Strategic Mortgages Perth

27/06/2025

Obtaining online estimates does not always accurately reflect your true borrowing power, but they can provide a ballpark figure on what your future Perth mortgage could look like.

We’ve compared potential mortgage amounts across five different major banks, to help you see your opportunities at a glance, and identify the three key factors impacting your borrowing power.

How much can you borrow for your Perth mortgage on a 70k or 120k salary? Reveal your personal borrowing power.

06/06/2025

Struggling to secure a home loan due to a low income? Here's the investment property trick that could help you break through and get on the property ladder faster.

Watch how Strategic Mortgages Perth can guide you to your first home loan.

Struggling with your first home loan in Perth? Discover how buying an investment property and leveraging rental income can increase your buying power.

05/06/2025

With Perth’s housing market becoming more competitive and home loan approvals tougher, you need a trusted partner who can navigate the complexities of securing a loan.

As your leading mortgage broker Perth, Strategic Mortgages Perth offers expert guidance and access to a wide range of lenders, ensuring you find the best mortgage solution tailored to your needs, even in challenging times.

Watch this video for tips on what to do if your loan was declined.

Have you been rejected for a home loan in Perth because your bank or broker told you that your income isn’t enough to borrow the amount you need? You’re not alone and you might have more options than you think. What many people don’t realise is that your borrowing capacity can vary significant...

05/05/2025

Access to Over 30 Lenders for Tailored Mortgage Solutions

Strategic Mortgages Perth collaborates with a diverse panel of over 30 lenders, including major banks and non-bank lenders. This extensive network enables us to find mortgage solutions that align with your specific financial situations and goals.

Whether you're looking to refinance, investing in property, or a first-time homebuyer, our brokers work to secure competitive rates and terms that suit your needs. Make an enquiry or book a time to discuss your requirements.

https://www.strategicmortgagesperth.com.au/best-mortgage-broker-perth/

22/01/2025

Whether building your first Perth investment property portfolio or expanding an existing one, understanding the implications of cross-securitisation is crucial.

Whilst appearing convenient, it can create unexpected complications, particularly when you’re looking to sell or refinance individual properties within your portfolio.

Watch or read Strategic Mortgages Perth's latest article on what cross-securitisation is, the risks, and strategic alternatives, ensuring your investment portfolio is structured for maximum flexibility and growth potential.

What is cross-securitisation? It's one way to improve your borrowing power, but it's not always the best way. Learn more with expert advice.

21/01/2025

Finding the right loan product goes beyond interest rates to suit your wider financial lifestyle and goals.

From comparing variable and fixed rates across lenders, to considering loan-to-value ratios, here are 5 key factors to help you weigh up the options.

We understand first-hand the current mortgage and finance solutions in Perth. Read our complete guide for securing your ideal Perth mortgage.

22/11/2024

We are thrilled to share some recent 5-star Google reviews for our team at Strategic Mortgages Perth! It's incredibly rewarding to see our clients taking the time to share their positive experiences.

Our team works diligently to make the mortgage process smooth and transparent for every client, helping Perth families and investors achieve their property goals.

If you're looking for mortgage guidance in Perth, we'd love to show you the Strategic Mortgages difference.

https://www.strategicmortgagesperth.com.au/

21/11/2024

If you think your current home loan costs more than it should, it’s time to consider refinancing. Every year, Strategic Mortgages Perth help borrowers and homeowners get better deals on their mortgages by refinancing.

Not quite sure if you should?

Read our informative guide on what refinancing is, and some solid tips on why, when and when not to refinance.

https://www.strategicmortgagesperth.com.au/perth-mortgage-guides/what-is-refinancing/

18/09/2024

Calculating mortgage repayments, and understanding your mortgage’s ongoing expenses, are crucial for ongoing financial planning and comparing different mortgage and lender options.

Whether you're purchasing or considering refinancing your Perth home loan, our guide will help you understand the complexities of calculating mortgage repayments.

Calculating mortgage repayments and understanding other mortgage expenses are crucial for comparing different mortgage and lender options.

29/08/2024

People want to know; "How much can I borrow?"

Known as your borrowing power or capacity, how much you can borrow depends on various personal and economic factors. We put together this comprehensive guide to assist you in making an informed choice.

https://www.strategicmortgagesperth.com.au/perth-mortgage-guides/how-much-can-i-borrow-for-my-mortgage/

Similarly, online calculators can provide estimates, but they often don’t capture the full picture. At Strategic Mortgages Perth, we tackle the complexities on both your and the lender's side, to get the best deal for your needs.

How much can you borrow for your Perth mortgage on a 70k or 120k salary? Reveal your personal borrowing power.

18/07/2024

We pride ourselves on being able to give our clients advice and an edge over the banks. Our consultations are thorough and tailored to your needs, making sure that you feel confident and informed throughout the process.

As your dedicated mortgage broker, we're committed to securing the best terms, to best suit you. Whether you're buying your first home or expanding your property portfolio, our local knowledge and expertise will guide you every step of the way.

Experience the difference a Perth-based mortgage broker can make in your property journey.

https://www.strategicmortgagesperth.com.au/best-mortgage-broker-perth/

10/07/2024

Reported by The Age, the Perth loan scheme designed to encourage urban infill close to Metronet precincts across Perth, has been a massive failure.

Hitting just 5.6% of the target, Trent Fleskens comments on how Keystart can be a valuable agent for good in future WA projects, particularly urban infill.

New figures reveal a pilot home loan scheme introduced by the state to incentivise urban infill has failed to attract homebuyers into purchasing apartments.