objectives, financial situation or needs. Offset account features, fees and eligibility vary between lenders. Consider the applicable loan terms and seek professional advice before making a financial decision.

12/08/2026

📉 When was the last time you reviewed your home loan rate?
If it’s been more than 12 months, now could be a good time to take another look.

Your circumstances may have changed, and the home loan market may have too.

Reviewing your loan could help you:
✅ Secure a more competitive interest rate
✅ Reduce your repayments
✅ Access features better suited to your needs
✅ Consolidate debts
✅ Pay off your loan sooner

Even a small rate difference can add up over the life of your loan.
Send us a message and let’s check whether your current home loan is still working hard for you.

General information only. Refinancing may involve costs, and lending criteria, terms and conditions apply.

24/07/2026

💳 "It's only Afterpay..."

This is one of the biggest surprises we see when clients apply for finance.

Buy Now Pay Later products like Afterpay, Zip and Klarna may seem small, but lenders increasingly take them into account when assessing borrowing capacity.

Why?
📉 They can reduce how much you can borrow.
📊 Multiple facilities may indicate reliance on short-term credit.
🏦 Some lenders assess the repayment commitment even if you pay it off every month.

Does this mean you should never use them?
Absolutely not.

But if you're planning to buy a home or refinance in the next 6-12 months, it may be worth reducing or closing unused facilities before applying.

A few small changes today can make a big difference to your borrowing power tomorrow.

Thinking of buying soon? Ican help you get finance ready.

23/07/2026

Feeling extra grateful for all the lovely feedback and support. From new clients to long term term relationships spanning 10+ years, it is always a pleasure being of assistance to you ✨🙏🏻🥰

08/07/2026

The First Home Guarantee caps are officially in!

For buyers hoping to get into the market with just a 5% deposit and no Lenders Mortgage Insurance, the updated property price caps are welcome news for buyers across Australia.

The new caps are now:
🏙️ NSW: Up to $1.5M in metro and regional centres
🏙️ VIC: Up to $950k in metro and regional centres
🏙️ QLD: Up to $1.0M in metro and regional centres
🏙️ WA: Up to $850k in Perth
🏙️ SA: Up to $900k in Adelaide
🏙️ TAS: Up to $700k in Hobart
🏙️ ACT: Up to $1.0M
🏙️ NT: Up to $600k in Darwin

What does this mean in real life?
🏡 Purchase price: $800,000
💰 Deposit required: $40,000
❌ No LMI payable

✅ Potential savings of $20,000+ compared to a standard loan

Even better, there are now no income caps and no annual place limits for eligible first home buyers under the scheme.

Thinking this could be your year to buy? Send me a message and I'll help you check your eligibility.

02/07/2026

July means new financial changes.
Read more below to find out how this may impact you 👇🏻

A bunch of new rules come into effect today. Find out how they could impact your finances.